Improve your credit score

I am in college, and receiving an abundance of credit card offers. I just signed up for one, and my bank sent me an offer. Does it help or hurt credit to have multiple cards?

Hi i was asked by a lender what is my median credit score?

HI, I'm new here and i just turned 18. I am wondering what is the best way to start and build credit.

Can i get a personal loan in the amount of 15k with a credit score of 740 i make good money but need this for home upgrades.

What steps should i take to improve my score from low 500 to low to middle 600. I have around a 6 month time frame to do this. I have been paying down all my bills but there is still a huge amount in the 20k range. What are my steps i should be taking?

how do i remove a negative file from my report that i didnt pay off in full...the account is still on my credit report and is closed...and is charged off...but is still there....does anybody have a sample latter or any advice for this situation...its much appreciated ...thx

Hi everybody,

I am searching for answer to this question on this forum.

How can improve my Credit Score faster ?

Can any one help me to know that how can i improve my credit score faster.
If anyone know answer for this question please help me to know that.

I will hope, You will give me satisfied answer to this question.
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Thanks.
:lol:

if you have a Hard inquiry and have sent a letter for them to have it removed and write back and say you applied for a Credit Card on line and this is why we checked your Credit Report but do not send any proof back with your letter which stated to send back proof what will the Equifax , Trans union or Experian say to this?

Hello!
There are many of the salvaging tools facilitated nowadays. To list a few, a loan modification program, hardship filing, debt consolidation, etc. I think all these are of great importance when it comes to the borrowers when they are lacking payments.
I want to know, if compared, which option is GOOD for credit score?
1. To repay loans that I will after 2-3 months when the things will settle well
2. To get rebates, compromises etc. and pay the reduced loan overheads. This will save much money, though.

I have an Account with Cap One with a balance of $1,204.00 (revolving account) my limit was $400.00 the rest is of course are late fees and penalties. To the best of my knowledge they have not sold this to another CA. they have it in my Account History as a "Charge Off" as 30 days as of June 2006 (SOL still in effect?) I want to get this taken care of but with the Charge Off should I start letters or what. Florida Resident :roll: