Credit repair

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Always putting my account in overdraft

Submitted by Anonymous (not verified) on Mon, 12/16/2013 - 11:48
Forums

I got into a situation where I needed some extra cash, so I thought it would be ok to get a payday loan online. Well, I did a few and one of them so happened to be with GFSIL. To make a long story short they are always putting my account in overdraft. I have already paid them their money, but it seems like they want more than what they gave me. I don't want my bank to close my account. Please help!!!

Phone calls at work and end up losing my job.

Submitted by Anonymous (not verified) on Mon, 12/16/2013 - 11:36
Forums

I need help, I have 6 payday loans all internet in West Virginia. I am drowning here and don't know how to stop. I can't have phone calls at work and if they start calling me I could end up losing my job. These are the companies I have loans with
Astro Lending 300
Big LTD 250
Total lending 300
US fast cash 300
cash banc 400
mycashnow 550.
All these loans were taken out from October to December, so I have been paying 90 dollars fees on most all of them since that time. Any help on how to get out of these would be greatly appreciated.

Did not authorize this charge

Submitted by Anonymous (not verified) on Mon, 12/16/2013 - 11:30
Forums

I just had $300 taken out of my account from Westbury/Loan Shop Online. I was certain I had them paid in full, and the bank account I had with them is now closed. They found my other checking account - which I'm not sure how - and took $300 out of it. Now, my account is in the negative. I don't have any money for groceries. I obviously did not authorize this charge. Can they do that?

Will they keep doing that over and over?

Submitted by Anonymous (not verified) on Fri, 12/13/2013 - 08:20
Forums

I cannot pay my loan this week I just don't have the money. I have a loan with US First Cash in Texas, it is a storefront. The loan was for $520. So far I have paid about $528. But all that is just fees, the principal is still the same. I am going to have to go into default. I am worried. They are not the nicest people in that store, they are even rude when you go in to pay your loan. What will happen? What can I do? I know that they will try to send my check thru on Monday, will they keep doing that over and over?

Does anyone have the names of consolidation companies?

Submitted by Anonymous (not verified) on Fri, 12/13/2013 - 08:18
Forums

I have quite a few outstanding payday loans (pdls) and they are just snowballing. 5 of the companies do not have licenses to be doing business in California, where I live. Is this a legal loophole? Also, does anyone have the names of some consolidation companies that I could contact to try and get these things under control? Any help is GREATLY appreciated!!!!!

Never had any extra cash for my bills

Submitted by Anonymous (not verified) on Fri, 12/13/2013 - 08:16
Forums

Long story short I got in a tight financial pinch and I got about 8 pay day loans. After paying the interest rates for three to four pay periods I noticed that I never had any extra cash for my bills and other things. I am currently looking for help with this matter before I lose everything I have worked for. I am living in the beautiful state of Texas and all of the companies I used were online stores. The names of the companies are as follows: Sandpoint, JD marketing, B& L Marketing, SSM Group, Antilles, E dollars direct, Loan shop and purpose cash loans.

Do I just pay the interest rate?

Submitted by Anonymous (not verified) on Fri, 12/13/2013 - 08:15
Forums

I live in Florida and I have 3 loans
Star Cash Processing I owe 550+165 interest
United cash loans I owe 800 + 240 interest and
Cash call 5000 + 555 interest
Have made several interest payments to each. According to your website the loans are legal but the rollovers are not nor Is the interest rates. I have a letter to send but am not quite sure what I'm supposed to say as the Loan is legal. Do I just pay the interest rate? And rollover is illegal in Florida thus I will pay principal only?