Having additional account on my ex-husbands credit card

Submitted by Anonymous (not verified) on Fri, 06/22/2007 - 09:54
Forums
Credit repair

Hi,

My Ex-Husband has stopped paying for his credits. I have an additional account on one of the cards. Will this affect my credit scoring? I might need to take a loan in the near future that is for my new apartment. What do I do? Any help is welcome.

Thanks…
Clara

Clara (not verified)

I am not in contact with my ex-husband though. Will that be a problem?

:?

Fri, 06/22/2007 - 10:08 Permalink
Laura

Hi Clara,

I am afraid this will reflect on your credit report. But don’t worry. Check your credit reports soon. If it shows on your report then go ahead and dispute it. It will be removed. Mention that yours is an additional account and you are not responsible.

All the best. :)

Fri, 06/22/2007 - 10:14 Permalink
anthony

Hi Clara,

I think Laura is right.

The best thing is you dont need to worry about proving that you are an additional account holder. Leave it completely to the CRA. They will do it proactively. I faced a similar problem when I got divorced with my wife. I was completely shocked when i saw my credit report :shock: . Today I am burden free. But do keep a check on your credit report. Dispute any incorrect item that it might reflect.

Take Care
Anthony :)

Fri, 06/22/2007 - 10:22 Permalink
Laura

Thanks a lot Morningstar..:)..this link is helpful. Its interesting and I came to know new aspects.

Mon, 06/25/2007 - 03:23 Permalink
Clara (not verified)

Oh great 3.9%??? My God thats a good deal.

Sam i will talk to my friends and will get back to you when i need the loan.

Thanks for help :)

Fri, 06/29/2007 - 10:01 Permalink