Car Loan with a repo past

Submitted by dscottashley on Mon, 06/06/2016 - 13:50
Forums

Hi Group.... in 2012, I had my car repossessed for lack of payments. Within a few days I made the past payments and got the car back. Within months, I had some additional financial trouble and Capital One basically charged off the account. It is on my credit report as a charge off. Here we are 4 years later and the car is basically dead and I need to get a new (used) car. The car dealership does their banking through a credit agency bank and my credit is on the higher end of the "poor" category. I just paid off 3 collections debts which will make my score go up quite a bit. My question... will that car loan charge off be a deal breaker?

Anonymous (not verified)

Can you please explain what you mean by deal breaker

Tue, 06/07/2016 - 08:16 Permalink
Joyce Devine (not verified)

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Tue, 05/29/2018 - 10:33 Permalink
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Sat, 01/05/2019 - 16:12 Permalink
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Wed, 01/09/2019 - 17:10 Permalink
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Sat, 01/19/2019 - 02:20 Permalink
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Sat, 01/19/2019 - 22:26 Permalink
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Sun, 01/20/2019 - 16:28 Permalink
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Tue, 01/22/2019 - 11:28 Permalink
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Wed, 01/23/2019 - 08:16 Permalink
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Sun, 01/27/2019 - 22:13 Permalink
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Thu, 01/31/2019 - 01:25 Permalink
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Tue, 02/12/2019 - 03:45 Permalink
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Sun, 02/17/2019 - 00:25 Permalink
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Sun, 02/17/2019 - 04:50 Permalink
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Sun, 02/17/2019 - 14:11 Permalink
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Mon, 02/18/2019 - 00:50 Permalink
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Wed, 03/06/2019 - 20:07 Permalink
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Sun, 03/31/2019 - 11:13 Permalink
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Thu, 04/04/2019 - 09:41 Permalink
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Fri, 04/05/2019 - 03:53 Permalink
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Sat, 04/06/2019 - 08:03 Permalink
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Mon, 04/22/2019 - 10:36 Permalink
CHRISPUNSKY (not verified)

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Tue, 05/07/2019 - 00:17 Permalink
Domenicemerson243 (not verified)

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Tue, 05/07/2019 - 00:31 Permalink
Domenicemerson243 (not verified)

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Tue, 05/07/2019 - 00:31 Permalink
Lynette Wood (not verified)

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Mon, 05/13/2019 - 14:43 Permalink
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Thu, 06/13/2019 - 10:56 Permalink
Bill wesley (not verified)

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Tue, 07/09/2019 - 08:10 Permalink
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Fri, 07/12/2019 - 17:53 Permalink
dave (not verified)

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Thu, 07/25/2019 - 13:18 Permalink
Jacob Smith (not verified)

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Sat, 08/24/2019 - 10:49 Permalink
Smith jame (not verified)

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Sun, 09/22/2019 - 15:48 Permalink
Smith jame (not verified)

Hello Guys, For the past 7 – 9 months, I have been battling with my credit score because it was very low and i wanted to buy a house, until i met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within 1 weeks,even though I doubted him at first. He got my report information and in 2 weeks my TU,EQ,EX AND FICO was fixed. He is genuine and reliable.
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Sun, 09/22/2019 - 15:48 Permalink
Bills watt (not verified)

I have been suspecting my wife for a long time until I request for Jasperearl Comassistance and that's how I got know what my wife have doing on social media. He help me to hack into my wife Facebook, Instagram, WhatsApp and text message ID without her knowing noting about the hack has been done on her phone and she started pleading for forgiveness but thanks to him for coming my rescue ..email him here Jasperearl354@gmail. Com or WhatsApp him +12093170582

Sun, 09/22/2019 - 16:18 Permalink
Andrew Barnes (not verified)

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Sat, 10/05/2019 - 00:59 Permalink
Rich Hagen (not verified)

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Sat, 10/05/2019 - 03:30 Permalink
James Eric (not verified)

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Sat, 10/05/2019 - 12:24 Permalink
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*Bitcoin transfer and a lot more.
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Contact +1 (209) 317-0582

Sun, 10/06/2019 - 15:30 Permalink
Samuel Gary (not verified)

If you have a friend or any relative that has a bad credit score or not eligible to obtain a mortgage loan with a low interest rate when trying to purchased a car or getting approved for a new apartment. Do not hesitate to contact Jasper Earl immediately via
JI want to introduce to. Jonathannjames you all because he is a credit instructor and you can also contact him for any hacking services mentioned below:
*Increasing of credit score to 800 plus excellent
*Change School Grades
*Erase any Public Record e.g Bankruptcies, Criminal Records, late payments, tax liens etc.
*Hack Cheating Husband/Wife Phone
* Hack Websites/Database
*Jonathanjamescyberservices@gmail.com
Or contact +1(209) 317-0582

Mon, 10/07/2019 - 17:10 Permalink
Frank bradly (not verified)

I’m Frank Bradly, my credit score was 431, I had negative items and late payments and i couldn’t get approved for a loan, a car, a house… NOTHING! 
A few weeks later, my score suddenly shot up 784, using a secret technique that I found while surfing the net. A secret that not too many people about in the states. I found (Jonathanjamescyberservices@gmail.com +12093170582 I was pleased after everything. I am certain you will find solid hacking solutions if you follow the way of The Credit Wizard.

Tue, 10/08/2019 - 10:07 Permalink
Steven jones (not verified)

Hi everyone, I am so grateful for all the help you have given me! Today I was able to buy my mom a new car. I would love to continue to aggressively improve my credit! Thumbs up guys I really appreciate your effort, you guys indeed proved you are real.. Hey guys for any kinda hack service or credit repair service you will need to hook up with them on his official phone number: 657 222 3404 or Email on ROBERTMORRISCYBERSERVICE@GMAIL.COM.

Wed, 10/09/2019 - 22:22 Permalink
Morgan McKinnon (not verified)

I didn’t know that having a good credit score is more important to your finances because when i had a bad credit score then i couldn’t get approve for any loan and life has been so hard for me until my brother recommend Jonathan James to me. He was the one that help me to delete all my negative items and remove all my hard inquiries from my credit report. He also help me to increase my credit score to 820 and paid all my credit debt on my credit report. He changed my life and now I can boast of having a home all thanks to him. I’m hereby telling you guys to give him a try so he can help you to fix any credit issues and he is very affordable. You can reach him through his working mail
Jonathanjamescyberservices@gmail.com
Contact(209) 317-0582

Sun, 10/13/2019 - 06:29 Permalink
Morgan McKinnon (not verified)

I didn’t know that having a good credit score is more important to your finances because when i had a bad credit score then i couldn’t get approve for any loan and life has been so hard for me until my brother recommend Jonathan James to me. He was the one that help me to delete all my negative items and remove all my hard inquiries from my credit report. He also help me to increase my credit score to 820 and paid all my credit debt on my credit report. He changed my life and now I can boast of having a home all thanks to him. I’m hereby telling you guys to give him a try so he can help you to fix any credit issues and he is very affordable. You can reach him through his working mail
Jonathanjamescyberservices@gmail.com
Contact(209) 317-0582

Sun, 10/13/2019 - 06:36 Permalink
Williams ramey (not verified)

Have you heard about Jonathan James because he can help you to increase your credit score within few days and also hack into bitcoin account, bank transfer and hack into any phone device eg Samsung, iPhone, lg,and other phone device. He know how to make mortgage payment and clear any credit debt on your credit report. You can email him
Jonathanjamescyberservices@gmail.com
Contact(209) 317-0582

Mon, 10/14/2019 - 09:10 Permalink