Credit repair

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Where they have to sue you in a court of law?

Submitted by Anonymous (not verified) on Thu, 11/21/2013 - 12:34
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Can a company that is a CSO..threaten you with going to jail, having the d.a. issue a warrant for your arrest? Or is this a civil matter where they have to sue you in a court of law? I have been trying to find more info. For the consumer on this subject. But getting dead ends! Any suggestions or answers.

How do I stop another payment?

Submitted by Anonymous (not verified) on Thu, 11/21/2013 - 12:32
Forums

I have so far paid $429.00 for a $250 loan with NLS cash advance. I am told there will be another payment coming out for $279.00. I never signed a contract, on request they finally sent me a contract that says I electronically signed, which I didn't. I submitted my information online for a loan, and next thing I knew there was $250.00 deposited into my account, I didn't even know where it came from, but this site helped me find out by what was written on my bank statement. How do I stop another payment from coming out without closing my bank account?

Ready to garnish my husbands wages

Submitted by Anonymous (not verified) on Thu, 11/21/2013 - 12:31
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Had a call from Fast Loans (storefront) they are telling me that they are ready to garnish my husbands wages for this loan that I took out not him. Is this true can they for a loan thats not his and its been only 4 weeks since the loan was due. I told them I'd pay 1/2 on the 30th but she just happily told me how they would take it all out of my husbands check so dont bother. I live in Georgia.

Put a hard block on closed account.

Submitted by Anonymous (not verified) on Thu, 11/21/2013 - 12:28
Forums

I would like to know if these payday loan companies are legal, Sagamore, 500 Fast Cash, Rapid cash Management, and United Cash Loans, I live in the state of Pennsylvania and are they allowed to give out loans to people in PA. I closed out my bank account yesterday and they put a hard block on my closed account.

Medical Bills On Credit Report

Submitted by lisamariemd on Wed, 11/20/2013 - 14:31
Forums

I have some medical bills on my credit report, and I had medicare and also medicaid. I have founds financial assistance programs that the hospital I attended had but failed to offer to me at the time the bill was created. If these assistance services were offered it would have either eliminated the medical debt or gave a substantial discount price of the debt, and more than likely not would have made a negative mark on my credit report.

How to deal with Rapid Cash Management?

Submitted by Anonymous (not verified) on Tue, 11/19/2013 - 09:50
Forums

I have a loan with Rapid Cash Management. As far as I can tell they are located in the UK. I have been paying the refinance fee or $89 for 5 weeks now. They will not take payment on the loan unless I pay it in full, which at this time I am unable to do?Any suggestions on how to deal with them?

Sent proper letters and closed bank account

Submitted by Anonymous (not verified) on Tue, 11/19/2013 - 09:49
Forums

I got called from 619-342-0094 and a very foreign man said I am being downloaded in 3 hours for a Payday loan from PRL. I paid the 300.00 loan back many times over 13 months. I live in Indiana and they are illegal here. Now they say they are with some bank. I sent all the proper letters and closed my bank account back in May. Are they legal?