Credit Bureau dispute letter

Submitted by CMBV22 on Mon, 06/02/2008 - 09:00
Forums

I have a couple questions/ starting points,

1) who made the mark on your CR was it a CA or the OC?

2) can you get in writing the dates that the office was in network and the dates they were out of network?

3) send the doctors office a written request that your chart and all documents signed by you, to be sent to you.

4) write down in detail as much information as you can remember. Receptionsist names, dates etc. Call your insurance company again and find out why they suspended that office for that time period.

Research you states laws and regulations on debt collections. Focus on the articles on medical bills for this account.

5) Once you have all of that information I would call the doctors office and ask to speak to the billing specailist. Have all of your information with you so that you can quote documents from the office and the Insurance company.

EXplain to the office everything that happened and how you were willfully mislead into accepting services from that office when they knew their office was suspended by your insurance company. Provide them with the details you find out about why they were suspended.

I would also inform them if they do not remove any marks from your CR that you will file complaints with the FTC, BBB, AG and DOB.

Chances are you will be able to get them to remove the mark from your CR if you offer them a PFD after you hit them with all of this information.

Personally, I prefer to do all my dealing with CAs via mail. That way I have proof of all conversations. If you need help drafting a letter for this I can help you. Let me know what you want to do and I will throw one together that you can add your own details to.

Now, when exactly did this hit your CR? How close is it to the SOL in your state?

Good luck

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Mon, 08/19/2019 - 11:45 Permalink
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Sun, 08/25/2019 - 16:48 Permalink
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Tue, 09/03/2019 - 06:27 Permalink
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Fri, 10/11/2019 - 20:20 Permalink
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Thu, 10/17/2019 - 19:54 Permalink
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Thu, 10/17/2019 - 20:41 Permalink
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Tue, 10/22/2019 - 21:24 Permalink
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Sat, 10/26/2019 - 18:43 Permalink
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Mon, 10/28/2019 - 21:36 Permalink
Jim Scot (not verified)

If you have any lines of credit with high balances on them paying them down to atleast 30% or below of your available limit will increase your credit score quickly.
If you have any really past due or charged off accounts you could request a pay for delete to have them completely removed from your credit score.
You can also send debt validation letters to any Collection Agencies who are reporting on your credit report with the hopes that they will not be able to produce your original agreement binding you to the debt they claim you owe.
Any additional information about what is on your credit reports would also be very helpful.

Good luck.
_________________

Jim Scot

gretchennycole@gmail.com

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Wed, 10/30/2019 - 22:18 Permalink
Jim Scot (not verified)

If you have any lines of credit with high balances on them paying them down to atleast 30% or below of your available limit will increase your credit score quickly.
If you have any really past due or charged off accounts you could request a pay for delete to have them completely removed from your credit score.
You can also send debt validation letters to any Collection Agencies who are reporting on your credit report with the hopes that they will not be able to produce your original agreement binding you to the debt they claim you owe.
Any additional information about what is on your credit reports would also be very helpful.

Good luck.
_________________

Jim Scot

gretchennycole@gmail.com

9842268349 contact for help

Wed, 10/30/2019 - 22:18 Permalink
Jim Scot (not verified)

Ok, so you have a lot of debt, and it seems like it's going no where. You pay your credit cards every month. What do you do
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Thu, 10/31/2019 - 18:33 Permalink
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Wed, 11/13/2019 - 12:31 Permalink
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Thu, 11/14/2019 - 23:02 Permalink
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Thu, 11/21/2019 - 21:30 Permalink
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Tue, 11/26/2019 - 10:49 Permalink
Mariej7890 (not verified)

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Tue, 11/26/2019 - 22:22 Permalink
Richard Huffman (not verified)

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Sat, 11/30/2019 - 12:56 Permalink
Gladys Walker (not verified)

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Sun, 12/01/2019 - 17:10 Permalink
Gladys Walker (not verified)

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Sun, 12/01/2019 - 17:10 Permalink
Renner Wilson (not verified)

