Hello All,
There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.
1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.
How is this so far. What am I missing and where do I go from here?
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I have always maintained a high credit score over the years up till a messy job divorce and property split which affected me psychologically and financially. I accumulated many negative collections (repossession, charge offs, late payments) and my credit score suffered for it and did stop me from getting loans. I got to hear of REDEMPTIONHACKERSCREW from an old college mate and also saw success stories of people he had helped increase their credit scores. I contacted him via his email REDEMPTIONHACKERSCREW@GMAIL.COM, we got the ball rolling and in 5 days his magic hand was all over my report when I pulled it. 790–800 on all bureaus. To be honest it Still feels like a dream getting the loans. If you wish to be saved like me and others reach out to REDEMPTIONHACKERSCREW
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For over 2 months I have felt emotionally disconnected with my significant other. I have had to endure the feelings of being lonely, sad and unappreciated which has led to a secondary feeling of anger and resentment for my partner. Without a doubt, I knew she was cheating on me. So, I searched online and I found the glowing and enthusiastic praise of this penetration tester THE_PRIEST@TUTANOTA.COM. I engaged him for his services and under 18 hours he gave a remote access to my ex-wife’s telegram, emails, Instagram and WhatsApp with great display of professionalism. I am glad I followed my instinct. That’s my review
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Most times, you don't even get to know how some negatives get on your report. I have a family of 4kids and my wife. My family decided to return back home from Houston due to the flood earlier in June. My family live in Houston with my wife's family. I live in New Jersey due to my job. I occupy a little space as I stay alone. Prior to the flood, my family planned to join me over in new jersey. So I needed a larger space and I have to apply for a loan to get a bigger space. I had a 698 on my credit score which made me feel I qualify for the Loan, only for me to notice that I had 3negatives including a late payment which I never knew how. This prevented me from getting the loan I seek. Fortunately for me, my wife learnt of and recommended CREDITSPYEXPERT. After then, our whole story changed. He did not just remove the negatives on my report only, but also increased my score a bit higher to a high 798 just in 2 working days. My family now stay with me in New Jersey since we could finally get a loan for the house I seek for. All thanks to my hacker friend. You might require similar help, just mail the team; CREDITSPYEXPERT@@HOTMAIL.COM or cell {+1 985 441 1527} and get a satisfactory outcome with your credit card issues.
Credit Repair
Most times, you don't even get to know how some negatives get on your report. I have a family of 4kids and my wife. My family decided to return back home from Houston due to the flood earlier in June. My family live in Houston with my wife's family. I live in New Jersey due to my job. I occupy a little space as I stay alone. Prior to the flood, my family planned to join me over in new jersey. So I needed a larger space and I have to apply for a loan to get a bigger space. I had a 698 on my credit score which made me feel I qualify for the Loan, only for me to notice that I had 3negatives including a late payment which I never knew how. This prevented me from getting the loan I seek. Fortunately for me, my wife learnt of and recommended CREDITSPYEXPERT. After then, our whole story changed. He did not just remove the negatives on my report only, but also increased my score a bit higher to a high 798 just in 2 working days. My family now stay with me in New Jersey since we could finally get a loan for the house I seek for. All thanks to my hacker friend. You might require similar help, just mail the team; CREDITSPYEXPERT@@HOTMAIL.COM or cell {+1 985 441 1527} and get a satisfactory outcome with your credit card issues.
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For good six months I tried everything possible to get my score to the high 600 or 700 so I can at least get approved for a loan or even finance a car but all efforts proved abortive and I couldn’t even take my score to 500 after coming up with payments on time, my score was on the high 400. One faithful evening after the days’ stress at work I took a shower and decided to surf the internet to get help on how I could get my score raise, in the process I came across different sites I never heard of and I read great reviews about a particular repair man called Derrick no how he helped people raised their credit score and deleted negative items, he was highly recommended so I contacted him immediately via his email provided DERRICKREPAIR@TECHIE.COM then he replied and asked me to text his work phone (+1 830 308 7397) so he could discuss the process which I started the next day. To cut the whole story short Derrick raised my score to exactly 788 and paid all my credit card debts now I can finance my dream car and get approved for a loan. All thanks to Derrick for such a wonderful service rendered, I must confess his price is moderate and he is kind.
