Credit repair

My 87 yr old dad's bank just got closed down and he has to open a new account. I guess 25 years ago I signed on the account. He's asked me to re-sign. he's got a bunch of potential issues going against him and I don't thing co-signing makes sense.

I'm assuming they can go after co-signers for debt? Into my own personal account? Any idea if they can go after me based on previous co-signing?

And I still need to help him if he becomes sick, etc, etc. Any other way to be able to write checks or disburse funds for him without being a cosigner?

I have a Library Fees that has been reported to this company. Want to know how to take care of the fees and get it off my cr.

I have two letters that I sent and did not get a response. I have not been served with a summons yet, but I know one is coming. A complaint was filed in Civil Court last week. I plan on answering the summons and submitting it to the court and the attorney( who I think is the junk debt buyer). Would I submit copies of the letters and copies of the return receipts with my answer?

Few months back, my paternal aunt died. After her death, my uncle and her husband is the executor of the estate and since then he's been wondering how to pay off her $2500 credit card debt. Being a woman and a mother of two young adults she had a mobile home valued at about $15,000 and nothing else as assets attached to her name. Now, the question arises whether or not the children of the deceased parents are liable to pay back their debt? what if my cousins are hounded by the debt collectors for payments? Would appreciate you help and thank you.

I am planning a nice gift for my Mom this Mother's Day. But then I am unemployed right now and have very little to do with in this regard. Would any one of you suggest some ideas so that I its affordable for me to follow?

I would like to know if anyone knows if Northright Credit Alliance address 447 Sutter Street, San Francisco, CA. 94108 USES FHONE NUMBER 1-800-745-3508.. They want you to pay a fee to cover the loan insurance so if you get sick or something happens to you the loan will be paid and covered. I would like to know if anyone has any information about them being a scam to take your money and not sending you your loan?

About 3 years ago,,,Cavarly colllections put a hold on my checking account for about 1200.00 dollars.

The judgement has been paid more that full on my end but they have not released my money to me...it says it is there till 2099...REALY....so question is how do I get my money back-the bank says they have no control as it was court ordered. So who do I contact in AZ?

Hey everyone, considering that most people seem to know their stuff on this forum I decided to ask for some advice and I guess partly to vent as well. Perhaps you can help me with something that has been eating at me for a while.

I am not going to suggest that I am with one of the most financially prudent people in the world, but when I found out what their credit score was (they say they never really checked it, even with the free credit advertisements you see everywhere) I have finally found that I am with one of the many people with relatively poor credit.

I would file for Chapter 11 bankruptcy. But is it necessary to undergo a credit counseling session? If I have to all, can the trustee help me with this?

Will business loan inquiry hurt my credit?I would be buying a home very soon after that. So, I want to clarify on this.