GEMBPPBYCR is on my Experian Report/Who is this creditor?

Submitted by Anonymous (not verified) on Wed, 09/26/2007 - 18:34
Forums

I do not recognize "GEMBPPBYCR" on my Experian report. No phone number is listed. Do you recognize these initials?

I know that GEMB is GE Money Bank...PPBYCR might mean PayPal Buyers Credit, but I cannot confirm this. Do you have a paypal line of credit?

Thu, 09/27/2007 - 04:23 Permalink

Did you apply for a PayPal line of credit from GE money?

Thu, 09/27/2007 - 05:02 Permalink
ROBERT E Miller (not verified)

YES I OPENED A PayPal LINE OF CREDIT FROM GE MONEY

Wed, 10/24/2007 - 04:41 Permalink

In that case if you have an inquiry with GEMBPPBYCR then its perfectly fine. They checked your report.

Wed, 10/24/2007 - 05:05 Permalink

Hi Robert,

GO ahead and dispute the item. I am sure if its not yours then it would be dropped.

Wed, 01/02/2008 - 07:20 Permalink
Jen49er (not verified)

Does anyone have an address or phone number for them?

Fri, 04/04/2008 - 17:50 Permalink

You can try this number hopefully it wii be of help . If not maybe they can direct you in the right direction. 1-866-571-3012.

Sun, 04/06/2008 - 23:34 Permalink
Jimbo! (not verified)

thank you for the 1-866-571-3012 number Fasfeed. It helped. This happened to me and we had to call and file a claim. They try and say it was my mistake using paypal, etc...you have to speak with authority and tell them it is a fraud or these credit sharks will eat you alive!

Wed, 04/16/2008 - 06:57 Permalink

Keep us posted and let us know if anyone here can be of further assistance.

Sun, 04/27/2008 - 02:14 Permalink
christina (not verified)

i have 7 bad accounts on my credit report, all medical bills and the thing is; I had medical Insurance at the time. Do you know if there is anything i can do about this?

Mon, 05/05/2008 - 02:36 Permalink
Anonymous (not verified)

I think that this creditor is paypal buyer credit. it is also listed on my credit report and it is the only thing that could make sense to me. Hope it is anyway

Thu, 08/14/2008 - 01:42 Permalink

How can a paypal buyer make a report on your credit report, would that be a normal everyday buyer or a business buyer? How does a paypal buyer find the window to report, I thought only creditors could report on a credit report, you may want to check this out.

Thu, 08/14/2008 - 02:37 Permalink

Hi goodnatured
What I think is that since you need have your GE money bank credit card registered with paypal to make purchases online, paypal gets the money from GE money bank if you do not repay it to paypal after making purchases. GE then reports your credit card debt to the credit bureaus who in turn lists it in your credit report.

Sat, 08/16/2008 - 13:17 Permalink

That sounds like it would be right Mary. Makes sense to me anyway.

Sat, 08/16/2008 - 14:13 Permalink
mike.lee (not verified)

while the medical accouts show up on your copy, they are not suppose to show on any other copy

Thu, 11/27/2008 - 06:36 Permalink
mel (not verified)

The medical accounts will show up on ALL credit reports...I know this from working in the mortgage business. When we pull credit reports, all outstanding accounts show up. If you had insurance at the time of the medical collections, you need to dispute the collections with the insurance company. The best advice I can give is to keep all paperwork and notes on anyone you speak with at the collection and insurance companies. I have had personal experience with this after my husband suffered a spinal cord injury in 2007. We are still disputing ambulence charges.

Fri, 01/02/2009 - 15:59 Permalink

If you have insurance before the medical expenses, it is upto the hospital to collect the money from the insurance company since you have submitted the documents with the hospital before the commencement of the treatment. Now, if the insurance company do not pay them you should send a copy of your insurance premium certificate associated with your payment details, the copy of the commencement of your treatment from the health care unit and the health coverage card number to the state department of insurance.

Sat, 01/03/2009 - 09:28 Permalink
Michael (not verified)

if you settup a paypal account and add a bank account or w/e other options you can choose, or they may do it auto, you get buyer credit, which is the gembppbycr gemb paypal buyer credit etc. not their fault yours, so you might want to call somebody back and apologize for being an ignorant dick just maybe? point being if you opened a paypal account and it's yours check the account to see if you have buyer credit, if so then it should be in your report if not then it's false. don't assume somebody is always out to get you, it helps.

Sat, 01/03/2009 - 14:28 Permalink
Michael (not verified)

paypal can give you a line of credit to buy items, it has nothing to do with anyone besides paypal and you. they are pretty much giving you a credit card. if you don't pay them then it can be reported to an agency, because they gave you the credit. has nothing to do with what persay you buy or anything with ebay. just paypal.

Sat, 01/03/2009 - 14:33 Permalink

I opened a paypal account recently and got some type of e-mail from them explaining this. It does only apply to the paypal itself and is not associated with e-bay. You can just mroe or less use it for anything you would typically use your paypal account with.

Sat, 01/03/2009 - 21:04 Permalink
maurice (not verified)

THE 1-866 NUMBERER REALLY WORKS, Thank you all very much!

Tue, 02/17/2009 - 23:13 Permalink
hortxpert46 (not verified)

The initials referred to do indeed belong to the GE bank connected to paypal's line of credit. I didn't recognize it either.

Thu, 03/05/2009 - 15:47 Permalink