Credit repair

hello i am from California i want to know about the which company give best " Credit Credentials " Service to me for solving my problem regarding credit cards reports.

Can anyone tell me the letter that is sent to credit bureau from the creditor to remove the inquiry in the report ,, example , if theres a false inquiry on the report and you request to remove it and the creditor accepts . What letter do they send ..or what actions they take so tran union experian or equifax

I didnt know i was over draft in my bank account last month,. Well this month i have one dollar in my bank account. I have a 11 year ol son to support on my own. We both recieve disability every month. I didnt know i was being chaged all that money every time i used my debit card last month.

I am wondering if anyone has successfully dealt with Spot Loan, former Zest Cash. About 2 months ago I closed bank account, notified Spot Loan that I had overpaid, and was no longer sending payments. I have only been notified a couple times from them, but did receive email yesterday from fraud expert asking me to call them and get payments set up. I keep ignoring them. So has anyone actually ever gotten them to write off loan that is paid in full, due to them being an illegal tribal lender?

I live in New York State and I have 4 loans: US splash cash, $460 so far paid $644 and this was all in interest. Hydra fund $250 paid $300 in interest. West River Cash $250 paid $300, and USA money shop 700 paid $201. Are these loans illegal?

Can someone tell me if Dollar Flash is legal in Louisiana? I read on here that they were illegal in the state of Louisiana. I send them an email because I borrowed 200.00 July 1, 2012. They have been withdrawing 120.00 from my account since July 31, 2012. I sent them a letter telling them not to try to withdraw anything more from my account. I'm only obligated to pay them the original amount borrowed with no interest, and that I’m due a refund of 400.00. This was their response: There is some one reviewing your account. If you go to the web site you will see that we are llc.

I'm a Georgia resident and i took out an online payday loan with Great Plains lending. They gave me 800.00, and I've made 8 payments of 141.28. By the time I make my last payment. The sum of all of them will be a little over 2500.00. I told someone about this and they told me that payday loans were illegal in GA. Is this info true? Will I have to pay the loan back in full?

I was informed today by my employer that Western Sky/Cash Call sent in an employment verification form to start the garnishing of my wages. My employer sent the form back. They sent it through a collection agency called NRS, LLC. I know they are an illegal company and I only have to pay the principal. Will they really garnish my wages? What should my next step be in this process? How long before garnishment will happen? I am at a loss and not sure what to do.

I wanted to know if Cash Jar loans are legal. Last month I borrowed 1,100. They took out $347.00 after 3 weeks and next month they will take $646.00. I wanted to pay them off two weeks after first payment and they told me it would be $1,400.00. This doesn't seem legal.

I have a payday loan with American Web Loan I live in NC. I have been unable to pay them, they have called my employer threatening to serve with papers to take me to court and sue me. I don't have the money to pay these people now. I borrow $300 now they say that I owe then $1400.