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Hello Everyone,
I like to start out by thanking everyone that help me on my road to success, I pulled my credit report on 1/2008 at myfico.com and my scores was a 580 at transunion and a 584 at equifax and a 599 at experian. today when i pulled my report i was amazed that my scores had improved so much in so little time. My transunion score is a 672 and my equifax is 711 and my experian is the lowest its a 627. I have been working hard with your help to dispute the cra and dv the collectors. persistence paid off. now my question is were can i go to get a "REHAB LOAN" i am looking to buy and fixup old holmes,i need financing.
PS. my fako scores at truecredit.com was so far fetch from these scores.
Congrats on your score...Just thought I let ya know we are proud of ya.
Thanks fireyone
I wanted to inquire about your last statement about trucredit.com, I am constantly getting emails from them. I never respond, I don't think that they could do anything that I could not do on my own, so why pay someone to do what you can do yourself. What was your experience with them?
Congrats on raising your scores, that is an awesome recovering, hard work and persistance does pay off, I have a few more myself that I need to take care of and then I will wait a few months and pull my report. Thanks for coming back and letting us know the good news, again congrats.
Hi goodnatured,
Thanks for the pat on the back, but to your question about truecredit.com. truecredit.com is a credit report and credit monitoring service and nothing more, they dont help repair credit to my knowledge. but there credit scoring is not something anybody can depend on they are "fako scores" not "fico". I am searching for a credit score and monitoring service that can come at least close to fico.com. truecredit scoring is way off by 100 points on scoring i am gonna cancell their services real soon.
now my question is were can i go to get a "REHAB LOAN" i am looking to buy and fixup old holmes,i need financing.
I personally do not know much about real estate and mortgages...
If no one else on this board can help you, try the mortgage forums link at the top of the page.
thank you for the fast reply, so they don't do jack, that figures, always someone out there willing to take your money and not do what they are supposed to do, thanks for the warning.
about the rehab loan or mortgage, you may want to click the tab at the top of the page for the mortgage forum, you will find a lot of great information there from people who work in that specific industry, it is really cool. goodluck and congratulations again on your success.
I have heard a lot about these credit monitoring agencies. Just seen an ad about it on TV. Is what your talking about here companies who have you pay them to keep an eye on your credit report for any activity and warn you? If it is I seen you can actually pay the credit report places on fee and view your report unlimitless times over a year. Wouldn't you be better to just pay that and do it yourself. Goodnatured great to hear you are doing so well..Keep up the good work.
REHAB LOAN is right up the FHA alley, my friend. Talk to a bank that offers FHA-insured products, and they will be happy to help you. Rates are really good right now! Go, go, go!
I like that show where they fix up old houses. I thunk its called flip this house. Good luck in your financing.