I need some assistance, please! After reviewing my free yearly credit report, I noticed Unique National Collections placed something negative on my credit report. It states ""Free Library" "books-$120.00". I have no knowledge of this account, nor have I ever went and borrowed books from a library. The only time I ever went to a library was 20 years ago in college. (I am in my early 40's) The date appears to read 04/2004. I am told this will be on my credit report until 11/2010! This is so unfair!!! It is the only negative account on my credit report. I tried to get a contact number or address to Unique Collections to fight this, but was unsuccessful! How do I go about fighting this dispute when there is no one to be reach. I do, however, have an account number.
I appreciate any advice you can give me!
Much obliged,
Suz :?
I think that if you visit this link Unique National Collection you can find your answer.
i need a number to call you]
Have you tried to disputing the claim on your credit report, you can do this electronically on any of the three web pages that have the reports on them.
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