Ism | Credit Magic

Member for

16 years 9 months

First Name

tracyis.yourfavorite@gmail.com

User Last Private Msg

1258521017

Attach Signature

Off

User Rank

Off

Notify Private Message

Off

User Registration Date

1202940501

User New Pvt Msg

Unread Private Message

Off

Allow View Online

User Notify

User Avatar

4003800247b59a4486bb8.jpg

Comment Posted By User

Tue Apr 01 2008 thanks all! I have figured it out, ranked my cards in order of payoff and close…
Mon Mar 24 2008 I have a friend that was moving in with his girlfriend and was worried about…
Thu Mar 20 2008 The companies pay, but rest assured the costs are passed on to the consumer.…
Tue Mar 11 2008 It sounds like that credit card insurance - you pay so much for coverage, but…
Tue Mar 11 2008 This is the breakdown I've usually seen on how your score is calculated: 35% â…
Tue Mar 11 2008 I also hear that when you check your crdit report the collection agencies…
Sat Mar 08 2008 Often these wrong names and addresses stay on your report. Anytime you apply…
Sat Mar 08 2008 No laws were changed. There are a few ways to be on a tradeline: Single - You…
Sat Mar 08 2008 It should be from the last date of activity. Let's say you paid off an…
Mon Mar 03 2008 From all I have learned in the past couple of weeks, ask yourself a couple…
Sat Mar 01 2008 Welcome to the forums and I like your username! First off, take a deep breath…
Wed Feb 27 2008 HR Block and places like that usually charge per form. So a basic return with 1…
Wed Feb 27 2008 Fasfeed I found something I think will help. This is from the actual FCRA. (…
Wed Feb 27 2008 Your tax preparer can efile as long as they are set up with the IRS to efile.…
Wed Feb 27 2008 Any check you write has all the info anyone needs - your routing number, your…
Wed Feb 27 2008 You might want to research the Mortgage Forgiveness Debt Relief Act of 2007.…
Wed Feb 27 2008 In the last few years, 9 times out of 10 the "emergency" was related to one of…
Wed Feb 27 2008 Think of your credit report more like a report card and less like a current…
Tue Feb 26 2008 The magic points are a way to reward us to post and share our knowledge. Each…
Tue Feb 26 2008 I think he meant it was low due to NOT paying his bills, since he has a…
Tue Feb 26 2008 If you efile and the IRS accepts your return by end of the day Tuesday, your…
Mon Feb 25 2008 Hi please suggest how can I convert my favorite TV programs Then view them at…
Mon Feb 25 2008 My grandmother would get very flustered and upset if a debt collector called.…
Mon Feb 25 2008 IS it reporting derogatory with a balance still due or a derog paid off? Just…
Mon Feb 25 2008 The credit bureaus are a deceptive bunch This made me laugh - isn't the point…
Mon Feb 25 2008 Let me see if I understand: * If I don't pay anyone, the original debt will…
Wed Feb 20 2008 Playing devil's advocate here for a minute. I am in Atlanta where our main…
Wed Feb 20 2008 I just looked at a few of the credit reports we use here at work and I don't…
Wed Feb 20 2008 Rent the movie "Maxed Out". It is a documentary about credit cards and college…
Wed Feb 20 2008 There are hundreds - I don't know of a list. Let's say you own a business and…
Mon Feb 18 2008 I think reducing your limits would be bad on old accounts. If part of the…
Mon Feb 18 2008 They can promise 200 points because of how they work. If you are serious enough…
Mon Feb 18 2008 it also depends on who is pulling the score. Let's say I go to Transunion.com…
Mon Feb 18 2008 In the example box it said that Alicia's score would rise because she has more…
Sat Feb 16 2008 On a side note, I am in Atlanta and working with a non-profit organization that…
Sat Feb 16 2008 I would assume that unemployment would affect your credit because you can't pay…
Sat Feb 16 2008 When you say only Equifax has the report, do you mean these accounts are only…
Sat Feb 16 2008 From how I understand the difference, FICO is the brand name of a credit score…
Fri Feb 15 2008 A merged credit report is simply 1 report with both spouses info on it. Anytime…
Fri Feb 15 2008 The credit card companies are too nervous right now to cut any slack. The rate…