Improve your credit score

I have no credit debt except for my mortgage and $1,000 left on my car loan. I make 85,000 a year. My credit score is only 600 due to the fact that I got cancer a few years ago. I recently got approved for a $1,500 personal loan. I only did this to try and improve my credit score. When I used a credit simulator on another site it actually dropped it a few points??!! I thought this would eventually improve my credit, not hurt it. How am I going to improve my credit if I never get loans?

In NC can bank accounts be levied after a judgment? I have a credit card debt and I know that there is no wage garnishment for CC debt. I know this that accounts can be levied for taxes and child support but can they be for credit cards? Though there is no judgment against me as of now, I fear that I will get sued. What can I do? I don't have much money to make the payments.

helloo im new to www.creditmagic.org , hope i'm welcome :D

Hello, I have a question regarding Hard Inquiries on my credit report. I have two sets of inquiries that show up in a set of two and a set of 3, one from a student loan I applied for, and one for when I bought my home about a year and a half ago. On my 3 in 1 report, they show for each CA. Is this normal? I am used to places checking only one CA, not all 3. For the student loan one, I was never approved and did not follow up with a co-signor, can I have that one removed?

Thanks!

-Tony

Today I got my credit report from all 3 companies and my FIFO score as well. It was a 544. I have 10 open accounts in collections. And 10 closed accounts as well. What is the best way to go about fixing this the best most affordable and quickest way? Most accounts are store cards such as best buy, sears, macys, pacsun, express, medical

So I have an old collection account 4 - 5 years (Sprint Cell Phone). I know the SOL is almot up and rather then open a can of worms and just going to let it expire and life goes on.

Well, I just checekd my FICO score and pulled my CR and the date has changed to November of last year (2009)???

So I have 2 questions,

1. Is the SOL date from the 180 missed mark?

2. Can a collection agency just change the date?

Hi. everyone, I'm new with the credit stuff
does closing a new credit card affect your score

any help is appreciated

thanks

there's a debt judgment against me thats sitting in my credit report. I think it's been there since 2004...how can i settle this or would this drop after 7 or 10 years? Please advise!!

I have 3 CC both with a low balance and was wondering do I need all three?

2 with First Premier
(1) CC balance $250.00
(2) CC balance $300.00

1 with Orchard Bank
(1) CC balance $400.00

Should I keep all 3 and just charge a tank of gas each (45.00) because if I do something big it might effect my creditscore so I hear.