Hello All,
There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.
1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.
How is this so far. What am I missing and where do I go from here?
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I strongly recommend the service of a GREAT Hacker to you and his email is Chernandezz0009@gmail.com
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Getting the job done is as simple as sending an email to Chernandezz0009@gmail.com stating what you want to do.
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I had my credit reports fixed and score boost from 499 to 766 by one of the best underground hackers “WESLEY CAGE CREDIT REPAIRâ€. I really don't know if it’s right to post this but they literally saved me and there are others out there like me who need help. Reach out to them on Email: WESLEYCAGECREDITEXPERT@GMAIL.COM. They offer a long list of other hacking services like website hack, all social media hack, erasing bad records, phone cloning, GPS tracking, university database hack and grade change, retrieval of lost funds and documents, bank database infiltration, sales of blank ATM cards for universal withdrawal and many other services. I can't mention even half of it.
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Greeting and Happy New Year everyone, my name is Alameda West Virginia, I want to use this time to appreciate GHOSTVIRUS7890@GMAIL.COM and crew for how they helped me secure a good credit profile within 10 working days. On my credit were student loans, medical bills eviction, judgment and bankruptcy. I had coming a low credit profile of 567 570 542. After my encounter with GHOST explaining my credit issue and how it affects me so badly he explained everything they would do to get my credit fixed and what I had to do on my end to make the job easier. To my very surprise my credit was fixed all negative information impacting on my credit corrected with scores btw 790 800 and 820 all debts where cleared amazing. I very grateful I recommend anyone out there trying to get their credit back to use this service you can also text them +1 205 418 0498
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I have always been wondering if a hacker could improve a bad credit score until i checked online on how to improve my credit score ,I stumbled on a lady’s comment on how capable he is in solving credit issues. I mailed the Hack Invade and he really knows his way around the credit system , I don was skeptical but to my suprise he did helped me out, he his fast and contact him hackinvade |AT| gmail |DOT| com or his phone # 256-294-4701 and thank me later Â
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I talked to these guys mid August. My ex wife completely destroyed my credit like it was her mission in life. I came to these guys in really bad shape, avg score of 550. In just over 10 days I was able to get over 180 points!!!! That's nuts! They literally changed my life! Guess who refinanced the house and truck... this guy infinitefixes8 at gmail com or +1 206 400 9864.
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Hello Everyone, Are you looking for a legit professional hacker who can help you solve your credit and other problems like upgrading credit score, clearing bad credit report, email account hack, bank account hack e.t.c. I've worked with him several times and he has never disappointed. You can get in touch with him on his regular mail BILLYHOFFMANCYBERGENIUS@GMAIL.COM OR Text him (724) 241-8469
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After a recent post encouraging a low-scoring forum member to be hopeful, several people have asked me how I got my FICO score from 420 to the 600s today. Hard work, patience, as well as asking many questions on this forum, have been my salvation. Not to say I haven't slipped – I got so excited a few weeks ago when my FICO hit 668, and applied for a CapitalOne Auto Loan and a Best Buy card (it was my birthday), and my score started slipping downward because of those new inquiries. I need not to beat myself up over those decisions, but oh well, you can't change the past. To set things up, I have been in close contact with synchatechrepair@gmail.com |or text them at 8646570231 who has never failed me since i knew him, i get loans and more benefits without having to worry
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Have you heard about Jonathan because he can help you to increase your credit score within few days and also hack into bitcoin account, bank transfer and hack into any phone device eg Samsung, iPhone, lg,and other phone device. He know how to make mortgage payment and clear any credit debt on your credit report. You can email him Jonathanjamescyberservices@gmail.com1(209)3170582 1(209)3170582
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My credit has been a mess for the past few month and I needed a new home but my request was declined because of an old eviction. it's was difficult for to start a new beginning since i need something to be done to my credit score so last month December i talk to a friend and he gave me the contact of the good hacker, then i text him and explain how bad my score was . he asked fo my details which provide all to him my score was 222 points before i met him he delete all my negative activities and my eviction was wiped. Getting my new home is really so much relief, contact him through his email......(CREDITSPYGENIUS AT GMAIL DOT COM)
XAP credit solutions is a SCAM!!!
CAP credit Solutions is a SCAM...