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partnership. research upon research has pointed to the institution as a wealth builder, Yet pre marriage discussions around money are rare under western culture and, If you are involved in them, The discussions are tinged with accusations of one party being a digger or for money. Week the the commence of Marriage and Family Canada put out a release entitled babies, avoid a pink slip? The group latest work maintains men who get and stay married work harder and earn between 10% to 24% more money a phenomenon seen throughout the globe. Jeffrey Dew, A professor at Utah State University and a fellow at the nation's Marriage Project which conducted the study with its Canadian counterpart, Says it hard to find empirical evidence that people consider what their future spouse is making or will make before tying the knot.
Is taboo and de romanticizes marriage but it has been shown that financial stability is a concern. We do know people who are more financially stable may wed, Says the tutor.
traditionally, He brings you, People made no bones about the fact they were hoping to find a provider.
Was dependent on survival in rural areas 200 years ago. You had to locate the healthiest and wealthiest person to marry, according to him. Kingdoms were expanded based on a bonded relationship.
Flash forward to today and where do financial negotiations fit into the world?[Np associated]
You might argue you you are dating doesn care about your car but Mr. Dew studies have found people with more expensive cars will get married. Toyed with the idea of calling that report Rides there is still an expectation of financial stability inherent in the situation of existing marry. People won't marry without that. want to couch it in latamdatereviews.wordpress.com pure investment terms. Is marrying someone in law school like pursuing a growth stock? Is tying the knot with a partner on his or her second marriage something they can enter into with obligations like child support and alimony the equivalent of buying an oil company with mature wells that are running dry?
Head over to the web, for you to effectively advertise for what they really want in a partner, And some of concerns become a little more direct.
Kim hughes, Head of content and location at Lavalife, Said one of advantages of uniform dating is you can create a profile of yourself that is accurate. You can be as blunt as you want enough where you list your income in a drop down menu.
She suggests a little invention. Not very sexy to describe yourself as fiscally conservative but you could say in your profile that owning your office is big goal of mine or being able to travel, informs me Mr. gaines, Adding each detailed description sends out its own message.
But she points out some people are willing to look the other way with respect to money issues because of what they are getting out of the relationship. They are a freak in the sack and that going to be enough for you that she can spend all the money she wants, replies Ms. barnes.
But even her company internal polls have indicated money is and away most often the argument trigger in romantic relationships.
baby stroller is the cornerstone of a relationship. If you have two people in relationship and one is the kind that thinks nothing of throwing money around on the latest fashions or the latest toys and the other is the kind to hang on to money for longer term goals, You are going to have conflict, proclaims Ms. hughes.
Date coach Christine Hart she certified by the life coaching industry says people shouldn go into an rapport with a figure in their head about what a spouse should make.
But where is the dividing line between marrying for money and looking for someone with good prospects who can provide for you? If you decide you want to the home with kids, Whether you are female or male, Doesn that mean you are looking for a partner with high enough income to support you both?
Think it better think about someone who is financially responsible, states Ms. Hart. Can have those type of discussions around the third or fourth date to get an idea about their relationship with money. easy, She tells people to have that while conversing early, Noting most divorces originate from either sex or money.
View is get it out in a respectful way. Men don want to see women shopping for wallets and women don want to be seen as someone who can take care of themselves, expresses Mr. Hart. Problem is people are not respecting what they truly want in their heart. If a guy marries someone who is an Alpha female and there no way she going to work from home, That his mix up. Says it's due to how you say it. She says what I love is to be a stay at home mom, The man recognizes that a single income home and he starts thinking could I do that. It has a financial implication but it comes from a place of honesty and the guy can exit stage left if he thinks no way, I need two earnings. People don have those chitchats, alleges Ms. Hart. Just amazing what individuals don talk about in the dating stage. chunk, Who has a blog called The Divorce chronicles, Notes money is a bigger issue the next time and something that is talked about more openly.
Reason why is there are children involved and when there are children involved there is usually your kids, promising alimony, Other expenses that have to come first simply uses take care of each other, informs me Ms. prevent.
