Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

Matt Hardy (not verified)

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Fri, 11/01/2019 - 04:09 Permalink
Monique Solis (not verified)

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Fri, 11/01/2019 - 08:17 Permalink
Monique Solis (not verified)

Hi people, contact XAPCREDITSOLUTION@GMAIL.COM or +1.972.597.9704.I was battling with issues of low credit, I had credit scores of 505 (Trans Union) 500 (Equifax) in May. I applied for a loan and was not approved because of my low FICO scores. No company agreed to employ me. They all said a needed a good score (700-800) before I could access anything. I was in desperate need to get my score up because I had to do the surgery at that time. I had seen some wonderful recommendations of XAP CREDIT SOLUTION on Google and decided to give them a shot. In summary, they fixed my FICO scores to 780+ in 6 days across all 3 credit bureaus and I was approved after the bureaus pulled my new report. I still have my scores at 789 because it is a permanent fix. I am so happy I found the hacker and will recommend ONLY them to anyone in need of such services.

Fri, 11/01/2019 - 10:04 Permalink