Need some information about collection account numbers!!

Submitted by jvinion01 on Wed, 05/07/2008 - 22:17
Forums

I'm trying to dispute some items on my credit report with the creditor but the last four digits of the account number are x'd out. Do I need the complete account number and how do I go about getting it??

Hi jvinion01

You may contact your creditor to get your account number and request them to get it verified with the credit bureau.

Thu, 05/08/2008 - 11:24 Permalink
Sally Klein (not verified)

I am inquiring about the status of my corespondence I faxed to you regarding acct # above. I have not recieved any return call or documentation of the debt associated with this acct. I really want to clear up this matter but, I am not going to pay until you provide me past statements from Meier and Frank. I have not recieved any statement from Meier and Frank for over 4 years. I have been a good customer and have no other past debt. Please reply so I know you are really working to resolve this.
Sincerely,
Sally A. Klein

Thu, 05/08/2008 - 23:09 Permalink

Hi Sally Klein

Are you providing any information to jvinion01 of how to write a letter to the creditor to get the correct account number. I cannot get your point.

Fri, 05/09/2008 - 09:12 Permalink

SOmetimes if you look at the acct numbers listed on your different reports you will notice that TU X's out the last 4 and lets say EXP X's out the first 4. If you are still unable to complete the account number I would send a DV letter and I would list what each of the three agencys are identifying your account as.

I.E

CRA NAme
address

My name
my address

date

Account number: 1234XXXX (provided by Trans Union)
XXXX5678 (provided by Experian)

to whom it may concern,

..............

ALSO

Dont ever give them any more info then they already have. There is a reason they have to say "This is an attempt to collect a debt and ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE"

EW. I feel dirty after typing that last line!

Mon, 05/12/2008 - 05:43 Permalink
crorkz (not verified)

EH9SzJ I cannot thank you enough for the blog.Really thank you!

Mon, 08/04/2014 - 10:41 Permalink