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Florida man left woman to die on the road during first date
ft LAUDERDALE, Fla. It begun as a mystery how did a Fort Lauderdale waitress wind up lying on a suburban freeway before dawn last weekend, Getting fatally struck by multiple passing cars?
relatives of 33 year old Jennifer St. Clair now thinks they are fully aware. In case filed Friday, they are saying St. Clair was on a first date with Miles McChesney of New York when she fell off his borrowed motorcycle motorcycle and he fled. The Florida Highway Patrol has reduced comment, telling me St. Clair's death is under researching. McChesney's personal injury attorney, Russell Cormican, Also turned down comment.
good lawsuit, street. Clair also McChesney, 34, Met on the online dating site Tinder and went out Dec. 6 with two other couples for a group off road bike ride, stopping at three bars. available on Dec. 7, The claim says, The bicycles were on Interstate 95 when St. Clair "Was somehow expelled from the biker" And was struck a great many times by passing cars. Witnesses say a motorcyclist was near St. Clair's body and then removed. The lawsuit says a phone belonging to McChesney's cousin, Who was one of the other bikers, telephoned 911 but hung up.
"The cousin and the other off road bike driver had gone ahead. When they pointed out that Jennifer was not on the bike, The cousin pulled over and called 911, the household's attorney, Todd Falzone, Told a press seminar Friday. He said McChesney then neared his cousin, Who instructed the dispatcher, "Here she is, no way" And put up.
Falzone said Cormican called the highway patrol later that morning and told researchers McChesney would only talk if given full immunity. They repudiated.
"McChesney drank alcohol enough where he became impaired, Falzone proclaimed. "McChesney carelessly and dating in spanish negligently operated that motor bike. He then still did not render aid to Jennifer, And then left her on the road,
According to court papers, McChesney premiered from federal prison in November after serving time for fleeing a halfway house. He was there while completing a sentence on a firearms assurance. His specific hometown in New York could not directly be determined.
guest
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Hello
I assume that this - "shansang", is your password?
   You do not know me and you are probably surprised why you received this letter?
   The fact is that I posted a special program on porn, which you recently visited to have fun (you know what I mean). While you were watching the video, your web browser worked as RDP (remote desktop), as well as a keylogger, which allowed me to access your screen and webcam. After that, my program also collected the data of all your friends from all installed instant messengers, Facebook account and mail.
   So what exactly did I do?
   I made a video with a split screen. In one half - the video that you watch (you have a good taste, haha), and on the other, what I recorded from the webcam (Aha, it's you!).
   What should you do?
   I think $ 1,700 is a fair price for such a little secret. Make a payment via Bitcoin to the wallet address (if you don’t know how - google “How to buy Bitcoinâ€):
   BTC Address: 154PDQLrd65KjxCM6myeN7EAXXfiourbUv
   (case sensitive, copy and paste)
Important:
   You have 24 hours to make a payment (I have embedded a unique pixel in this message and right now I see that you are reading it). If I do not receive the payment, I will send the video to the entire list of your relatives, friends, colleagues, etc. If I get paid, I will immediately erase the video. In case you want evidence, write the word “Yes!†In the reply letter and I will send the video to 5 random contacts from your list. This is a non-negotiable proposal, so it is better not to waste my and your time on such checks.
Hello
I assume that this - "connect", is your password?
   You do not know me and you are probably surprised why you received this letter?
   The fact is that I posted a special program on porn, which you recently visited to have fun (you know what I mean). While you were watching the video, your web browser worked as RDP (remote desktop), as well as a keylogger, which allowed me to access your screen and webcam. After that, my program also collected the data of all your friends from all installed instant messengers, Facebook account and mail.
   So what exactly did I do?
   I made a video with a split screen. In one half - the video that you watch (you have a good taste, haha), and on the other, what I recorded from the webcam (Aha, it's you!).
   What should you do?
