Credit repair

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No one has ever tried to collect this money

Submitted by Anonymous (not verified) on Tue, 07/16/2013 - 09:14
Forums

I found on my credit reoprt a collection agency that has an old utility bill ($125 dollar gas bill) of mine from 2009. No one has ever tried to collect this money from me. (it is out of sol anyway right?) If I just pay it, do I still have to wait until 2016 for this to fall off!?

Trying to get out of horrible finance charges

Submitted by Anonymous (not verified) on Mon, 07/15/2013 - 07:28
Forums

I have 2 payday loans and live in Arkansas. The interest payments are killing me and I don't want to cause any NFS charges or get in trouble if I close my account. I am just trying to get out of these horrible finance charges. One company I used is usfastcash.com and the other one is ameriloan.com.

Closed account and stopped ach debits

Submitted by Anonymous (not verified) on Mon, 07/15/2013 - 07:26
Forums

I have 4 payday loans in new jersey im told they are illegal and im only responsible for the principal balance but i look at other forums and they say that this is not true who is telling me the truth here because i just closed my account stopped the ach debits and am on to the next step of contacting them someone please clue mean in on whats next!!!!

Agreement of voluntary wage garnishment.

Submitted by Anonymous (not verified) on Mon, 07/15/2013 - 07:24
Forums

I took out a loan with zip19 late last year and due to some other bills I had made no payments. Just last week, the payroll mgr of our company asked about a request she got from them with my agreement of voluntary wage garnishment. Fortunately, she said she won't do anything unless I let her know. Can I stop them for garnishing my payroll?

Just remember it was a phone call

Submitted by Anonymous (not verified) on Mon, 07/15/2013 - 07:22
Forums

I currently have a PDL from loan shop online. I live in Iowa and borrowed 500 and have paid over 1200! They have no website, but I emailed them and ask for one to check my account and they responsed with they do not have one. Not sure how I got the loan, just remember it was a phone call I received. Are they legal in Iowa!!

Separating from husband and every dollar counts

Submitted by Anonymous (not verified) on Fri, 07/12/2013 - 06:40
Forums

I like so many others, have fallen into the payday loan trap recently. I currently have 5 loans out and they are eating up my paychecks.
The lenders are:
UnitedCashLoans
Cashnetusa
Gateway Holdings Group LLC
St Armands
EverestCashAdvance
I live in Maine, and am separating from my husband. Every dollar counts and I am wondering how to take care of these loans.

Find out information for a pdl

Submitted by Anonymous (not verified) on Fri, 07/12/2013 - 06:36
Forums

I am trying to find out information for a pay day loan company called red leaf lending. I have a loan with them for 600.00 and have overpaid them 1200. I know what steps I need to take, just need help finding these people and finding out who they are I can not find anything about them, where they are located, who backs them etc.... I am from NJ and have this PDL that one go away. This is the only info I have
Loan Approval Department
Phone: 1-855-733-7310
Fax: 1-866-608-1841