How long does it take to fix this. He has no credit history but his name and social security number have incorrect address and date of birth. How can we fix this? He cannot get a checking account because of it.
My x husband is now in a position to pay off the balances of credit cards that were assigned to him through our divorce agreement. He has mostly been timely on paying off this debt that he accrued and is going to pay off the balances in full. Since many of these cards have been open for over 15 yrs. and have both of our names on the accounts, what is the best way to close these cards so our credit scores don't take too much of a hit?
I am from Ohio and have 3 online loans. Mobiloans, I borrowed $500, I have paid 440 and still owe 500. Ace cash express borrowed $400 and have paid back 200 and still owe 350. Plain green, borrowed $600 and have paid 107 and still owe 1177. Is there anything I can do? Are these places legal?
I have a loan with Advance Me Today. I have paid $192.00 on a $200.00 loan. I found out that this company is not licensed in the State of California. I have filed complaints with the California Department of Corporations, FTC and the BBB. I offered to pay them the $8.00 that is owed for the principal only. I also closed my checking account. They are now harassing me for $248.00 + fees and now they want $326.00. It is my understanding that I am only responsible for the principal amount. What can I do? Do I have any rights?
I have an online PDL with VIP Loan Shop and have paid them well over $1000 for a $500 original loan. Ever since I got the loan I have received threatening phone calls from some East Indian that change his name every time. I live in Washington State and I think they loaned the money illegally. Every time I try to make arrangements with them. They ignore me. I need advice
I believe I have a collection on a loan I took out with Plain Green loans on my credit report. If an illegal payday company sells your account to a collection agency are you still liable for the principle amount only?
I have several payday loans, live in Tennessee and all are internet loans.
Ameriloan: Original loan amount: $600; have paid $720 so far, balance is $780
US Fast Cash: Original loan amount: $600; have paid $720 so far, balance is $780
United Cash Loans: Original loan amount: $400; have paid $680, balance is $260
VIP Loan Shop: Original loan amount: $300; have paid $360, balance is $390
Cash Direct Express: Original loan amount: $500; have paid $750, balance is $400
How can I get rid of this trap?
Anyone know how to fight creditors that falsely and unethically report things in your credit file, even years after a bankruptcy, lowering your score even more than before bankruptcy was filed ? It went up to high 600's. I didn't do anything different, and now its low 300's. Creditors are reporting old debt as active, that was discharged and cancelled out in 2008. Is it just a useless system of give up if you're exploited, and why bother ?
I have been contacted by a collection company threatening to serve me with papers for fraud charges for a payday loan that was taken out in February 2012? I don't have the funds available to make the payment this week they are requiring... Can charges such as this be filed?
I have four payday loans and live in the state of Georgia. Georgia is not on the list. So how do I get out of this debt?