   I think $ 1,700 is a fair price for such a little secret. Make a payment via Bitcoin to the wallet address (if you don’t know how - google “How to buy Bitcoinâ€):
   BTC Address: 19e3yc1wv8StzTAK87LhvUTvNLoooDruk1
   (case sensitive, copy and paste)
Important:
   You have 24 hours to make a payment (I have embedded a unique pixel in this message and right now I see that you are reading it). If I do not receive the payment, I will send the video to the entire list of your relatives, friends, colleagues, etc. If I get paid, I will immediately erase the video. In case you want evidence, write the word “Yes!†In the reply letter and I will send the video to 5 random contacts from your list. This is a non-negotiable proposal, so it is better not to waste my and your time on such checks.
Hello
I assume that this - "astric2378", is your password?
   You do not know me and you are probably surprised why you received this letter?
   The fact is that I posted a special program on porn, which you recently visited to have fun (you know what I mean). While you were watching the video, your web browser worked as RDP (remote desktop), as well as a keylogger, which allowed me to access your screen and webcam. After that, my program also collected the data of all your friends from all installed instant messengers, Facebook account and mail.
   So what exactly did I do?
   I made a video with a split screen. In one half - the video that you watch (you have a good taste, haha), and on the other, what I recorded from the webcam (Aha, it's you!).
   What should you do?
   I think $ 1,700 is a fair price for such a little secret. Make a payment via Bitcoin to the wallet address (if you don’t know how - google “How to buy Bitcoinâ€):
   BTC Address: 14vnTFYGqiQeEzNGdcD1k5kknEF9AhPTgv
   (case sensitive, copy and paste)
Important:
   You have 24 hours to make a payment (I have embedded a unique pixel in this message and right now I see that you are reading it). If I do not receive the payment, I will send the video to the entire list of your relatives, friends, colleagues, etc. If I get paid, I will immediately erase the video. In case you want evidence, write the word “Yes!†In the reply letter and I will send the video to 5 random contacts from your list. This is a non-negotiable proposal, so it is better not to waste my and your time on such checks.
Hello
I assume that this - "campbell59", is your password?
   You do not know me and you are probably surprised why you received this letter?
   The fact is that I posted a special program on porn, which you recently visited to have fun (you know what I mean). While you were watching the video, your web browser worked as RDP (remote desktop), as well as a keylogger, which allowed me to access your screen and webcam. After that, my program also collected the data of all your friends from all installed instant messengers, Facebook account and mail.
   So what exactly did I do?
   I made a video with a split screen. In one half - the video that you watch (you have a good taste, haha), and on the other, what I recorded from the webcam (Aha, it's you!).
   What should you do?
   I think $ 1,700 is a fair price for such a little secret. Make a payment via Bitcoin to the wallet address (if you don’t know how - google “How to buy Bitcoinâ€):
   BTC Address: 15nUxD9jbAHCkQyPk1HtZR3p7fMW6LCsLS
   (case sensitive, copy and paste)
Important:
   You have 24 hours to make a payment (I have embedded a unique pixel in this message and right now I see that you are reading it). If I do not receive the payment, I will send the video to the entire list of your relatives, friends, colleagues, etc. If I get paid, I will immediately erase the video. In case you want evidence, write the word “Yes!†In the reply letter and I will send the video to 5 random contacts from your list. This is a non-negotiable proposal, so it is better not to waste my and your time on such checks.
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Mercury is a group of multinational Hacker's with mutual interests obliged to fight online scam and scammers in general, in doing this we make sure by all means necessary that our clients get the best of services.
Having been on various headlines since 2004 hitherto, Mercury group of hackers hosted a conference in August 2006 tagged "The Hacker's profile", which was anchored by Morgan Marquis Boire a high profiled Hacker at Microsoft as the guest speaker. Also, Mercury group of hackers have acquired a hall of fame well deserved for solving tedious puzzles shocking the internet countless times. We possess highly qualified hackers recruited and registered under the right agencies.
Without any reasonable doubts, it is no news that Mercury group of hackers offer one of the best Hacking services world wide.
Amongst others, services we offer are listed as follows :
*bank accounts loading
â—social media hack, (Facebook, Instagram, snapchat etc)
â—Credit card top up,
â—Credit card dept clearing.
â—database hack,
â—money transfer,
â—Verified Paypal Accounts hack,
â—email hack,
â—College score upgrade ,
â—Android & iPhone Hack
â—BinaryOption funds recovery.