My score was 352 out of 900 on clear score as you can see I cannot get anything at all due to being immature few years back. I had a few negatives, I had an IVA, I also had defaults with telecom companies and also credit cards. I went online and found a credit repair expert on credit sesame. I contacted him on his personal email – (DANIELKENCYBERSERVICES AT GMAIL DOT COM)and he asked me to text him on his number +1 407-680-2514 for further discussion and I did immediately. I said to him, “if you can help me I will forever be in your debt”. He said to me I will help you bring your credit profile up to speed. After few days he deleted everything bad on my credit report and increased my score from 352 to 819 making me the happiest man on earth. God bless him and his entire household. I strongly recommend him for your credit repair.

Mon, 12/02/2019 - 15:11 Permalink
Gladys Walker (not verified)

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Tue, 12/03/2019 - 13:26 Permalink
Kevin Williams (not verified)

My score was 352 out of 900 on clear score as you can see I cannot get anything at all due to being immature few years back. I had a few negatives, I had an IVA, I also had defaults with telecom companies and also credit cards. I went online and found a credit repair expert on credit sesame. I contacted him on his personal email – (DANIELKENCYBERSERVICES AT GMAIL DOT COM)and he asked me to text him on his number +1 407-680-2514 for further discussion and I did immediately. I said to him, “if you can help me I will forever be in your debt”. He said to me I will help you bring your credit profile up to speed. After few days he deleted everything bad on my credit report and increased my score from 352 to 819 making me the happiest man on earth. God bless him and his entire household. I strongly recommend him for your credit repair.

Thu, 12/05/2019 - 00:17 Permalink
Kate Hunter (not verified)

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Fri, 12/06/2019 - 13:55 Permalink
Rodriguez8237823 (not verified)

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Mon, 12/09/2019 - 20:37 Permalink
Douglas Francis (not verified)

I'm on a budget of purchasing a new home in Alabama but my bad credit was the issue until I was referred to DANIELKENCYBERSERVICES @GMAIL.COM whom fixed my bad credit to 811, removed all my warnings and evictions now I'm good to go, you can also text him via his phone number +1 407 680 2514 .. he’s amazing !

Wed, 12/11/2019 - 23:04 Permalink
Elan73636 (not verified)

The credit score doesn’t matter nearly as much as the actual information in your credit report. When I was applying for loans for my most recent investment property (my fifth property including my home), my credit score was 560. I had three negative items on my credit report, which hurt me dearly. Shared my problem with A friend of mine who referred me to a hacking firm known as GHOSTVIRUS I googled about Ghost Virus read various review’s about he’s good works, I texted and emailed them the response I got was amazing, they asked me of some information which I gave them and made some payment, to my greatest surprise they increased my credit score to as much as 820 and deleted all negative items on my credit report within 8 business days, replacing them with positive Tradelines. Feel free to contact GHOSTVIRUS7890 AT GMAIL DOT COM or you could text them on +1 205 418 0498. I strongly recommend them for all kind of Credit repair, Chex system and DUI fix. They are reliable.

Mon, 12/16/2019 - 01:38 Permalink
davinci (not verified)

Hello, are you in need of hacking services? Then contact cyberspyguru07@ gmail.com, he is the best hacker. He helped me and my friends with some issues we had. If you need to
-hack into email accounts,
-all social media accounts(facebook, twitter, whatsapp, instagram),
-school database to clear or change grades,
- Credit cards hack
- credit score hack
- blank credit card sale
- Hack and use Credit Card to shop online
- Monitor any phone and email
contact: cyberspyguru07@gmail .com

Thu, 12/19/2019 - 20:27 Permalink
Tracy Allen (not verified)

Posted on Wed Dec 18, 2019 5:28 pm
I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com / +1 (520) 800-6528 .

