The scenario
TU 509 Ex 501 Eq 553 on 1/12.
Since then i've gotten 3 inaccurate derog's deleted and paid to delete others which havent gone though yet. I have a Bk from 2002 that I'm using Lexington Law to try and remove as well.
I just opened up a $300 boa secured cc, would it be worth it to open up another one with like a $700 limit, then use about 20% each month then pay in full?
is it possible that my credit card company will make my months on my history that are 30 60 and 90 days past due green ( paid on time) if i pay a little extra? i had lost my job and couldn't make a payment for several months, was wondering if it was legal( and if they might possibly do it) for them to convert them to paid on time months for a little extra cash. if so i will have perfect credit history. let me know
I called LHR INC and wanted to work with them on a settlement and the person that I spoke to told me I had to do this and that and if I did not they would pull a "Permissible Purpose" on my Credit History daily and would make sure that my credit score would keep going down until I paid it. They ran it on 8/22/07 then again on 12/30/08...........Can they keep do this?
Hi,
Most people around the world do. Life just seems to come at you and catch you off guard at the worst possible moment. If you are looking to improve your credit, then getting a credit card my actually help you dig yourself our of the bad credit hole you find yourself in.
Snoreta
Is it possible to segregate personal credit score from business credit score for a small entrepreneur? They are totally different, yet needs to be segregated. A personal score may be a bad but someone will always take more cere to return the downpayments on time. This should not affect his business. Anybody has any clues?
My mortgage company is reporting "foreclosure started" and 3 months of RF on my Experian report but not on the other reports. Can I get it removed without hurting my credit reports with Equifax and Trans. A loan modification was worked out 18 months ago after I received a legal foreclosure document. My credit score is 670 now. I would like to get it above 700 to refinance a 9.5% mortgage. Also my Chase good lines of credit are not being reported to Equifax but are to the other two agencies. How can I get them on Equifax to raise my score?
If I request debt validation... how much of the contract do they need to provide me in order to prove the debt is validated?
I was sent one paper with my signature on it, but nothing tying it to an account of mine. No "contract" or agreement information, or account number, etc... Any help would be appreciated, thanks!
my credit score is pretty low. What is the first step in repairing my credit?
Hello I am new to the community also young 19 years old and trying to figure out how I can increase my credit score so I can get approved for a new car. I recently went out and have had 3 credit pulls from different car dealers. The paper work they receive puts my credit score around 580-595, but when I check online at freecreditreport.com etc. it says my equifax score is at 605. I also have two loans and 2 credit cards out at the moment. Both my credit cards are low limits under $1000 and I have about 55% of one used and 35% of the other use.
Hello I am new to the community also young 19 years old and trying to figure out how I can increase my credit score so I can get approved for a new car. I recently went out and have had 3 credit pulls from different car dealers. The paper work they receive puts my credit score around 580-595, but when I check online at freecreditreport.com etc. it says my equifax score is at 605. I also have two loans and 2 credit cards out at the moment. Both my credit cards are low limits under $1000 and I have about 55% of one used and 35% of the other use.