Credit repair

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Paying a lot longer that I thought I should.

Submitted by Anonymous (not verified) on Mon, 07/22/2013 - 11:01
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Credit repair

I was wondering I have took out a payday loan from Integrity Advance .I can't find my paperwork but I am needing to find out my balance . Does anyone have there contact information? I am in Tennessee and have been paying a lot longer that I thought I should. I have looked everywhere and can't find their number.

HOW LONG DOES IT TAKE FOR A CREDIT SCORE TO GO UP?

Submitted by M.KISHA513 on Sat, 07/20/2013 - 23:05
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Credit repair

I PAID OFF ALL MY CREDIT CARD DEBT NOT INCLUDING MY STUDENT LOANS . BUT I HAVE TWO CAPITAL ONE CARDS WITH A $500 LIMIT BOTH AT A ZERO ALANCE AND ONE ANN TAYLOR CARD WITH A 400 OWED ON IT WITH A $500 CREDIT LINE. i HAVE A JCREW CARD WITH A $0 BALANCE. I AM TRYING TO IMPROVE MY CREDIT SCORE. i DO HAVE RECENT INQUIRIES ON MY ACCOUNT. ALSO, I AVE INFORMATION THAT IS OVER 7YRS OLD STILL ON THE REPORT. cAN I HAVE IT REMOVED AND WILL IT INCREASE MY SCORE?

HELP?

Reporting of Negative Info to the Credit Bureuas

Submitted by scott_p_weeks on Sat, 07/20/2013 - 21:09
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Credit repair

Situation - Original Debtor charged off the balance due - reported as a charge off to the Bureuas - this Debt is sold or transferred to an Attorney Collection Company - they also report the debt now as a negative tradeline - this is in the state of california - what are laws regarding how many times the same debt can be reported on credit report as it is passed on or resold from one CA to another - it seems abusive and extremely punitive to be able to report the same info twice.

Call lenders to make payment schedules

Submitted by Anonymous (not verified) on Thu, 07/18/2013 - 07:40
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Credit repair

Ameriloan $100 (first loan from them)
Lokata cash$ 450 (second loan from them)
United cash loans$500 (second loan from them)
I live in california and I am need need of help. I owe about a total of $1000 to these pdls. I am overdrawn with my bank and next week these pdls will put me more in debt to the point I can never recover( at least for a long time). I am willing to pay both principle and penalty fees but I need at least 3 months of time. What should I do? Can I call them on my own to make payment schedules? I am a ship sinking fast.

Ran into difficulty with checking account

Submitted by Anonymous (not verified) on Thu, 07/18/2013 - 07:37
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Credit repair

I was granted a PayDay Loan by EZPayDayCash.com and couple of months ago and I am on a fixed income so I have a difficult time paying and have paid the interest once and would need to pay it again. I ran into some difficulty with my checking account and stopped my SS check from Direct Deposit into that account. The account is currently in overdraft. The PayDay Loan Company says on their website that they do not give loans to people in the State of PA where I live. What can I do, if anything, to stop them from getting anything more from me?

Going to get arrested for a cashnet loan.

Submitted by Anonymous (not verified) on Thu, 07/18/2013 - 07:35
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Credit repair

I just received a call from India and this guy said he was officer so and so and I was going to get arrested for a cashnet loan. Odd thing is I have only had this number for 1 month and the cashnet loan was over a year ago. Principle is paid. They are illegal in Texas. I have the number what can I do? report to AG? any other ideas?

Turned me into a collection agency.

Submitted by Anonymous (not verified) on Thu, 07/18/2013 - 07:30
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Credit repair

I live in new york, I have three pay day loans out. I have paid back the principal but they said it did not go towards my princpal and turned me into a collection agency.
1) How can I just pay on the principal when they say I owe 100s more??
2) How can a collection agency accept this illegal and ruin my credit while trying to get the money?

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