Hello All,
There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.
1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.
How is this so far. What am I missing and where do I go from here?
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My husband and I were trying to qualify for a mortgage loan and two of the bureaus are not providing a score, I have purchased things with credit off and on for the past 5 years so I suspect that somehow they have mixed up with someone else. I keep asking myself most time, what kinds of documents license and social security card would i send to expedite this process which make me worried most time. I also though of recommending by sending it as a request for a free report before i came across recovco mortgage through a friend I met from a Quora forum. My Credit score finally boost up to 790+ across the bureaus within 5 business days after receiving notification from the company that i have qualify for the mortgage loan and all my debt has been cleared. Guys i’m glad to review this service from recovco mortgage and anyone who need his assistance should contact him right here recovcomortgage001 @ GMAIL.COM
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Honestly i will always make a great testimony to the day i met this
great Hacker because i have been fooled and played on my trust so
many times by this so called unprofessional hacker who claimed to be
honest and professional before i came across Loydspy as he helped boost my FICO score from 500 to 850 and removed all the public
records on my credit report. I was so Excited and give a testimony to his support and credit service . I assumed i am not the only victim who needs this great help.
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I was trying to get some help on a forum
I was trying to get some help on a forum about how to repair my credit report and how i could get a hacker to help me clear my credit card and personal loan debt,That was how a came across with Rich Hacker who saved me away from many years debts and helped me boost my credit score to an excellent result of 801 and also help me retrieve my Stolen Bitcoins. Don't let me talk much about him! try him and let his job speak for him. contacted him on his private mail: richskrentacyberservice@gmail.com
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I’m happy to share my experience with people on how I got my credit fixed. I almost lost my family’s happiness because I couldn’t pay my daughter’s medical bills last year. My credit was 425 and was also struggling with eviction before now, there were other negative items on my report such as IRS and delayed payment. My wife discovered 760PLUS CREDIT SCORE online and everything got better. They helped us after narrating our predicaments and also meeting their demands. They cleared our eviction and IRS and also upgraded our score to 790. I’ll recommend 760PLUS CREDIT SCORE to anyone who genuinely needs help. You can contact them via 760PLUSCREDITSCORE@GMAIL.COM or text +1(304) -774 -5902. Thank me later!
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Do you require any of the following ethical services?
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