Sample letter: Intent to file lawsuit against credit bureau

I will always recommend THE BEST CREDIT REPAIRER!!!! I will forever and always appreciate your good work, All glory to you for saving me from the pit of hell, life was so hard for me after I lost my husband, it was so unbearable for me, I was in big debt, my house, my car, everything I and my husband worked so hard for was taken away from me, I battled with this for years and I thought I was never going to get out of this debt I got myself into. On a Saturday morning , I was surfing through the internet then I found this credit repair site where I saw so many testimonies about this great credit repairer PROHACK.NET@AOL.COM, I followed every procedures he asked of me and he worked on my credit score within the maximum of 14 days without delay or stress. All thanks to Scott I’ve finally got the perfect solution to any credit issue with low credit score, background check, evictions, credit history and late payments. I’m so excited to have an excellent FICO score of 826 and I will always recommend him to you all. You can also get in touch with Scott on his cell phone +1 (252) 307-3167. Good luck Guys.

I really appreciate CONFIDENTIAL CREDIT SOLUTIONS for removing all the negative items on my report.
When I was applying for loans for my most recent investment property (my third property including my home),
my score was in the mid-400’s. I had 4 late payments, which hurt me dearly,
but the lenders actually looked at my report and refused me a loan, so I emailed:CONFIDENTIALCREDIT2424@GMAIL.COM
he removed all late payments, and raised my credit score up to 785 in 2 weeks.
I was indeed pleased. You can call or text him via +1(289) 277-0463

Hello, my name is Felix Jacob; I’m on my late forties. Am using this medium to say a very big thank you to PROHACK NETWORK for the great thing he did for me as my wife wanted to ruin my life and take all our life savings. It was a hard way and a bad one to experience at this time in my life. I was able to get my own share of the money by using this great hacker my coworker introduced me to him to hack into her cell phone to enable him receive the transfer code after he hacked into our bank account via Online banking system. His name is Scott William. (prohack.net@aol.com) I know a lot of people are going true this in the world today. If you can see my message, do not hesitate to contact him immediately. He also REPAIRS CREDIT, such as, bankruptcy, eviction, judgment , Late payment, clears all credit card debts, removes all negative items and he increases FICO Score. Email or call him and get a quick response. (prohack.net@aol.com) / +1 (252) 307-3167

Email PROHACK.NET@AOL.COM , CALL/TEXT VIA +1(252) 307-3167 for perfect CREDIT REPAIR.
Guys, am not suppose to say this, but it’s my TESTIMONEY, My else frustrated me last year, she has clubbing habit and her wants was too expensive, before I realized myself, her much demands affected my CREDIT REPORT my SCORE that was 760s reduced to 380s. If not for my neighbor Mrs. Lily who recommended PROHACK.NET@AOL.COMOR me to, I would have been a CREMINAL because I can’t even afford my bills. ASAP I contacted him (PROHACK NETWORK) via +1(252) 307-3167 I was in touch with the CEO Mr. Scott; he assured me that his going to put smiles on my face and the repair is going to be a permanent one. Ladies and gentle men, as I publish this review my CREDIT SCORE is now 780, he fixed my bankruptcy, eviction, judgment, late payment, clears all my credit card debts, in fact he removed all negative items in my Report and increases my FICO Score. I recommend PROHACK NETWORK to you guys because I understand that so many people are also facing this challenges. Please contact him ASAP he can do it for you. Good luck.

I’m writing this review to show my gratitude to the service I received from ACTION CREDIT SOLUTIONS. They helped me fixed my credit score from 582 to 780 in 12 days. Thank you for removing negative items from my report and also paying up my debts. I appreciate your sincerity and commitment during the process. I believe your excellent will definitely speak for you. Please contact them via Actioncreditsolutions@gmail.com / (737) 201-7316. Alex S.

All scammed me .. Take note of the way they all write . Oh I heard this , I tried that .. BULLSHIT. they cant even spell correctly or even write proper English. I used everyone of them with the intent of payment after Job and they all failed . They always kept one saying ooh this , need that , and just little to buy Blah Blah Blah . Never Trust Any , (creditsmartspy @ gmail dot com) best possible option you can ever get as a hacker.. great job. +1(305)-912-6941

My husband and I didn’t believe in credit repair companies because many people told us that this don’t work. We took the risk and hired ACTION CREDIT SOLUTIONS. Best decision we made! In less than 14 days my credit score went up, from 544 to 758s. my eviction, collections, car repo, hard inquiries and late payments completely fixed. Thank you very much for the superb service! Write them today on ACTIONCREDITSOLUTIONS@GMAIL.COM or contact them via text or call (737) 201-7316. Thank me later.

