Past Due Balance on a charged off account

Submitted by juliesellstate on Sun, 04/17/2011 - 02:30
Forums

I am confused about something that was reported on my credit report. It shows that a creditor was charged off, shows a zero balance but also shows a past due. Only Experian shows a past due, Equifax and TransUnion show zero for every field. Does this mean that they still expect a payment or is this just a reporting error? The creditor is an old mortgage I had which is now foreclosed.

#anonymous (not verified)

At times, the late bills stay on our reports till they age off. Disputing such listings may not always remove them off your report.

Wed, 04/20/2011 - 11:04 Permalink