Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

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Sat, 10/12/2019 - 19:48 Permalink
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Sat, 10/12/2019 - 21:02 Permalink
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Sun, 10/13/2019 - 01:47 Permalink
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Mon, 10/14/2019 - 21:52 Permalink
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Mon, 10/14/2019 - 22:17 Permalink
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Mon, 10/14/2019 - 23:58 Permalink
Greg Lowry (not verified)

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Tue, 10/15/2019 - 00:01 Permalink
Jamie Burnell (not verified)

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Tue, 10/15/2019 - 06:14 Permalink
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Tue, 10/15/2019 - 12:54 Permalink
Jasmine Ambrose (not verified)

Action credit solutions helped me remove eviction, bankruptcy and collection accounts in 10 days. They increased my score from 520 to 750 and I was able to get a loan. I’m very grateful to them and wish they will continue to help the hopeless and helpless. I recommend them for credit repairs. Contact them via actioncreditsolutions@gmail.com / (737) 201 7316. Their services are pretty cheap and affordable.

Tue, 10/15/2019 - 21:05 Permalink
Jasmine Ambrose (not verified)

Action credit solutions helped me remove eviction, bankruptcy and collection accounts in 10 days. They increased my score from 520 to 750 and I was able to get a loan. I’m very grateful to them and wish they will continue to help the hopeless and helpless. I recommend them for credit repairs. Contact them via ACTIONCREDITSOLUTIONS@GMAIL.COM / (737) 201 7316. Their services are pretty cheap and affordable.

Tue, 10/15/2019 - 21:13 Permalink
harrison daniel (not verified)

when i wanted to get a house for my family because i wanted a bigger space for my kids they were always complaining they wanted separate rooms, but i couldn’t get a loan because i had a poor score, then i started dropping my contact on different blogs and site, so i met some guy who mailed me saying he could help me raise my score to 780,and that was good for me… i didn’t believe him at first but i decided to try him out to my surprise he helped me raise my score and cleared my report now i have a bigggg house! !… honestly i have never seen the kids more happier in their lives I made their dreams come through ‘I’M THEIR SUPER MAN’thanks to him…i think you guys should try him out via creditspyexpert@hotmail.com Or Text (+1{985} 441-1527

Tue, 10/15/2019 - 22:21 Permalink
Scott Lewis (not verified)

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Wed, 10/16/2019 - 05:14 Permalink
harrison daniel (not verified)

when i wanted to get a house for my family because i wanted a bigger space for my kids they were always complaining they wanted separate rooms, but i couldn’t get a loan because i had a poor score, then i started dropping my contact on different blogs and site, so i met some guy who mailed me saying he could help me raise my score to 780,and that was good for me… i didn’t believe him at first but i decided to try him out to my surprise he helped me raise my score and cleared my report now i have a bigggg house! !… honestly i have never seen the kids more happier in their lives I made their dreams come through ‘I’M THEIR SUPER MAN’thanks to him…i think you guys should try him out via creditspyexpert@hotmail.com Or Text (+1{985} 441-1527

Wed, 10/16/2019 - 06:50 Permalink
harrison daniel (not verified)

when i wanted to get a house for my family because i wanted a bigger space for my kids they were always complaining they wanted separate rooms, but i couldn’t get a loan because i had a poor score, then i started dropping my contact on different blogs and site, so i met some guy who mailed me saying he could help me raise my score to 780,and that was good for me… i didn’t believe him at first but i decided to try him out to my surprise he helped me raise my score and cleared my report now i have a bigggg house! !… honestly i have never seen the kids more happier in their lives I made their dreams come through ‘I’M THEIR SUPER MAN’thanks to him…i think you guys should try him out via creditspyexpert@hotmail.com Or Text (+1{985} 441-1527

Wed, 10/16/2019 - 06:53 Permalink
Kelly Grant (not verified)

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Wed, 10/16/2019 - 12:51 Permalink
Alex Harper (not verified)

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Wed, 10/16/2019 - 13:41 Permalink
Adamsjames (not verified)

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Wed, 10/16/2019 - 14:18 Permalink
Scott Peter (not verified)

