Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums
Credit repair

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

felix peck (not verified)

i was once stuck with a low credit score of 450 and i couldn't get any thing sort then i decide to talk to my sister if she could help me out and she introduce me to a good a hacker which i read about him online and a lot of people keep rating him and given credit about him.He handle my job professionally and rise my score to 800 golden score.He promise to help me secure a loan to my account to do the job for me. and also pay up all my debt in my 3 credit cards now am happy to celebrate my new home it's good to be living with family in good home you all should contact him if you need help for credit repair through his email at CREDITSPYGENIUS AT GMAIL DOT COM

Sun, 09/01/2019 - 09:11 Permalink
felix peck (not verified)

i was once stuck with a low credit score of 450 and i couldn't get any thing sort then i decide to talk to my sister if she could help me out and she introduce me to a good a hacker which i read about him online and a lot of people keep rating him and given credit about him.He handle my job professionally and rise my score to 800 golden score.He promise to help me secure a loan to my account to do the job for me. and also pay up all my debt in my 3 credit cards now am happy to celebrate my new home it's good to be living with family in good home you all should contact him if you need help for credit repair through his email at CREDITSPYGENIUS AT GMAIL DOT COM

Sun, 09/01/2019 - 09:28 Permalink
felix peck (not verified)

i was once stuck with a low credit score of 450 and i couldn't get any thing sort then i decide to talk to my sister if she could help me out and she introduce me to a good a hacker which i read about him online and a lot of people keep rating him and given credit about him.He handle my job professionally and rise my score to 800 golden score.He promise to help me secure a loan to my account to do the job for me. and also pay up all my debt in my 3 credit cards now am happy to celebrate my new home it's good to be living with family in good home you all should contact him if you need help for credit repair through his email at CREDITSPYGENIUS AT GMAIL DOT COM

Sun, 09/01/2019 - 10:01 Permalink
feix peck (not verified)

i was once stuck with a low credit score of 450 and i couldn't get any thing sort then i decide to talk to my sister if she could help me out and she introduce me to a good a hacker which i read about him online and a lot of people keep rating him and given credit about him.He handle my job professionally and rise my score to 800 golden score.He promise to help me secure a loan to my account to do the job for me. and also pay up all my debt in my 3 credit cards now am happy to celebrate my new home it's good to be living with family in good home you all should contact him if you need help for credit repair through his email at CREDITSPYGENIUS AT GMAIL DOT COM

Sun, 09/01/2019 - 10:27 Permalink
KARENWARD (not verified)

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Sun, 09/01/2019 - 11:51 Permalink
Maggie Webb (not verified)

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Sun, 09/01/2019 - 12:41 Permalink
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Sun, 09/01/2019 - 18:01 Permalink
Amanda Beary (not verified)

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Sun, 09/01/2019 - 19:34 Permalink
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Mon, 09/02/2019 - 08:37 Permalink
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Mon, 09/02/2019 - 08:49 Permalink
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Mon, 09/02/2019 - 12:09 Permalink
WAYNE KEITH (not verified)

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Mon, 09/02/2019 - 13:10 Permalink
WAYNE KEITH (not verified)

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Mon, 09/02/2019 - 13:23 Permalink
donaldstephens787 (not verified)

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Mon, 09/02/2019 - 13:36 Permalink
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Tue, 09/03/2019 - 06:15 Permalink
Gwen Maguire (not verified)

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Tue, 09/03/2019 - 12:19 Permalink
Michelle Silvestri (not verified)

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Tue, 09/03/2019 - 13:22 Permalink