Also,
HACKED ACCOUNT RESOLUTION
STOLEN BITCOIN$
PHISHING OF BITCOIN ACCOUNT
LOGIN ERROS
SCAM DURING BITCOIN TRADINGS
Waste no further time.
Email us now : mercuryhackers@gmail.com
cryptocoinintel@gmail.com
WhatsApp :+601164000826.
CREDIT REPAIR
I sincerely want to appreciate CREDIT CLEANSER for helping me repair my credit. He helped in building my credit profile, raised my score of 435 way up to 800, am currently living in my dream home. I also drive my dream car living a life full of happiness. He also removed all the negative items impacting my credit . I would urge you to contact him today and get your credit straight . contact creditcleanser@cyberservices.com.  He also cleans DUI reports.
Earnings on the Bitcoin course from $ 2500 per day
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you can as well try him out
I am an Entrepreneur, I work as a FLAT AND SALES MANAGER but I have been in a sorrowful mood and pressure since my 40’s days ,I have not been able to acquire all my desires despite earning a lot of money doing businesses, my score deprived me of many things in life. But all thanks to God and Albert Gonzalez of CyberSpyGuru (At) Gmail DOT (com) he help me fix my credit report and removed all my evictions within 48hours ,now as I speak I have finally gotten a new home for Family. I didn’t believe at first and It’s just like a miracle but I can’t doubt what’s happening physically in my life.
you can as well try him out
I am an Entrepreneur, I work as a FLAT AND SALES MANAGER but I have been in a sorrowful mood and pressure since my 40’s days ,I have not been able to acquire all my desires despite earning a lot of money doing businesses, my score deprived me of many things in life. But all thanks to God and Albert Gonzalez of CyberSpyGuru (At) Gmail DOT (com) he help me fix my credit report and removed all my evictions within 48hours ,now as I speak I have finally gotten a new home for Family. I didn’t believe at first and It’s just like a miracle but I can’t doubt what’s happening physically in my life.
I LOST MY BITCOINS!!
I lost my recovery phrase and my phone so I couldn't access my blockchain wallet! I messaged Blockchain support and after about 3 weeks of back and forth messages I was told my cryptos were gone and I couldn't recover them anymore. Since Blockchain has millions of customers, losing one customer means nothing to them. My heart sunk and I was terrified. I got 12btc and over 40,000 XRP in my wallet as at March 2017 after holding them for more than 2 years and hoping to sell them all for 2025. It felt like my life flashed before my eyes because I took out a great percentage of my life savings. Hackethics@tutanota.com did the unimaginable. I sent in my email addresses and bitcoin transaction ID. These professionals recouped my lost bitcoins and alternative coin under 7 working days! I cried like a child when I had my bitcoins sent via a hardware wallet. Paying it forward by sharing my ordeal to assist anybody going through the same. hackethics@tutanota.com would tailor a solution to your hacking needs. Khris Davis
$200 for 10 mins “work?”
Invest $ 5000 and get $ 55000 every month: https://hideuri.com/aLz3Nd?2dAEs
CREDIT CLEANSING
I am a single Father with 2 kids and I have tried severally to boost my score to 800 and also clear the negative items on my report. However, i end up getting ripped off by hackers and credit Companies due to my poor credit. The best hacker named Fred came to my rescue, few weeks back I’m a fulfilled person. He changed my life and now I can boast of having a home all thanks To him. He can fix your credit report and increase your scores in 72hours. Reach him through the Email CYBERTYCOON100@gmail.Com or text +1(202) 996 8529
Earn Free Bitcoin 0.2 BTC Per day
If you invested $1,000 in bitcoin in 2011, now you have $4 million: https://hideuri.com/K0kbNz?&dzgvb=TNdrF6f0QVoYa1
tHE REAL HACKER
Good day friends, I strongly recommend hackerpaulmike@gmail.com for your Credit score BOOST, Credit card debt clearing, bank account debt clearing, negative record clearing, Criminal record clearing, Loan application, Credit card application and any related hacking job. You can also reach him on his number: +17206630651‬, He really changed my life for good. A good man is hard to find.
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