Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

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Thu, 12/26/2019 - 20:50 Permalink
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Fri, 12/27/2019 - 00:46 Permalink
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Sat, 12/28/2019 - 02:45 Permalink
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Sat, 12/28/2019 - 18:37 Permalink
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Sun, 12/29/2019 - 01:36 Permalink
Joshualeazy (not verified)

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Tue, 12/31/2019 - 09:08 Permalink
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Tue, 12/31/2019 - 14:40 Permalink
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Tue, 12/31/2019 - 19:36 Permalink
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Fri, 01/03/2020 - 05:04 Permalink
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Fri, 01/03/2020 - 13:06 Permalink
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Fri, 01/03/2020 - 16:56 Permalink
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Fri, 01/03/2020 - 19:18 Permalink
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Fri, 01/03/2020 - 19:18 Permalink
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Fri, 01/03/2020 - 22:38 Permalink
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Sat, 01/04/2020 - 05:28 Permalink
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Sat, 01/04/2020 - 05:32 Permalink
James732 (not verified)

Happy New Year Universe, Christmas and New Year was wonderful all thanks to GHOST VIRUS. I had a very bad credit history with no apology almost losing my home and family due to my poor credit history. I had tons of bills lenders coming at me low credit score there was nothing I could apply for…A friend introduced me to Ghost Virus he’s personal Hacker and gave me their contact he also sponsored the repair program for me to get my life back. 3weeks to Christmas my credit was resolved with an excellent score in all 3 major bureau debts where cleared all negative items where all corrected and made accurate and I got a good credit limit. I’m very grateful to Jack and the entire team GHOSTVIRUS if you wish to use their service…
GHOSTVIRUS7890 at GMAIL dot COM
+1 205 418 0498

Sat, 01/04/2020 - 08:52 Permalink
Modric Venera (not verified)

Hi….when you need to upgrade your credit score or have negative items removed from your credit report online I suggest you contact 760 PLUS HACKER. Back in August, 2019. I had a major setback, if you think your credit is bad mine was terrible. I also had evictions which affected my family badly, my wife had a condition and I needed a loan but I couldn’t, she got seriously ill, my family needed help. So, was asking questions on how to fix my wife and I credit scores, the answers I got in early search for solution with people wasn’t of good experience, but kept fate and never stopped even on how the pressure at a point became unbearable for Us as a family not till I received a notification from a forum and lot of testimonies about this ethical hacker called (760 PLUS). I contacted Him and we had a deal, within the 14days as stipulated in our agreement they deleted all the negative reports and our score was increased to 770 and 810 respectively. You can email or call via:760PLUSCREDITSCORE@GMAIL.COM /+1(304) -774 -5902. I sincerely recommend in line with the promise I made to him on 17th 0f Dec, 2019 to tell people about his good works if my request is met. Your testimony is sure…

Sat, 01/04/2020 - 09:15 Permalink
Dave Calloway (not verified)

Having a messy credit is definitely one of the biggest financial problem one can have, I needed a loan to get a car so has boost my bad financial condition but this wasn't appproved on several occasions because of my credit score made a dip after my divorce to 486, after several failed attempts of fixing my credit my sister linked me to a credit genius who didn't just remove the eviction from my credit report but raised my score to 793. Having similar issues? mail CLEVERHACKER (.) HACK (@) GMAIL (.) COM or text 7818169462

Sat, 01/04/2020 - 09:32 Permalink
Peter Barkley (not verified)

I paid a hacker to remove negatives and also increase my credit score, he removed negatives and repo but after 3 days the negatives were back.i message him and he was asking for more money so i stop talking to him. i then read positive comments about HACKINVADE /AT/ GMAIL /DOT/ COM, i decided to give him a try in less than 48 hours i was already seeing changes, today makes it 8 months he help fix my credit score yet no more negative and my credit score is at 708, if you have similar problem contact him on Email (hackinvade At Gmail Dot Com  or reach is phone 256-294-4701  )  

Sat, 01/04/2020 - 13:20 Permalink
Jocelyn Beck (not verified)

I was able to pay off my credit card debts and also eliminate eviction off court records with the help of Aaron Swartz Cyber Services AT Gmail dot Com on Verified Quora recommendations. His charges are lesser and gives you evidence before final payment. I have purchased the home and a car i was dreaming for and I’m free to apply for anything I want. So contact the Email above if you need to fix any issue your credit scores or Text him (614) 344-8376.

Sat, 01/04/2020 - 15:41 Permalink
Joan Cole (not verified)

I am Joan Cole from Texas just want to inform everyone out here seeking for a lasting solution on credit repair to contact OCTOPUS CREDIT SOLUTION on OCTOPUSCREDITSOLUTION247@GMAIL.COM /+1 770 799 8509. Having read several online testimonies from different credit sites about them and I decided to contact them and explained the challenges I was facing in life due to bad credit and to my greatest surprise the response was a quick one as it took him 5 working days to boost my credit score to 770 and cleared all negative items in my report. A very big thanks to octopus team of hackers for professional efficiency.

Sat, 01/04/2020 - 20:54 Permalink
Paul Clark (not verified)

Should you ever require the service of a credit hacker, Robert Morris is the best hacker up till date! I have problems with my credit score when it was below 525... R O B E R T M O R R I S C Y B E R S E R V I C E at GMAIL dot COM help me to increase my credit score from 525 to 825 and help me to erase all the negative items on my credit report. If you have any credit issues on credit reports and all, I implore you to hire him for good, clean, fast and affordable job. Get to him on ROBERTMORRISCYBERSERVICE@GMAIL.COM or Cell Number: 657 222 3404. He can also solve any sort of hacking issues too.

