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Hello,
Asset Acceptance has purchased a debt from Dell that is out of the SOL (6 yrs in NJ) and while Dell does not appear on my CR's ASSET does? I have asked for validation of the debt but they do not provide it-all I get is a computer generated invoice that obviously does not come from the OC - 2nd DV letter got response of "call us"... Since Asset is a junk debt buyer they have to prove I owe them money and they have not - I have filed complaints with Michigan AG office - any suggestions on how to proceed from here? I disputed with CRA's also but it has been over 30 days and Asset is still there... any help would be appreciated - thanks all
naca.net...look for an attorney there, and/or send additional DV letters, demanding removal of tradeline from CR unless proper validation is provided.
If Asset is telling the CRAs that the entry is valid, CRA does not need to remove it. The error is with the data furnisher (Asset).
Asset Acceptance
Hi,
Welcome to this community :). Hope you get all the help you want ïŠ
You need to communicate with Asset before you can actually do anything. Do look for an attorney on naca.net as suggested by Morning Star.