Credit repair

I have a PDL with Nationwide Cash that I have overpaid by $300. I have been in contact with Jimmy Blake via email, but he refuses to discuss my account with me via email. He says I must call him. I don't want to call because there will be no record of our conversation. Should I stand my ground and tell him again that I won't call or should I just call and see what he has to say. I have emailed him 5 or 6 times and he always responds that I need to call him.

How can I get out from under payday loans? I am in way over my head with payday loans(5 I am embarrassed to say.) I have one coming due at the end of this month for over 1300 and there is no way to pay it. I feel like I am in a desperate situation and I need some very quick advice about what I should do now. I am not sure where I went wrong along the way and I will never take out a payday loan again.

I've called Town & Country a couple of times but am always on hold forever. Does anyone know if they will work with store-front pdls? My hubby and I have 2 storefront and 3 internet that are killing us. We have four kids and both work fulltime and just don't have time to deal with these people on our own and we need relief. Also I know they are all legal too.

Does anyone know of American Arbitration Group? I asked for validation and she said that they don't have to supply it because I know about the debt. I tried to find out the original amount and told her that PDL's were illegal in North Carolina and she got real ugly and told me "that I knew that when I took out the loan 2 years ago so it needed to be paid. The also rattled off something about chexsystems - what is that?

Can a company that is a cso..threaten you with going to jail, having the d.a. issue a warrant for your arrest? Or is this a civil matter where they have to sue you in a court of law? I have been trying to find more info. For the consumer on this subject. But getting dead ends! Any suggestions or answers?

I have a small problem. I live in NC where payday loans are illegal. I got an settlement offer from Arrowhead before I got an response from the NC Attorney General office. Once I got the letter, I faxed a letter to the company telling them that payday lending is illegal in my state and I am only going to pay the original amount borrowed. I got an email from Dennis telling me that I waved the right to follow my state laws. What should I do?

I live in Indiana and I have taken out several online PDL's. A few of them have just charged me the interest for over a year now. I am in a trap and can't seem to get out of it. $300 a week is taken out of my checking account and that is just the fees. The companies I deal with or have Dealt with are Cash Direct, Up Front Pay Day, Paycheck Today, Discount Advances, Interim, Instant Cash Til Pay Day, One Click Cash, MTE, and Zip Cash. Any suggestions would be helpful.

I was wanting to know if anyone could help me out with this. I got into debt with other payday loans and I'm struggling to try and make ends meet now. Has anyone dealt with the cash store? I need advice on how I could settle my debt with them and make payment arrangements if possible.

I took out a PDL from Payday Loan Yes. Yesterday I received a call from Thompson & Associates and they claim that I have committed Larceny and they are filing a suit with the County Sheriff's Office. Is this company legit and can they do that?

Should I use a debit consolidation company or should I deal with on my own to pay off my pdls? I don't have a problem with paying what I owe I just can't afford all the interest payments. I feel like a fool for getting myself into this situation, and now not knowing what to do.