Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums
Credit repair

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

over the count… (not verified)

Its not my first time to go to see this web site, i am browsing this website dailly and get nice information from here all the time.

Wed, 10/30/2019 - 20:34 Permalink
jim scott (not verified)

If you have any lines of credit with high balances on them paying them down to at least 30% or below of your available limit will increase your credit score quickly.
If you have any really past due or charged off accounts you could request a pay for delete to have them completely removed from your credit score.
You can also send debt validation letters to any Collection Agencies who are reporting on your credit report with the hopes that they will not be able to produce your original agreement binding you to the debt they claim you owe.
Any additional information about what is on your credit reports would also be very helpful.

Good luck.
_________________

Jim Scoth

gretchennycole@gmail.com

9842268349 contact for help

Wed, 10/30/2019 - 22:05 Permalink
Jim Scot (not verified)

If you have any lines of credit with high balances on them paying them down to atleast 30% or below of your available limit will increase your credit score quickly.
If you have any really past due or charged off accounts you could request a pay for delete to have them completely removed from your credit score.
You can also send debt validation letters to any Collection Agencies who are reporting on your credit report with the hopes that they will not be able to produce your original agreement binding you to the debt they claim you owe.
Any additional information about what is on your credit reports would also be very helpful.

Good luck.
_________________

Jim Scot

gretchennycole@gmail.com

9842268349 contact for help

Wed, 10/30/2019 - 22:12 Permalink
Jim Scot (not verified)

If you have any lines of credit with high balances on them paying them down to at least 30% or below of your available limit will increase your credit score quickly.
If you have any really past due or charged off accounts you could request a pay for delete to have them completely removed from your credit score.
You can also send debt validation letters to any Collection Agencies who are reporting on your credit report with the hopes that they will not be able to produce your original agreement binding you to the debt they claim you owe.
Any additional information about what is on your credit reports would also be very helpful.

Good luck.
_________________

Jim Scot

gretchennycole@gmail.com

9842268349 contact for help

Wed, 10/30/2019 - 22:12 Permalink