They keep on making promises, but there is always something else, need more money for software or something else...
How is it everyone one of the reviews it only took days to complete, yet after 2 months, still always had some excuse, why job not complete...
Do t believe any of the reviews on them! Save yourself money and headaches!
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If you are in need of a legit and ethical hacker who can help your erase your credit, increase your credit score and also add to your credit lines for me to get loans and he helped me to get all done within 48 hours with a little fee. You can get in touch with him via Adrianlamocyberexpert@gmail.com or Text him (320) 281-9397
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I’m very much excited right now because I’ve been broke all my life but now I’m living a comfortable life and thanks to this ethical hacker named Robert Morris for making it happen at a good price. He increased my credit score to 790 and got a mortgage loan worth $200k approved in my name without any additional charges. It was so unbelievable because I never knew that could ever be possible by anyone until the hacker with the email address ROBERTMORRISCYBERSERVICE@GMAIL.COM or Cell Number: 657 222 3404.
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If you ever require the service of a hacker, i implore you to try your very best to hire only professionals. BILL HACKWIZARD CYBER SERVICE will help you get your job completed. I was able to hire the service of this elite hacker BILL to spy on my cheating wife and in no time, he gave me full access to my wife's phone activities such as text messages, whats-app messages, twitter, Facebook,Instagram,emails,locations, phone calls etc without touching the phone and without my wife's knowledge. Asides the fact that he provided a good service, he also gave a very efficient customer service, he carried me along with every process and didn't leave me in the dark. Should you ever need this type of services i recommend you reach out to Bill on the email: BILLHACKWIZARD @ GMAIL DOT COM, Call/text:: +1(314) 833-9209 and his whats-app number: +1(314) 635 7319. Bill helped me and i'm sure he would help you too, Make the move today and come share your good testimonies.
NEED A GOOD PROFESSIONAL, CONTACT HIM
Do you need a hacker? Do you need to keep an eye on your spouse by gaining access to their emails? As a parent,if you want to know what your kids do on a daily basis on social networks (This includes facebook, twitter ,instagram, whatsapp, WeChat and others to make sure they're not getting into trouble? Whatever it is,Ranging from Bank Jobs, Flipping cash, Criminal records, DMV, Taxes, Name it,he will get the job done.He's a professional hacker with 20 Years+ experience.Contact him at blacckhhatt007@gmail.com or call/text to (862)-404-1374 …Contact him and Its done.Tell him Daura referred you
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Payments irregularities had always been the issues on my credit,this really affected me as I had a credit score as low as 486,background checks,bad credit reports. All of these caused hardness of paying up my credit by virtue of fact,I lost my job just of recent, it's been so ,it's been a scath catering for the kids as I am a mother of there. So someone recommended Tom on a credit blog. All of the comments I saw about Tom was quite impressive and encouraging, I got in touch with him on phone and we discussed. Tom promised to help and said he'll be honest with me..I stood to his words and surprisingly, he got my credit fixed in three days..Three days guys!. He got it fixed perfectly. No more bad reports,evictions or repos..Everything was done more than expected within a short period of time. I also got a boosted credit score with a Wow limit. I really can't explain how happy I've been ever since then to you guys. I'm now a proud owner of a well furnished and equipped home in Dallas.
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Do you need to hire a licenced hacker who can even stand in court If your spouse cheats contact he can help you. very talented and immaculate I call him the genius, we've had a few runnings together and I am always more than satisfied with his services. Some of the tricks he did for me are cloning my girlfriend's phone and topping my credit score to an awesome number. If you need such services drop him a mail at ghosthackercybermart@gmail.com
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we also offer we offer the following services;
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-Skype hack
-Databases hack
-Word Press Blogs hack
-Individual computers hack
-Control devices remotely hack
-Burner Numbers hack
-Verified Paypal Accounts hack
-Any social media account hack
-Android & iPhone Hack
-Text message interception hack
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-Untraceable Ip etc.
Amongst others, services we offer are listed as follows :
*bank accounts loading
?social media hack, (Facebook, Instagram, snapchat etc)
?Credit card top up,
?Credit card dept clearing.
?database hack,
?money transfer,
?Verified Paypal Accounts hack,
?email hack,
?College score upgrade ,
?Android & iPhone Hack
?BinaryOption funds recovery.
