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Collection agency made hard inquiry for debt I have no recor

Submitted by Anonymous (not verified) on Thu, 11/11/2010 - 22:20

There is a collection agency that keeps calling my house wanting to collect on a debt from 2002 that I have no record of. I originally thought these phone calls were telemarketers and didn't bother listening to their messages until yesterday. Then I heard it was a collection agency. I called the company back asking about this debt I supposedly owed and the very rude lady said it was from 2002 and it was over $2000 on a mastercard that was never paid. I have no record or memory of ever having a mastercard. I told her this and she wanted me to give her my social security number.

judgement added after bk filing, but received before filing.

Submitted by felice77 on Mon, 10/18/2010 - 14:51

Hello all. I went to court in june for a cc debt,judge granted them a judgement. In july I got a garnishment summons and I then filed a chap 7 bk at the end of july. My credit reports now show that this judgement has been added it was part of my bk and I expect discharge any day now. What if anything can I do about this judgement? If I can't get it removed, how do I get it to show incl in bk? Also if they correct it to show incl in bk, how will this affect my score? My transunion fako went down 13 pts when this was added...

NEED HELP IMPROVING CREDIT, QUESTION NEED ANSWERING

Submitted by Anonymous (not verified) on Sat, 10/02/2010 - 10:19

Hi,

I'm a recent college grad, and I went to pull my credit and found 9 medical bills in my collections on my credit report. These collections went back from when I was a student in High school, to my 4 years in college. I never received any bills for any of these collections. They are all from the same collection agency and all of the bills are way under $200.00.

Buy Popular Brands for cheap

Submitted by bestsmotka on Fri, 10/01/2010 - 16:58

Earlier this week, Tod's presented its Spring 11 accessories by appointment in Milan
At 11:15 came Kylie Minogue, who performed a fairly restrained version of some of her hits, like I Should Be So Luckyand Can't Get You Out of My Head,while a colorful looking person named Kappauf, who publishes an indie magazine called Citizen K, sat alone on a banquette, wearing a full length mink vest and a shock of black streaked white hair that was a cross between Andy Warhol and Cruella De Vil

Help in lowering debt amount

Submitted by Anonymous (not verified) on Fri, 08/06/2010 - 03:49

Hi all,

I am in hardship programs (for almost all of my credit cards). I had a major loss of income, thus couldn't pay my cards for a few months. They all offered the programs to me to help me get back on track again. However, when I called to ask if I can lower my payments before I was late they refused.

Now, my husband and I might be coming into a large sum of money and would be able to pay off all of these credit cards. What I want to know is If we agree to pay them in full will they agree to lower the debt amounts? And if they do will my credit score be hurt?