Credit repair

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Desperate need for quick money

Submitted by Anonymous (not verified) on Wed, 07/24/2013 - 10:41
Forums

I live in Tennessee and I was in desperate need for quick money, I needed to get bills paid on time. I searched online and found United Cash Loans. I borrowed 150, and they said that the total I will need to pay would be 195. Every week they charge a renewal fee, until I pay down on the actual balance. So far I have paid about 180$ and I still have a balance of 130. Ugh I have learned that this was a bad idea, but now when I get paid every week my paychecks are basically nothing because they debit the money out automatically.

Authorities come to home or office to serve me.

Submitted by Anonymous (not verified) on Tue, 07/23/2013 - 10:56
Forums

Can you tell me if Payday Loan Debt Assistance is a legitimate company? I have hired them to help me get out of this mess with my payday loans, but I just still have an uneasy feeling. I am still getting calls from all of the payday loan companies, also getting calls from ACS Litigation Firm saying they are going to have the authorities come to my home or office to serve me with a summons for fraud. I am scared to death and don't know who to trust or believe.

Contacted my sister as well as my parents

Submitted by Anonymous (not verified) on Tue, 07/23/2013 - 10:54
Forums

I just received a call from Folbridge LLC (a debt collector) harassing me, threatening me with jail time for a loan from a year and a half ago. I have received no mail, no information from these people until today. I explained that I was unemployed and could not make payment as large as 800 dollars. When I asked why I was just now being contacted they proceeded to tell me that they have my social security number and they have contacted my sister as well as my parents. This was not true.

Nice to just forget about these loans

Submitted by Anonymous (not verified) on Mon, 07/22/2013 - 11:06
Forums

I have done my research on illegal payday loans and I know that the principal amount only should paid off. My question is do I have to pay these illegal lenders anything? I am in over my head in debt and it would be nice to just forget about these loans and not have to worry about paying anything on them. Since the contracts are illegal am I obligated to pay back the principal legally or is it just a moral thing to pay them the principal back?