Hey guys I need to see how to maybe help myself on boosting my credit score. I bought a car at a buy here pay here lot. I paid the car off in 2 years and it was a $20k loan. Perfect payment history etc.
How can I have this reported as good credit so lenders or others would see it.
Hi I just registered to this exceptional place www.creditmagic.org . I would like to ask for your opinion.
Can you tell me please do you trade forex and if yes what forex dealer do you use?
Do you know of some recommended ones?
Thanks in advance for your answers.
P.S. Sorry if I have posted to wrong section "Improve your credit score" but as you can notice I am newbie here.
Hello,
Im trying to do a blanket loan of about $1million on several properties...I have been so busy lately I haven't been keeping an eye on my credit...
I'm trying to remove inquiries to increase my credit score...I have a list of inquiries from creditreport.com...I just need to know how to approach it...Should i send letters to the most recent inquiries or the ones that are furthest away by date?
Hi....just wanted to add my '2 cents'. I live in low-income housing, myself. They (Housing Authority) usually check your credit to see if you have any outstanding utility bills (elec, gas,etc). They don't really look at your credit score. ALSO..they check to see if you owe any OTHER Lanlord (s) past rent..that kind of thing. Hope this helps a bit.
i got a call from a law office stating that they are with Bank or America and are attempting to collect on one of my charge offs. they agreed to the terms or $1000 but payed to them by this month , two weeks... is this legit? he said they they are sending me a letter via e-mail that states if i pay the aggreed amount the acct will be removed from my credit and paid in full... Help Please ASAP.
I have a 800K mortgage and I been offered to buy back my loan by my bank for 740K. I have never been delinquent and my FICO score is in 800s. They told me they will report this as "Paid off but not paid in full". Will this affect my credit?
Thx,
My husband and I would like to buy a house in the next year. My score is 628 according to creditkarma. I would like to get it above 700, or at least 660.
From what I can tell my credit report isn't all that bad. I expect it to go up when a negative drops off (a judgment that was wrongly made but I figured it would be easier to let it fall off on it's own then to fight it), and when two hard checks fall off. All three of those things should happen in the next couple of months.
Hey everybody just have a quick question to which I've been unable to find an answer on. I have been working on my credit for two months now and after a visit with my broker I was excited to find out that I'm just shy of approval by 28 points. Since then I have successfully "paid to delete" two collection accounts that were reported about four months ago totaling over $600.00. I know it varies greatly but how much do collection accounts really affect your score? Think I'll get the 28 points? Thanks in advance...
I payed 35k for my car i owe 5k if i pay it off will this help my fico?
also i was late 3 times on the payments.
thank you steve