PROHACK.NET@AOL.COM, / +1(252) 307-3167 have a proven process for repairing bad credit. Whether you are looking for complete credit repair services or just credit counseling, he can help! His credit repair services are personalized to help you remove all negative items on your report and rebuild your credit. Having better credit means more options and, when it comes to making big purchases in life, options are what you want. He fixed my credit and increased my score to 745 in as little as 7 days, making his credit repair service the fastest way to rebuild your credit score and help you get back on track with your finances. PROHACK NETWORK also provides a free consultation to review your options and explain how credit repair works. Give him a call today and he will put a smile on your face as he did mine, good luck.

Have you guys ever checked out Aaron Swartz? I never knew that my credit score is very bad due to hardships I have been facing and desperation. Luckily for me a friend introduced me to Aaron Swartz, He help me raise my score by 290 points and removed my all my eviction on my credit report thereby giving me a new slate. I was able to apply for credit card once again and I was able to get a loan for my business. His services are affordable and swift, He's the real deal. All thanks to Aaron Swartz. AARONSWARTZCYBERSERVICES@GMAIL.COM or (614) 344-8376

I have never seen any credit repair company with such a great insight like ACTION CREDIT SOLUTIONS. I contacted them when I learnt that they were helping people get their life back. I was convinced when my realtor told me they took care of his wife’s bad credit and two of his clients that were able to buy their home after working with them. Ten days after we got started with the job, he told me he had some challenges with the final process and I complied with all he told me. Finally, he got the job done and I’ve confirmed it. This is like dream come through for me because I’m going to buy my home. It’s incredible how there were able to by pass the process and cleaned up my report. I have a credit score of 750’s now and the negative stuffs in my report is gone and it’s amazing, they truly the best! ACTIONCREDITSOLUTIONS@GMAIL.COM / (737) 201-7316 is their contact if you need their help.

I had criminal and DMV records, collections report, medical bills, credit cards debts, evictions on my credit report, I want to appreciate Aaron Swartz for helping me to fixed my credit report. He’s an credit expert in repairing of credit scores and deleting negative collections on your credit report. He help me raise my credit score to 820 excellent standard and deleted all negative collections items on my credit report within a period of time. He also clear off my credit cards and increase my credit card limit to my satisfaction want within few weeks. Contact him directly AARONSWARTZCYBERSERVICES@GMAIL.COM

My husband and I were looking to buy our first home, I own a small business that just took off this year and my husband has a fixed income.
We both wanted to get a home so desperately but got denied twice because of our poor credit score and bad credit history.
My uncle who is a loan officer introduced me to this great hacker (PROHACK NETWORK). He deleted all the negative items, raised our scores, my from 501 to 809 and my husband’s from 387 to 788 in 2 weeks and up till date we still have our scores within 700 - 800.
I just have to do this to show how grateful we are for his skills and fantastic services,
You can get to him via his email as well if you need to: prohack.net@aol.com
or cell (252) 307-3167

I feel so elated after my business with Action credit solutions two weeks ago. I almost taught they were scammers but they've proven to me that they're legit. Thank God I met the right people that took care of me unlike my friend that was screwed up by a scammer. After our research she went another company and I went with Action credit solutions. I had some collections, late payments, 2 hard inquiries and charge offs and contacted ACTION CREDIT SOLUTIONS through their number (737) 201 7316 and they asked me to drop my email. By then I had a credit score of 602 and needed to buy a home because I was almost becoming homeless. They removed all the negative items and increased my score to an excellent 800. I'm really short of words to explain the way feel right now because I never believed it will happen so fast. You guys are great! Keep doing the good work. You'll always a have big place in my heart. You can email them via ACTIONCREDITSOLUTIONS@GMAIL.COM. or call their number.

Contact Aaron Swartz for the repair of your credit score and delete of the negative items on your credit report, I just want to profess my gratitude for helping me to fix my credit report. He help me increase my credit score to 820 excellent standard, all the negative items on my credit report were deleted permanently and he added good tradelines (Mortgage tradelines, Installment tradelines, Revolving credit cards and Auto tradelines) on my credit report. AaronSwartzCyberServices AT Gmail Dot Com

My name is Olivia from Texas my colleague introduced me to a great hacker who helped me fix my bad credit score to 758 and wipe out my bad credit history contact him via PROHACK.NET@AOL.COM, / +12523073167 for help.

