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I am confused about something that was reported on my credit report. It shows that a creditor was charged off, shows a zero balance but also shows a past due. Only Experian shows a past due, Equifax and TransUnion show zero for every field. Does this mean that they still expect a payment or is this just a reporting error? The creditor is an old mortgage I had which is now foreclosed.
At times, the late bills stay on our reports till they age off. Disputing such listings may not always remove them off your report.