Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums
Credit repair

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

Christy M (not verified)

Hello everyone, I’m Christy Maldonado from Bronx. In the month of June I signed up with XAP Credit Solution for their services, I had a whole lot of negative items on my profile. Majority of the items were student loans with late payments, liens, collection and charge off within 7 days all negatives were removed across all the 3 credit bureaus, late payments now appear as on time payment, charge off was taken off my report including the collection and liens. I now have a score of 800 and my husband whom they also helped out 780. Now we can proudly say we’re living a better life. All thanks to XAP God bless you. Guys do well to contact XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704 for a quick and permanent repair.

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