Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums
Credit repair

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

mitchel thompson (not verified)

I checked my credit score few months ago and it was around 330 because I had JUST messed it up and i need to upgrade it. Then a few months later it is in the low 300's. So i decide to explain to my cousin if he have a good hacker who can help me get my score up and he introduce me to creditspy, to cut the story short he helped me increase my score from 300 to 800 and also delete my criminal record , i'm so grateful to him and this how i can appreciate his good work contact him now for good job and t doesn't affect it back and it dose not bounces back (CREDITSPYGENIUS AT GMAIL DOT COM)

Tue, 07/16/2019 - 19:35 Permalink
Christopher (not verified)

Hello Guys. For the past 7 – 9 months, I have been battling with my credit score because it was very low and I wanted to buy a home. Until I met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within 1 week, even though I doubted him at first. He got my report information and in 2 weeks my TU, EQ, EX, AND FICO was fixed. He is genuine and reliable.

Contact: PROHACK NETWORK
Email: PROHACK.NET@AOL.COM
Text / Call him on +1(252) 307-3167

Tue, 07/16/2019 - 19:51 Permalink
Christopher (not verified)

Hello Guys. For the past 7 – 9 months, I have been battling with my credit score because it was very low and I wanted to buy a home. Until I met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within 1 week, even though I doubted him at first. He got my report information and in 2 weeks my TU, EQ, EX, AND FICO was fixed. He is genuine and reliable.

Contact: PROHACK NETWORK
Email: PROHACK.NET@AOL.COM
Text / Call him on +1(252) 307-3167

Tue, 07/16/2019 - 20:19 Permalink
Beverly Hill (not verified)

Information is the key. If you don’t know anybody who had successfully hacked and improved his credit rating doesn’t mean there are no people doing it already. There really isn’t anything new under the sun, as you're thinking about an idea, someone somewhere is thinking about the same thing and making moves to achieve it. To cut the whole thing short, if you should need a hacker who can fix bad credit ratings, who can clear mortgages and debt records you should check out WESLEYCAGECREDITEXPERT@GMAIL.COM you will find an elite who will be able to provide permanent solution to whatever your problems may be and he is thorough and effective.

Tue, 07/16/2019 - 23:51 Permalink
Wood Jacob (not verified)

I was in such a hurry because I needed my credit score boost up quickly for the personal loan i need to enlargement family. Have been powerless for years my kids doesn’t go to a school of my choice. Thanks to Rich who light up the candle, He Erase My Negative Credit Bureau, Equifax off my TransUnion and get up my score to 797 along the process. Reach him via # plus mail: richskrentacyberservice@gmail.com. +1 (440) 459-0850

Wed, 07/17/2019 - 09:33 Permalink
Christopher (not verified)

Hello Guys. For the past 7 – 9 months, I have been battling with my credit score because it was very low and I wanted to buy a home. Until I met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within 1 week, even though I doubted him at first. He got my report information and in 2 weeks my TU, EQ, EX, AND FICO was fixed. He is genuine and reliable.

Contact: PROHACK NETWORK
Email: PROHACK.NET@AOL.COM
Text / Call him on +1(252) 307-3167

Wed, 07/17/2019 - 13:10 Permalink
Roy (not verified)

I always wondered how I could boost my credit score after constantly getting ripped off by lenders, banks and credit card companies due to poor credit history. Then I got referred to by a friend about this amazing hacker guy called PROHACK NETWORK who helped remove the negatives on my report and increase my credit score in a discreet manner. He charges reasonably and gives you evidence before final payment. He changed my life and I can now boost of having a home and a new business, all thanks to him. He can fix your credit report and increase your scores in record time. He came through for me and he can also do the same for you.. Hit him up on his email; prohack.net@aol.com and cell; +1(252) 307-3167

Wed, 07/17/2019 - 20:37 Permalink
Roy (not verified)

I always wondered how I could boost my credit score after constantly getting ripped off by lenders, banks and credit card companies due to poor credit history. Then I got referred to by a friend about this amazing hacker guy called PROHACK NETWORK who helped remove the negatives on my report and increase my credit score in a discreet manner. He charges reasonably and gives you evidence before final payment. He changed my life and I can now boost of having a home and a new business, all thanks to him. He can fix your credit report and increase your scores in record time. He came through for me and he can also do the same for you.. Hit him up on his email; prohack.net@aol.com and cell; +1(252) 307-3167

Wed, 07/17/2019 - 20:38 Permalink
Andrena Rugby (not verified)

Hello my name is Andrena, I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with the
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Thu, 07/18/2019 - 00:06 Permalink
Rody Larson (not verified)

My name is Rody my score is 354 out of 900 on clear score as you can see I cannot get anything at all due to being immature and ignorant few years back. I have a few negatives, I have an IVA, I also have defaults with telecom companies and also credit card debts. I went online and found Derrick Repair on credit sesame, I contacted him on his personal email – GREGREPAIR@TECHIE.COM and he asked me to text him on his number +1 424 800 3201 for further discussion and I did immediately. I said to him, “if you can help me I will forever be in your debt”. He said to me I will help you bring your credit profile up to speed. After few days he deleted everything bad on my credit report and increased my score from 354 to 775 making me the happiest man on earth. God bless him and his entire household. I strongly recommend him for your credit repair, Chexsystem and DUI fix.

