BK dissmissed 6/205.
We were doing good rebuilding our credit. Got several accounts going, Hooters, Airtran, Cap One, HSBC. However due to fraud someone wiped out our checking account. The payments I made to these companies have been returned on top charges that I made on the cards. So say a limit was 1000 balance is now 1990. they want the 990 now. But I can't pay that until our funds get reimbursed into our checking account.
We haven't been late on a single payment since the bk and now we are going to show late on everything because we can't pay such large payments. Any thoughts on what to do? I have already talked with Hooters about this and they said I have to be 60 days in order for them to help. Jeesh.
I don't want to go 60 days late I don't even want to be 30days late.
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Only thing I could suggest would be a goodwill letter to Sr. Execs (like a VP, President, CEO, etc...) at the various creditors. Since they have no obligation to do anything, I suspect this would be your best bet.