I saw people commenting and giving testimonies about Aaron Swartz and I have to get in touch with him so i can confirm if he's legit or not. He help me pulled my credit score to 820 excellent standard, deleted the eviction and every other negative item, and added good Tradelines on my credit report. He's affordable and always at your service. Contact AARONSWARTZCYBERSERVICES@GMAIL.COM

Hello, my name is Mrs. Lily Bryant, I’m here to fulfill a promise I made to a hacker friend (MR. SCOOT). I had a bankruptcy, eviction and a judgment with some couple of late payments on my credit report. My score was 420 and that was pretty bad. He came through, deleted all the negative items, raised my score to 786 and then added some good tradelines on my profile to help boost my score more effectively, efficiently and less costly. All debts were marked as paid and late payments appeared as on time payment. His Company is PROHACK NETWORK, EMAIL: prohack.net@aol.com +1(252) 307-3167. You can contact him for credit repair services because he is reliable, trustworthy, and proficient and charges substantially.

After deciding to buy our first home, my wife thought I was delusional because we had a terrible credit and couldn't get a loan with that but I was determined to get us out of our place to a better & bigger place & that was how the search for a solution started. I was lucky to stumble upon this credible hacker with email address H a c k K i n g Z e u s At G m a i l D o t C o m. I absolutely cannot overemphasize how good this hacker is. I mean he raised our scores and fixed our credit within 3 days so we could apply for the loan. My wife trusts my decisions now, more than ever. I'm so proud to be writing this.

Hi everyone, I am so grateful for all the help you have given me! Today I was able to buy my mom a new car and a new home. He helped me to increase my credit score to 840 excellent plus and I really appreciate your effort, you indeed proved you are real..You can reach him on his regular mobile number: (724)241-8469 or Email on Billyhoffmancybergenius@gmail.com…many thanks.

TESTIMONY ON CREDIT REPAIR.

Thank you PROHACK NETWORK for saving my ass. Two months ago I had terrible experiences with a credit repair company that scammed me. I discovered Prohack Network online when researching for trustworthy credit repair agency but was skeptical about contacting them considering my ugly experiences. After all considerations, I contacted them and they increased my credit score by 200 points and also removed all negative stuff and hard inquiries from my profile. It sounds unbelievable right? I advise you check them out. Contact them via email: prohack.net@aol.com or cell: 252 307 3167.

Since I reached adulthood my credit has been poor due to having a serious medical condition and being raised in a struggling family without proper medical insurance. Even though I've worked hard my whole life I could never get a handle on my credit situation and never had the opportunity to prove my credit worthiness. Desperate to have a good credit, I've been taken by scams promising to clean my credit up and after spending a lot of money I never see changes. Reluctantly, I reached out to HACKKINGZEUS A.t G m a i l D o t C o m to help me & in just a couple days he was able to solve most of my problems! Wish I found him earlier. He's a professional & relentless to get things straightened out.

I went through a divorce few years ago and had young children. I carried credit card debt from the marriage as well as the debt I accrue during the time to get back on my feet and renter the workforce after being a stay at home mom for 8 years. I have a good job with a good income but am maxed out and feeling unhappy. I carry 32046 in 3 credit card accounts and 1 personal loan from Lending Club. I own two cars that should get me through the next couple years. I thought the best path for me is addressing the debt, I had a consultation with Freedom debt relief and they quoted $658/month for 35 months to settle but a close friend of mine told me about MEDALLION and how they have being helping people. She had similar issue but MEDALLION fixed it. I collected the contact MEDALLIONCREDITGROUP@GMAIL.COM OR +1 (424) 307 4445 ASAP. After I explained they assured me that it will be fixed within 13 business day. Today, all debts have being removed from my report and my score is now 810. Thanks MEDALLION.

I have low credit score that keep affecting me from getting mortgage loans, A friend of mine introduced me to his lovely family hacker named Aaron Swartz. He told me to believe in him so i decided to get in touch with him, He helped me increase my credit score and also clear my credit card debts within the short period of time. He is very professional, affordable, fast and reliable. Contact AaronSwartzCyberServices AT Gmail Dot Com

I will like to take this to everyone about NEO GONZALEZ. HE as being very grateful to me and my family. 5months ago i was seriously searching for a loan worth 250,000usd to buy a house but i have a bad credit score and he repaired my credit score,i was directed to a lender by a friend and the name of the lender is NEO GONZALEZ loan company. I will advice any one interested in a real loan and repair your credit score should contact the GOOD man via NEOGONZALEZHACKS AT G MAIL DOT COM or (773) 688-9662

I've been with a cheating spouse for over 5 years, I tried my best to always forgive and take my mind off her bs because I truly love her &I got no proof against her. I talked to a friend of mine who advised me to employ a hacker to get into her personal emails and chats. I was reluctant initially but curiosity pushed me into considering the advice. I surfed online & found HACK KING ZEUS, contacted him and within 2 days I had more than enough evidences against her. This got me so happy and I promised to write about his genuineness. Contact him on (HACKKINGZEUS@GMAIL.COM) to hack into your cheating spouses secrets without traces.