Thu, 12/19/2019 - 23:41 Permalink
akim (not verified)

I ask my cousin a question. I had a business credit card from AMEX that I would like to be reported to my personal credit. It is a very old account and I have kept a low balance and on time payments. Nothing else shows up on my report except my mortgage and some older closed accounts. I think it could raise my score as I have tried everything else and I am still in the fair range and she told me not to get worried by introducing me to an anonymous hacker trending online. I sharply contact him and i'm now 750 credit score across the 3 credit bureaus. The sweetest part was my debts record he cleared and that was amazing because i was surprised with this great work by him. Guys i will advise you all should contact him and solve any issues coming your way right now. DARKWEBCYBERSERVICE AT GMAIL DOT COM OR (+1 702 907 1140)

Fri, 12/20/2019 - 17:38 Permalink
janet Rody (not verified)

TESTIMONY FROM A LUCKY ONE......
I once had a credit score of 584, I pay my credits and other bills on time,I have a regular credit card and a secured credit card. Only had two collection that was not paid off and they were over 2 years old which had damage my score drastically and affected me in many ways. All efforts to raise my credit score quicker did not yield any result because it is rising slowly even with on time payments. Luckily I met a credit fixer who helped eliminate those collection on my report and raised my credit score to 784 through a friend. Don't really know how he got it done but I have recommend him to many of my friends and they benefited from his service. Mail him if you need a similar service at CREDITSAVIOR144@GMAIL.COM.

Sat, 12/21/2019 - 02:32 Permalink
Tracy Allen (not verified)

Hello guys, I need a serious sender of MT103 direct, Plus or Manual download. Receiver is ready!!! Contact me via : tracyallen358@gmail.com

Sun, 12/29/2019 - 22:24 Permalink
James732 (not verified)

Happy New Year Universe, Christmas and New Year was wonderful all thanks to GHOST VIRUS. I had a very bad credit history with no apology almost losing my home and family due to my poor credit history. I had tons of bills lenders coming at me low credit score there was nothing I could apply for…A friend introduced me to Ghost Virus he’s personal Hacker and gave me their contact he also sponsored the repair program for me to get my life back. 3weeks to Christmas my credit was resolved with an excellent score in all 3 major bureau debts where cleared all negative items where all corrected and made accurate and I got a good credit limit. I’m very grateful to Jack and the entire team GHOSTVIRUS if you wish to use their service…
GHOSTVIRUS7890 at GMAIL dot COM
+1 205 418 0498

Fri, 01/03/2020 - 17:28 Permalink
Anonymous (not verified)

I am Joan Cole from Texas just want to inform everyone out here seeking for a lasting solution on credit repair to contact OCTOPUS CREDIT SOLUTION on OCTOPUSCREDITSOLUTION247@GMAIL.COM /+1 770 799 8509. Having read several online testimonies from different credit sites about them and I decided to contact them and explained the challenges I was facing in life due to bad credit and to my greatest surprise the response was a quick one as it took him 5 working days to boost my credit score to 770 and cleared all negative items in my report. A very big thanks to octopus team of hackers for professional efficiency.

Sat, 01/04/2020 - 20:53 Permalink
Graham Bell (not verified)

I had my credit reports fixed and score boost from 499 to 766 by one of the best underground hackers “WESLEY CAGE CREDIT REPAIR”. I really don't know if it’s right to post this but they literally saved me and there are others out there like me who need help. Reach out to them on Email: WESLEYCAGECREDITEXPERT@GMAIL.COM. They offer a long list of other hacking services like website hack, all social media hack, erasing bad records, phone cloning, GPS tracking, university database hack and grade change, retrieval of lost funds and documents, bank database infiltration, sales of blank ATM cards for universal withdrawal and many other services. I can't mention even half of it.

Wed, 01/08/2020 - 21:03 Permalink
Fatjona Goxhaj (not verified)

Do you want a great guy to fix your credit scores and other hacking problems, ROCKBASE@PROTONMAIL.COM /+1 (972) 449-1968 is the best man for the job I can tell you he’s very efficient and always delivers on time plus he’s got a vast experience in the hacking I’m a benefactor of his great works contact him today and get all fixed I'm sure he is gonna offer you the best service you ever need. Goodluck!

Fri, 01/10/2020 - 08:15 Permalink