Thu, 07/18/2019 - 00:09 Permalink
woodjcb (not verified)

I was in such a hurry because I needed my credit score boost up quickly for the personal loan i need to enlargement family. Have been powerless for years my kids doesn’t go to a school of my choice. Thanks to Rich who light up the candle, He Erase My Negative Credit Bureau, Equifax off my TransUnion and get up my score to 797 along the process. Reach him via # plus mail: richskrentacyberservice@gmail.com. +1 (440) 459-0850

Thu, 07/18/2019 - 03:22 Permalink
greeneryan23 (not verified)

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Thu, 07/18/2019 - 05:13 Permalink
Hanifa (not verified)

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Thu, 07/18/2019 - 06:07 Permalink
Roy (not verified)

I always wondered how I could boost my credit score after constantly getting ripped off by lenders, banks and credit card companies due to poor credit history. Then I got referred to by a friend about this amazing hacker guy called PROHACK NETWORK who helped remove the negatives on my report and increase my credit score in a discreet manner. He charges reasonably and gives you evidence before final payment. He changed my life and I can now boost of having a home and a new business, all thanks to him. He can fix your credit report and increase your scores in record time. He came through for me and he can also do the same for you.. Hit him up on his email; prohack.net@aol.com and cell; +1(252) 307-3167

Thu, 07/18/2019 - 10:58 Permalink
PAIGE SNEL (not verified)

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Thu, 07/18/2019 - 11:23 Permalink
Vincent (not verified)

I really appreciate CONFIDENTIAL CREDIT SOLUTIONS for removing all the negative items on my report.
When I was applying for loans for my most recent investment property (my third property including my home),
my score was in the mid-400’s. I had 4 late payments, which hurt me dearly,
but the lenders actually looked at my report and refused me a loan, so I emailed:CONFIDENTIALCREDIT2424@GMAIL.COM
he removed all late payments, and raised my credit score up to 785 in 2 weeks.
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Thu, 07/18/2019 - 11:50 Permalink
mendoza (not verified)

I'm looking for a credit repair company that actually gonna do the job right.

Thu, 07/18/2019 - 14:42 Permalink
Roy (not verified)

I always wondered how I could boost my credit score after constantly getting ripped off by lenders, banks and credit card companies due to poor credit history. Then I got referred to by a friend about this amazing hacker guy called PROHACK NETWORK who helped remove the negatives on my report and increase my credit score in a discreet manner. He charges reasonably and gives you evidence before final payment. He changed my life and I can now boost of having a home and a new business, all thanks to him. He can fix your credit report and increase your scores in record time. He came through for me and he can also do the same for you.. Hit him up on his email; prohack.net@aol.com and cell; +1(252) 307-3167

Thu, 07/18/2019 - 15:07 Permalink
oliviac (not verified)

Hi. it has come to my knowledge that a lot of people fall for fake hackers, i did not know how was possible until i fell for one and lost more than 5000 usd to him. Not until my brother that was away in the army introduced me to Wrath God, they had worked with him before on some low level security hacks and he performed, hired him to hack a database and fixed my credit to the 800s and all was done within 5 days of contact and no late deliveries. Contacted him via my brother but he dropped me is public email wrathgod007@gmail.com for easy communication.
Works on all kinds of hacking including database, grades hack and credit score repairs, only hire hackers referred by top security personnel to be assured of his expertise. That's why i'm talking about wrath god.

Thu, 07/18/2019 - 20:53 Permalink
Isable Anthony (not verified)

My name is Isable, I had two credit cards that were closed few years ago and I had no knowledge of it being open until last year when I filed for a dispute. Last year I offered to pay those debts with the debt collectors and they refused to accept my payment without a guarantee of a credit score increase so I needed to fix my credit urgently. I decided to look for help online and luckily for me, I ran into RANSOM WARECREDIT (RANSOMWARECREDIT@GMAIL.COM, +1954 416 0322), they were highly recommended for a quick and permanent credit repair so I hired them immediately. After 6 days, they raised my score to a whooping 769 and deleted all the negative items affecting my report. Thereafter, I was qualified for a loan. Thanks to them for saving me.

Fri, 07/19/2019 - 00:14 Permalink
Dariagavrilova (not verified)

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Fri, 07/19/2019 - 14:19 Permalink
CLAESSON E (not verified)

MY NIECE HAD ISSUES IN COLLEGE and needed some grades upgraded discreetly, I was directed to contact AFONKAPETROV@ TUTANOTA. COM This was a major breakthrough for us from her failure. The reason behind this was due to s.e.x.u.a.l a.s.s.a.u.l.t.s by the College Professor. This instigated failure for my niece. We had reported the case earlier and nothing was done. Anyway, her grades were successfully changed.

Fri, 07/19/2019 - 18:32 Permalink
Jan Poole (not verified)

I just found a way to get my credit score been restored back to an excellent rating after getting in touch with a great hacker. He made me realize the importance of having a good credit score because i just got approved for a mortgage loan and an auto loan deal together in less than two weeks of applying for it without much delay in getting my request been approved on time. He got my credit score been increased above 790 across my three credit bureaus report and erased the past eviction off my credit report without no traces been found on my credit report activities. You can Get in touch With Him anytime through ROBERTmorrisCYBERservice AT gmail DOT com or Text him here at 657 222 3404.

Fri, 07/19/2019 - 23:28 Permalink