Get in touch with Lord Blankenship for all your hack related such as; Cloning, Tracking, Spying, Retrieving of deleted text messages, Upgrading of results, Hack social media accounts, Erase criminal record. His service is safe and secure. Get in touch with him via his email LoydBlankenShiphacker AT Gmail Dot Com

I never believe Aaron Swartz can help me raise up my credit score to my satisfaction score and pay off my home equity debts within 3 days. He has proven a number of times to be trustworthy, His jobs are fast and affordable. He help me increase my credit score up to 790+ and He help me pay off my home equity debts within 3days, The hack also reflect in 3 credit bureaus. I can’t thank him enough and I knew i owe him this, Contact AARONSWARTZCYBERSERVICES@GMAIL.COM or Hit me up (614) 344-8376

Contacting SKY CREDIT SOLUTION and making use of their service has to be the best decision I made this year. I had lots of inquiries and many items in collection, my home was getting foreclosed and I really needed help getting a loan but could not because my credit score was 520 and 540. Many reviews on trulia pointed to them and I had to take my chances. Today my score is 766 and the inquiries and collections have been cleared. My loan will be approved soon. Big ups to SKY for their efforts and for their low charges and requirements. I will drop their contact information here just in case you need it SKYCREDITSOLUTION247@GMAIL.COM / (620) 399 6316.

Do you want to pay off your outstanding credit debt, mortgage debt, auto loan late payment, car loan or do you want to boost your credit score above 750 across the three credit bureaus report maybe you should get in touch with this credit repair information listed below:
Email: ROBERTMORRISCYBERSERVICE at GMAIL dot COM
Phone Number: (657) 222-3404.

I was sitting on my couch on a Sunday morning when I overheard them talking about Robert Morris credit repair services. I have to make more inquiry about how i could get this done without fallen victim of a hacker again with intention to seek advice regarding my late payment, negative items and how i could raise my credit score across my three credit bureaus report. I got in contact with the hacker the following days and he replied quickly about how i could get everything done within the next 72 hours. I never knew i could live a happily live once more until i paid off my outstanding credit debt on my credit report and got approved for an auto loan deal worth over $150k within few weeks then i can finally testify that i got my credit score been boosted to 812 without no physical contact or any traces been found on my credit report activities. You can make contact with him anytime through ROBERTMORRISCYBERSERVICE@GMAIL.COM or Text him via (657) 222-3404.

I came across Aaron Swartz credit repair comment on you tube about deleting eviction on credit report, I was shocked when he's ready to help me with the little money I have with me. He help me boost up my FICO score to 780 excellent plus and cleared all credit card debts in a stipulated time as promised. I want to lead people to the right way, He's also good in any sort hacking issues! Contact AaronSwartzCyberServices AT Gmail Dot Com

I’m Frank Bradly, my credit score was 431, I had negative items and late payments and i couldn’t get approved for a loan, a car, a house… NOTHING! 
A few weeks later, my score suddenly shot up 784, using a secret technique that I found while surfing the net. A secret that not too many people about in the states. I found (Jonathanjamescyberservices@gmail.com +12093170582 I was pleased after everything. I am certain you will find solid hacking solutions if you follow the way of The Credit Wizard.

I tried buying a new house a few weeks ago but I could barely get approved for a loan due to my low FICO scores, I lost hope and got disappointment. I decided to go through online and luckily for me, I Aaron Swartz. I have no option to give him a try, He told me to fixed me my credit report within 56 to 72 hours. He succeeded in raising my score to 820 excellent plus and He also help me deleted negative items impacting my credit report. He is the best and swift. Contact AaronSwartzCyberServices AT gmail DOT com

I contacted {H A C KK I N GZ E U S AT GM A I L DOT C OM & 407-900-6299} for my credit repair, after positive ratings for him on Quora, Trulia and creditmagic. I assured him i would refer people to him if he did as he said he would. I had late payments from student loans, they were 31 from all the different little loans per semester. I had refinanced them into one loan and needed the late payments removed. I'm happy KING ZEUS was able to erase the late payments from my credit history within a matter of days. It was such a relief.

