I am in the process of repairing my credit. I was wondering how can boost up my credit score and earn some extra points. Eagerly waiting for your answers ..
There are a lot of ways to boost up your credit score. I will suggest you to try paying your bills on time. But the key factor is to maintain a good credit profile. Once you manage to do that your credit score will automatically go up.
As you can see from the table 35% of your FICO score depends upon your Credit History. As Mary has previously mentioned it is really important to maintain a good credit history. Try to take care of your Debt amounts as well as it contributes to 30% of your FICO score. In addition I will also like to suggest you to plan your spending and spend some hours as per your convenience on enhancing your knowledge so that you do not take a faulty step.
Thanks to all of you for the info. I also got some good tips from the other discussions. I want to be a member of your community. I was wondering are there any hidden costs? and do you offer any credit repairing services?
Creditmagic is dedicated to build an online community where we can engage ourselves in active discussions on credit related topics. As of now we do not offer any kind of credit repairing services. We invite you to join our community and participate in discussions.
I've been a member, of this forum, for a short time. My experiences with the forum/posts/people have been wonderful!! I've exchanged information, that might be helpful to them and I've gotten information that is very helpful to me, too!! I want to thank everyone for the advice and tips, I'm getting 'along the way'.
There are a lot of ways to boost up your credit score. I will suggest you to try paying your bills on time. But the key factor is to maintain a good credit profile. Once you manage to do that your credit score will automatically go up.
I try to keep my debt to income ratio under 25% and this helps me a lot. Just try to do the same and you will also get benefited.
Hi erz365,
Welcome to the credit magic forums.
FICO score of an individual depends upon numerous factors and I suggest you to read this article:
http://www.creditmagic.org/fico.html
As you can see from the table 35% of your FICO score depends upon your Credit History. As Mary has previously mentioned it is really important to maintain a good credit history. Try to take care of your Debt amounts as well as it contributes to 30% of your FICO score. In addition I will also like to suggest you to plan your spending and spend some hours as per your convenience on enhancing your knowledge so that you do not take a faulty step.
~Carol
Thanks to all of you for the info. I also got some good tips from the other discussions. I want to be a member of your community. I was wondering are there any hidden costs? and do you offer any credit repairing services?
Thanks
Hi erz365,
Wecome onboard.
Creditmagic is dedicated to build an online community where we can engage ourselves in active discussions on credit related topics. As of now we do not offer any kind of credit repairing services. We invite you to join our community and participate in discussions.
I was wondering are there any hidden costs?
No we do not charge anything.
Regards,
Richard
credit repair
I've been a member, of this forum, for a short time. My experiences with the forum/posts/people have been wonderful!! I've exchanged information, that might be helpful to them and I've gotten information that is very helpful to me, too!! I want to thank everyone for the advice and tips, I'm getting 'along the way'.