Sat, 01/04/2020 - 22:02 Permalink
BARYCHEZ (not verified)

Why do people keep falling for scam , you should how that most of these hackers can not be found just by the internet. It is either you have a direct referral or you go to the deep web to find them . all you have to do is go to HL forum on deep web and you should be able to get yourself a good hacker . Greyhatzhackers are one of the ones I found there . They had most of the reviews on there and it only took 5 days for my hacking need to be met . Please we all should be wise , you shouldn't even think of working with any hacker that ask you for upfront money because there are so many fake hackers now . All you need to do is just to add ATgmailDOTcom to their name and you should have their contact .

Sun, 01/05/2020 - 05:56 Permalink
Robert Lara (not verified)

I do have 5 hard inquires and 2 collection's and other late payments plus i was'nt approved to get a loan including credit cards maxed out. until a friend of mine introduced me to Rich Skrenta he is a great man who changed my entire live to a transformed 2020 ,this is really my New Year Vibes, In the last few days i have introduced a lot of client to him and non of them ever regretted working with him he is the real person you can get in touch with: RICHSKRENTACYBERSERVICE@GMAIL.COM

Sun, 01/05/2020 - 06:27 Permalink
frescashay82 (not verified)

I was really, in an embarrassing financial situation, due to my poor credit score. Which led me to meeting some imposters online, who claimed to help me but worsened my problems. I needed to raise my score a bit higher from 635 to 800. It eventually paid off when I met Alan, his email address is treatyourself016@gmail.com through a reference online (May God blesses him). His work rate, professionalism and discretion are top-notch. He increased my scores and removed the negative items on my report in a relatively short time which finally got me the mortgage for my new house and also several loans. You all can contact him via email: {TREATYOURSELF016@GMAIL.COM}. Be guaranteed your credit issues will be over. Tell him I referred you to him….Good luck!

Sun, 01/05/2020 - 08:26 Permalink
Hamersley Criag (not verified)

Amazing! So amazing!!, please READ THIS.Now i belive tomorrow is not certain, I never believe I could own a home before this year runs out. Say No To Bloody Lier! Here is the Real and Legit Boss Hacker who has been saving a lot of people life on there Credit Report plus Negative Items. i have been in battle on bankruptcy and judgment for like 1year and some months before he agree to help me, with the help of Notablespy I was able to purchase a new house and a Benz car after he pay all my outstanding debt and also help me get A Loan. I never imagine how happy he prepared me against 2020 . Reach him for help before its too late: Notablespy.org@g mail. com & on is text digit + 1 862 204 4618

Sun, 01/05/2020 - 13:54 Permalink
Anonymous (not verified)

 Ils sont un groupe professionnel de hackers au-delà de l'imagination humaine, avec des agents du monde entier ... Ils croient en l'effet minimal d'un maximum de mots, donc vous pouvez en témoigner ... Ils pénètrent dans toutes les bases de données sans aucune trace. Vos services sont 100% sécurisés et vous recevrez un remboursement si vous n'êtes pas satisfait des services offerts. Ils offrent les services suivants:
- Chargement de Bitcoin sans préavis
- Carte de débit et carte de crédit vierges illimitées pendant 2 ans
- Chargement du compte sans pré-paiement
- Supprime la mauvaise conduite
- Place des victimes
- Nous faisons le crédit du compte avec un non
de crédit à prépension - SPYWARE POUR TOUTES LES CONVERSATIONS DES MÉDIAS SOCIAUX
- Western Union MTCN et MoneyGram Hack
- Je vote des cartes
- Suppression de l'ancien crédit
- Changer les notes de l'université
- Supprimer le piratage criminel
- Piratage Facebook
-Witters Hack
- comptes e-mail e-chop
- changement de grade Hack
- Le site Web s'est écrasé
- le serveur a planté Hack
- Piratage Skype
- bases de données chop
- Chop de blogs WordPress
- couper les ordinateurs individuels
- contrôle à distance des appareils
- Hack de numéros de brûleur
- Piratage de comptes Paypal vérifié
- Chaque compte de réseau social est piraté
- Piratage Android et iPhone
- Rupture des SMS
- Hack d'interception d'e-mails
- Carte de crédit pour les transactions en ligne gratuites
- ip invisible, etc.

* pirater des comptes de messagerie,
* tous les comptes de médias sociaux,
* base de données de l'école pour effacer ou changer les notes,
* Récupération de fichiers / documents perdus
* DUIs
* registres et systèmes de l'entreprise,
*comptes bancaires,
il est vraiment le meilleur. Ses services sont abordables. Ne perdez pas votre temps avec de faux pirates
+ Pirate de cartes de crédit
+ il peut déposer de l'argent sur des comptes bancaires.
+ Financement blockchain et coinbase.
+ score de crédit bidouille
+ clé privée du portefeuille blockchain {compte pas plus de 2000 $}
+ vente de carte de crédit vierge
+ Pirater et utiliser une carte de crédit pour faire des achats en ligne
+ Surveillez tous les numéros de téléphone et adresses e-mail
** Je vends le bon expéditeur / l'expéditeur local d'hôte de smtp mailer webmail
** Je vends une bonne arnaque page / grabber
** Je pirater tout type d'email / en utilisant un verrou zeus ou un rat
** Je corrige un mauvais pointage de crédit

Contactez-nous >> mrs.Janetcheng09@gmail.com <<
Bonjour, avez-vous besoin de services de piratage? , contactez, (mrs.Janetcheng09@gmail.com)

Sun, 01/05/2020 - 16:24 Permalink