Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums
Credit repair

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

Christie Basilio (not verified)

Hello people, on reading comments in here I thought to share my experience, might help someone who knows? I had credit scores of 451(transunion) 468(Equifax) sometimes early last year. I applied for loan in May I needed to buy a house and sort my wife's medical bill because of my low FICO scores. Out of desperation I started looking for help and I came across a post about a professional hacking firm HACKWEST Credit Repair. I was so nervous at first thinking what if situations get worse with them, but screw it I was desperate. This man magically boosted my FICO score to 750+ within 8 days across all 3 credit bureaus and I was approved after 7 days. I started noticing some of my old negative remarks went off, I still have my scores at 758 despite applying for the loan, though it’s a permanent repair. I am so happy I found HACK WEST and I will recommend ONLY West to anyone in need of such services.

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Thu, 08/29/2019 - 20:49 Permalink
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Fri, 08/30/2019 - 05:48 Permalink
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Fri, 08/30/2019 - 07:45 Permalink
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Fri, 08/30/2019 - 10:53 Permalink
erica (not verified)

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Fri, 08/30/2019 - 14:26 Permalink
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Fri, 08/30/2019 - 15:00 Permalink
sharon (not verified)

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Fri, 08/30/2019 - 15:02 Permalink
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you can also text him on (213) 973-7505/Send a message on Business whatsapp +19252910054 or click on this link to chat on whatsapp https://wa.me/19252910054?text=Hello%20I%E2%80%99m%20interested%20in%20… ,he offers the best services ranging from background checks, surveillance( includes access to social networks, school servers, icloud and much more), infidelity to tracing people Hack viber chats, facebook messages and yahoo messenger.
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Amongst others, services we offer are listed as follows :
*bank accounts loading
?social media hack, (Facebook, Instagram, snapchat etc)
?Credit card top up,
?Credit card dept clearing.
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?Verified Paypal Accounts hack,
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?BinaryOption funds recovery.
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Fri, 08/30/2019 - 16:41 Permalink
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Sat, 08/31/2019 - 10:34 Permalink
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Sat, 08/31/2019 - 17:52 Permalink
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Sat, 08/31/2019 - 20:05 Permalink
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Sat, 08/31/2019 - 20:48 Permalink