Hello All,
There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.
1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.
How is this so far. What am I missing and where do I go from here?
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I am amazed how I got to be this lucky. Few weeks back, I seriously needed some fund after my credit card got maxed out, so I decided to sort for a personal loan but was denied and informed by the lender that am already knee-deep in debt, low credit score, late payments, eviction and a judgement. In the search to remedy my financial situation, I came across an online credit repair review of ROCKBASE CREDIT REPAIR and texted them immediately explaining my credit situation. Few days after, I began to experience changes on my credit with notification from credit karma; they boosted my score to 780, cleared my debt, eviction, judgement and late payments. You can also call/text: (972) 449-1968 or Email: Rockbase@protonmail.com for your credit repair.
I am amazed how I got to be this lucky. Few weeks back, I seriously needed some fund after my credit card got maxed out, so I decided to sort for a personal loan but was denied and informed by the lender that am already knee-deep in debt, low credit score, late payments, eviction and a judgement. In the search to remedy my financial situation, I came across an online credit repair review of ROCKBASE CREDIT REPAIR and texted them immediately explaining my credit situation. Few days after, I began to experience changes on my credit with notification from credit karma; they boosted my score to 780, cleared my debt, eviction, judgement and late payments. You can also call/text: (972) 449-1968 or Email: Rockbase@protonmail.com for your credit repair.
I am amazed how I got to be this lucky. Few weeks back, I seriously needed some fund after my credit card got maxed out, so I decided to sort for a personal loan but was denied and informed by the lender that am already knee-deep in debt, low credit score, late payments, eviction and a judgement. In the search to remedy my financial situation, I came across an online credit repair review of ROCKBASE CREDIT REPAIR and texted them immediately explaining my credit situation. Few days after, I began to experience changes on my credit with notification from credit karma; they boosted my score to 780, cleared my debt, eviction, judgement and late payments. You can also call/text: (972) 449-1968 or Email: Rockbase@protonmail.com for your credit repair.
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