Debt management

You we want to get credit report free then you can register Experian they provide free credit report for 7 days trial period and you must cancel the account by yourself or calling them before 7 days otherwise they will charge that amount from your credit card.

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Hi,

I am 3 months behind on my mortgage. So, to help myself i have enrolled into a counseling service and I have a counseling session with NACA on Saturday to find out if there is anything I can do.

I want to save my home but if I can't how long do I have before I am required to move out? I live in South Carolina but really don't understand the Foreclosure law. Will I be notified that I have 30 days to leave the property?

Tips and Strategies for Keeping a Budget

Some people are more computer savvy than others and are able to set up spreadsheets on their computers. Those of us who are not so computer savvy, a notebook of some kind should work just as well. The point is to create a method of keeping track of the monthly bills and monthly spending of the income versus expenses.

I just got a citation to go to court and pay a debt I owe. I didnt know what to do so I called the court and they told me it was a credit card company suing me and now I have to write a letter to the court about the debt i owe. What am I supposed to write besides what I owe? . If I owe the debt what do I do? Do I have to go to court? I got a call from their lawyer. Should I try to settle with the lawyer or what? What options do i have? 7000 is too much for me to pay. I dont have a job now. I Need some advice.

Hi,

I have a charge-off with a local Bank in Missouri. The Date of first delinquency is June, 05 and was charged off as a profit and loss debt in 2005 itself, and a judgment was rendered in the early half of 2006. Now, it has recently got updated to my TU credit report in April 2010. The reason for the non payment is that we are still in dispute over the amt owed.

Hi,

I have a question about repairing my credit and credit scores. Due to a past hardship and illness, I had settled on many accounts and had a court judgment too. I have been paying on it for over a year regularly. So, how do you rebuild? My mortgage was just paid in full and there are no other credit card debt.

I am in a relationship and my partner has excellent credit. I would like to know if I am added to a his card to start building, will it put him in any danger to his credit. If so, then what is the best way to proceed?

I've spent hours upon hours (and days and weeks) scouring the web for advice, and I'm still just unclear on what I should do in my particular situation, so I hope someone might be able to help.

Hi,

I am very new to forum and I want to know how to manage all the debts. If I am in a debt situation, is it possible for me to handle by myself? Someone suggest me........