I have payday loans which I am struggling to pay off each month. I am considering Consolidating my payday loans, but does it affect my credit file. On my credit file I have never missed a payment and I don't want this to go on there and affect it.
Has anyone dealt with national-payday loan? I revoked ach authorization from them to try to straighten my pdl mess up. I've sent them 2 notices asking where to send the original principal but haven't heard anything from them. I was a little worried because they had not even taken out 1 fee before I closed the account. Even though they are illegal, I am certainly willing to pay the original principal.
I'm getting rude calls from two different companies that are threatening to sue me if I don't payoff my past due cash advance loan. 3 out of the 4 loans that I have admit. They are not pushed for any legal action except for ACE. I have not spoken to any rep from H.P Capital but can you give me any advice. I live in North Carolina.
I have several payday loans in default in Ohio. I can only afford to pay back a small amount each month. The lenders have attempted to withdraw the funds from my account to the point that they have caused me to have a large amount of bad check fees. So my bank closed my account due to a large amount of bad checks. Can you help me?
The companies were internet lenders as follows:
Check N Go - $500 borrowed $916 owed
Cash Net USA - $300 borrowed $215 owed
The Cash Line $750 borrowed $1000 owed
I have 2 internet payday loans that I've been paying interest only on for over 2 months now. I'm finding it extremely difficult to pay them any more than what the finance charges are. I live in Florida and have the following 2 internet payday loans:
One Click Cash- Borrowed $400 + $120 finance charges every two weeks.
Advantage Cash Services- Borrowed $200 + $60 finance charges every two weeks.
Can anyone tell me if any of these are legal and if not, how I can go about dealing with them?
After endless reading on here I am hopeful I can get out of my pdl nightmare but living in WI is it possible? United Cash loan 300 pd back 450 interest plus they just took out an extra 50 toward principle..Integrity loan 500 pd back 750 interest..CMG Group 200 pd back 300 interest..US Fast Cash 350 pd back 315 interest..Magnum Cash Advance 500 pd back mega interest this is the worst one...is there hope for me again I live in WI and really need to end this. Never again will I do this please help me!!
I live in Maryland and I took out 3 payday loans via the internet in June 2012..
$300-pack mgmt (90 finance charge) taken out june 2012
$300-jhs marketing (90 finance charge) taken out june 2012
$300 djr group llc (90 finance charge) taken out june 2012
I got a phone call from a Nick Garcia from United States Credit Agency 951-973-7777 said that I have 3 hours to call him back with a payment plan or else they will send out a recommendation for me to go to court over a 300 payday loan that they won't send me "paper" documentation that I even took out is this legal. What is a recommendation for court or legal proceedings?
I have several payday loans that I acquired from internet payday loan companies, some that didn't even email me a copy of the contract some that did. Each week they extract the amount of the processing fee and rollover the loan. Are internet payday loans illegal in the state of Iowa? I'm trying to pay off these loans but it's hard when I can't seem to find daylight at the end of the tunnel and now I have a company harassing me at work & home for way more than the loan was that I got!
I am from RI and internet payday lenders are legal as long as they are licensed in some state. I've tried looking but don't know if these are licensed anywhere EastSide Lenders, CMG and VIP cash.