Have you heard about Jonathan jame because he can help you to increase your credit score within few days and also hack into bitcoin account, bank transfer and hack into any phone device eg Samsung, iPhone, lg,and other phone device. He know how to make mortgage payment and clear any credit debt on your credit report. You can email him
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Wed, 10/16/2019 - 15:13 Permalink
Felix Hamilton (not verified)

I needed help raising my score so as to get approved for a loan, my score fell low cause of defaults in my debts. After so many research and many positive reviews, I sent him a mail at CLEVERHACKER(dot)HACK(@)GMAIL(dot)COM and he got to work. In no time my score was raised to 793 from 618 and my defaults cleared. You can also text (781) 816-9462

Wed, 10/16/2019 - 21:51 Permalink
angelinaas (not verified)

I finally got my credit fixed through the help of a credit company XAP CREDIT SOLUTION, this company prides itself with various levels of credit repair. After all I went through in the hands of fake hackers. A good review I read about them drove me into contacting them out of curiosity. Very reliable and efficient, they boosted my score to a whooping 800 in 9 days, as I type, I’m still astonished. I must preach XAP to the world. Get your credit fixed today contact XAPCREDITSOLUTION@GMAIL.COM or text +1 (972) 597-9704. I told you so…

Thu, 10/17/2019 - 07:22 Permalink
david Webster (not verified)

I had a bad credit score and needed to increase my credit score across the three credit bureaus report, I tried some hacker to get out of my bad credit but no one could get it done for me until my sister just recommend this credit icon named Robert Morris. He help me to increase my credit score above 800’s and pay my outstanding credit debt over $25k within in the next few days without any traces been found. Contact him for any credit assistance or credit issue via RobertMorriscyberservice@gmail.com or Text him through (657) 222-34046

Thu, 10/17/2019 - 19:53 Permalink
Anonymous (not verified)

I tried Rapwick but he is a scam, took my money and did nothing for me!
It’s 1 big scam, don’t be a victim like me

Thu, 10/17/2019 - 23:35 Permalink
gino aaron (not verified)

A months back when i have been struggling with my bills. i have to go for a loan but i never had luck for it since i have a low score  of 400 ,i checked on line for a good hacker who could help me with my credit score that was when i came across the name creditspy .saw a lot of comment on his name about the hack he has done for them and they  talked much about his professional skill he use to get into there credit score so i decide to contact him with faith because i had no other choice i really need his service told him my current score of 400 and my late payment he gave me instruction to follow which i did and all went well now i have a golden score of 820 he delete all negative report and cleared my late payment from my credit card history his the best you can contact him if you his good service at his email at ( CREDITSPYGENIUS AT GMAIL DOT COM )thank me later 

Fri, 10/18/2019 - 15:56 Permalink
Raymond Angeleno (not verified)

Hi there…
I know how it feels to be frustrated by credit report issues. For a long time now, I have been wondering how I can boost my credit score and possibly remove the 3 negatives on my report which have been preventing me from getting a loan for my new home. All along, I have been scammed by impostors who claim to be real hackers but only end up ripping me off my money. But presently, I can now boast of a home and a good all thanks to [Guccifer] who i got introduced to by my mom. I am grateful to my friend who referred him to me and also thankful to him for a discreet service offered to me. He did not just remove the negatives on my report, but also, increased my score from a low 425 to 789 within just 1 week. Now I recommend GUCCIFERCYBEREXPERT@GMAIL.COM to you or text him through (224) 480-0565. You could mail him and get your worries solved in a discreet manner and relatively short time.

Fri, 10/18/2019 - 16:15 Permalink
Cody Helton (not verified)

I was about to sell the house Mike my husband left for me and my kids before he die in an car accident or i think i should get an home Equity because the business he left was running down of debt i was unable to pay my staff salaries. i share my experience about the situation i'm into right now with a family friend whop introduce me to this notorious hacker Named Rich Skrenta, i contact him immediately and explain all my worries to him. He was so good and kind and also render his best service has expected. He pay all debt from Mike to the recent one i was owning and also helped me apply for A loan of $150,000.00 with just 2% rate Change's. You can Easily Get him here: richskrentacyberservice AT gmail DOT com or via +1(440)459-0850

Sat, 10/19/2019 - 11:37 Permalink