Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums
Credit repair

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

Megan Torres (not verified)

Words alone cannot express how grateful I am to have gone to XAP Credit Solution! They are excellent, they are so helpful and he educates you along the way on the do’s and don’ts. They work quickly and respond to any questions immediately. My account was linked with that of my wife and we had some late payments on mortgage among other derogatory items on my report. After we sold our house it was difficult getting another place because of the late mortgage payments on our report; I read some reviews about XAP and decided to contact them even when it seems to be too good to be true. To my greatest surprise, the late mortgage payments were removed in less than 72hours and our scores boosted to high 750s. I didn’t believe until I went back to the mortgage company and I was allowed to purchase a new home after they pulled my report and couldn’t find anything to hold on to. I recommend XAPCREDITSOLUTION@GMAIL.COM or +1 (972) 597-9704.

Fri, 08/23/2019 - 16:43 Permalink
Megan Torres (not verified)

Words alone cannot express how grateful I am to have gone to XAP Credit Solution! They are excellent, they are so helpful and he educates you along the way on the do’s and don’ts. They work quickly and respond to any questions immediately. My account was linked with that of my wife and we had some late payments on mortgage among other derogatory items on my report. After we sold our house it was difficult getting another place because of the late mortgage payments on our report; I read some reviews about XAP and decided to contact them even when it seems to be too good to be true. To my greatest surprise, the late mortgage payments were removed in less than 72hours and our scores boosted to high 750s. I didn’t believe until I went back to the mortgage company and I was allowed to purchase a new home after they pulled my report and couldn’t find anything to hold on to. I recommend XAPCREDITSOLUTION@GMAIL.COM or +1 (972) 597-9704.

Fri, 08/23/2019 - 16:53 Permalink