Also,
HACKED ACCOUNT RESOLUTION
STOLEN BITCOIN$
PHISHING OF BITCOIN ACCOUNT
LOGIN ERORS
SCAM DURRING BITCOIN TRADINGS
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Account Recovery
Do you need to hire a licences hacker who can even stand in court If your spouse cheats contact he can help you. very talented and immaculate I call him the genius, we've had a few running together and I am always more than satisfied with his services. Some of the tricks he did for me are cloning my girlfriend's phone and topping my credit score to an awesome number. If you need such services drop him a mail at reliablehackalot2020@gmail.com
you can also text him on (747) 2363499/Send a message on Business whatsapp +19252910054 or click on this link to chat on whatsapp https://wa.me/19252910054?text=Hello%20I%E2%80%99m%20interested%20in%20… , and ask for Kaden he offers the best services ranging from background checks, surveillance( includes access to social networks, school servers, icloud and much more), infidelity to tracing people Hack viber chats, facebook messages and yahoo messenger.
we also offer we offer the following services;
-University grades changing
-Bank accounts hack
-Erase criminal records hack
-Facebook hack
-Twitters hack
-email accounts hack
-Grade Changes hack
-Website crashed hack
-server crashed hack
-Skype hack
-Databases hack
-Word Press Blogs hack
-Individual computers hack
-Control devices remotely hack
-Burner Numbers hack
-Verified Paypal Accounts hack
-Any social media account hack
-Android &; iPhone Hack
-Text message interception hack
-email interception hack
-Untraceable Ip etc.
Amongst others, services we offer are listed as follows :
*bank accounts loading
?social media hack, (Facebook, Instagram, snapchat etc)
?Credit card top up,
?Credit card dept clearing.
?database hack,
?money transfer,
?Verified Paypal Accounts hack,
?email hack,
?College score upgrade ,
?Android &amp; iPhone Hack
?BinaryOption funds recovery.
Also,
HACKED ACCOUNT RESOLUTION
STOLEN BITCOIN$
PHISHING OF BITCOIN ACCOUNT
LOGIN ERORS
SCAM.
Greatest Joy
Finally, I met this honest and reliable hacker because I have been ripped off so many times by this so called fake hackers who claimed to be real and professional before i came across cyber as he helped boost my FICO Score from 464 to 832 and removed all the public records on my credit report. i really appreciate him so much and i promise him that i will always talk about his credit service to the world because i cant afford anyone to fall into any more victims. You can get in touch with him through working mail at CYBERANONYMOUS411@GMAIL.COM
I Hereby Recommend
I Hereby Recommend This Great Hacker Through Is Personal number +1(440)459-0850 with his mail : RICHSKRENTACYBERSERVICE AT GMAIL DOT COM. He's the best at is service, he treat his client with 100% care and do his job secretly without any trace non complain. He hack into my FICO Scores and Credit Bureaus, he was able to increase my scores to 812 excellent plus took away all bad items on tradelines and also make all loans and credit cards debt as paid which i never believe until he gave me a chance to have 100% courage in him.
I Hereby Recommend
I Hereby Recommend This Great Hacker Through Is Personal number +1(440)459-0850 with his mail : RICHSKRENTACYBERSERVICE AT GMAIL DOT COM. He's the best at is service, he treat his client with 100% care and do his job secretly without any trace non complain. He hack into my FICO Scores and Credit Bureaus, he was able to increase my scores to 812 excellent plus took away all bad items on tradelines and also make all loans and credit cards debt as paid which i never believe until he gave me a chance to have 100% courage in him.
credit repair 100%
Do you think your credit score is bad? mine was worse, I was at the edge of losing my family, when i got saved by an old friend of mine who introduced me to a professional hacker, I was skeptical at first but I trust my friend since her credit score was raised by the same hacker, I had no choice, I was about to lose everything So I contacted him via email at recovcomortgage001 @ GMAIL. COM and I must say, hackers are the best. He raised my credit score to a golden score and removed the eviction from my credit among other negative listings.Now my life is much better than I ever thought it would. I can now get approved for loans, mortgage, surgery etc. I'll advise you contact him to help fix your credit now. He's the only hacker I trust can help out in any hack related issue.
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