Pdl's are illegal in NY and I know that and have closed down my accounts and some companies worked with me and marked my accounts as paid in full....some wont work with me and say they are sending me to collections....if they are illegal in NY can they effect my credit report?
I have a open loan with Plain Green and I have paid bi-weekly payments of $126.74. My financial situation has changed and I can't afford paying that much every other week so I called them and asked if we could work out a more suitable payment plan and they said flat out no. At this point what are my options? Are these loans even legal in Michigan?
I'm a Georgia resident and I took out an online payday loan with Great plains lending. They gave me 800.00, and I've made 8 payments of 141.28. By the time I make my last payment the sum of all of them will be a little over 2500.00. I told someone about this and they told me that payday loans were illegal in Ga, had I known this and all of the extra money I would have to pay back I wouldn't have done it..is this info true? Will I have to pay the loan back in full?
I live in New York State and I have 4 loans US Splash Cash, $460 so far paid $644 and this was all in interest. Hydra Fund $250 paid $300 in interest. West River Cash $250 paid $300, and USA Money Shop 700 paid $201. Are these loans illegal?
I have been getting phone calls from a collection agency out of Buffalo, NY saying I owe Cash Net USA money. They said they will have me arrested on check fraud charges. Can they do this?
I made the mistake as many here and got myself in a bind. I have loans with Plain Green, Advance Me Today and Cash Cure. I have been paying on the last 2 for about 2 months now. I paid in 450 each with loans of 500 and 600. Are these guys principle only or do I have to pay the fees also. I Live in WI, I can not seem to find out 100% of these lenders are legal there. I like to be able to pay in my terms. I will pay them back, just not @ 150 every two weeks.
Today I want to gain control of my finances. I have numerous payday loans. I closed my account and opened a new one. They are all calling me and I’m not answering because I don’t even know what to say. The stress is giving me nights of insomnia, I’ve lost weight, and my joy is gone. Do I go to a debt consolidation company for payday loans? I just don’t even know where to start or what to do?
I have many pdl’s that are eating my lunch, and I am ready to take the advice on this site to turn things around. However, a couple of my loans are through 'lenders' that ARE licensed in my state (Alaska). If I close my checking account, set up a new one, should I try to allow debits from the 'legal' lenders? Do I send them the same letters as the illegal lenders? In short, how do I differentiate (or do I) between the legal and illegal?
I have loans with the following 5 companies and I'm not sure I'm looking them up correctly. Please help. United cash loans, sure advance, one click cash, arched direct services and advance me today. Could someone look them up and tell me if they are legitimately licensed.
I live in Washington State and have 3 loans, one with Plain Green, one with Cash Call (sold from Western Sky), and one with Ameriloan. I have repaid the principal and then some on all these loans. What are my rights in Washington State?