Hi everyone, I am so grateful for all the help you have given me! Today I was able to buy my mom a new car. I would love to continue to aggressively improve my credit! Thumbs up guys I really appreciate your effort, you guys indeed proved you are real.. Hey guys for any kinda hack service or credit repair service you will need to hook up with them on his official phone number: 657 222 3404 or Email on ROBERTMORRISCYBERSERVICE@GMAIL.COM.

Hello everyone my name is Allison Naccarelli, I had a lot of negative items on my report and I recently into a car accident, in which my car was totaled. However I found myself needing a car ASAP, but my credit score was so low that everywhere I go, they ask for an outrageous amount of money down, and very high interest rate. I was skeptical to email or text GHOST, but after I read all the good reviews and recommendations about him, I became so desperate and I emailed him on GHOSTVIRUS7890@GMAIL.COM and texted him on his number +1 205 418 0498 as well asking for his help. He assured me of a 103% guarantee of a clean and safe job. Thereafter, he deleted all the negative items on my report, increased my score to 791 and I purchased the car I needed. Be free to contact him and get your credit fixed.

Contact AaronSwartzCyberServices AT gmail DOT com for quick repair of your credit score and many more. He is best and always ready to help people get out of bad credit issue, He help me delete hard inquiries and negative collections items on my credit report. He also help me raise my credit score to 845 excellent standard within 72 hours, Get in touch with him and get your credit report fixed.

Action credit solutions helped me remove eviction, bankruptcy and collection accounts in 10 days. They increased my score from 520 to 750 and I was able to get a loan. I’m very grateful to them and wish they will continue to help the hopeless and helpless. I recommend them for credit repairs. Contact them via ACTIONCREDITSOLUTIONS@GMAIL.COM / (737) 201 7316. Their services are pretty cheap and affordable.

I had a bad credit score and needed to increase my credit score across the three credit bureaus report, I tried some hacker to get out of my bad credit but no one could get it done for me until my sister just recommend this credit icon named Robert Morris. He help me to increase my credit score above 800’s and pay my outstanding credit debt over $25k within in the next few days without any traces been found. Contact him for any credit assistance or credit issue via RobertMorriscyberservice@gmail.com or Text him through (657) 222-34046

Aaron Swartz is an expert in repairing credit report! My credit score was 616 and with a lot debts on my credit report, He help me increase my FICO score to 810 excellent plus and He help me delete the negative items on my credit report within 72 hours. He also help me pay off my debts within the few weeks and I finally got approved for a mortgage loan of $250,000 with the less interest rate. Contact AaronSwartzCyberServices AT gmail DOT com

I was lucky to be freed from the chains of my own prison. What a journey! I couldn’t be more impressed with myself for having enough confidence to contact a hacker. I reached him through his email, H a c k K i n g Z e u s At G m a i l Dot C o m with hope of just erasing my student loan but at the end also got my eviction removed and my credit score raised. He's a genius I must say. To him he fixed my credit, to me He fixed my life.

I love the Credit Report Card beta program Mr Hugh Fisherman introduced to me and my husband. The stoplight metaphor is wonderful and easy to understand. Your explanations for positive and negative scores and the little doses of reality are great! I finally understand how the score is determined! I like how you have links to explanations and easy to read articles after each section. Your explanations are clear-cut, user friendly, and even the negative ones are composed constructively so that there was no lingering negativity after reading it, just food for thought and guidelines and pushes toward improvement. I can see that I've been doing the right things in four areas, and the only thing pulling my score down is in the last area. I didn't know that credit scores worked that way, and I don't feel so bad about my bad credit anymore. I know what to work on, which, admittedly, I knew before, but now I know there's something positive on my credit score. Mr Hugh had to access my account and study credit history and cleared an overdraft of $3,400 on my account which a scammer massed up my checking account. join him on Telegram @hughfisherman 984 226 8349

I love the Credit Report Card beta program Mr Hugh Fisherman introduced to me and my husband. The stoplight metaphor is wonderful and easy to understand. Your explanations for positive and negative scores and the little doses of reality are great! I finally understand how the score is determined! I like how you have links to explanations and easy to read articles after each section. Your explanations are clear-cut, user friendly, and even the negative ones are composed constructively so that there was no lingering negativity after reading it, just food for thought and guidelines and pushes toward improvement. I can see that I've been doing the right things in four areas, and the only thing pulling my score down is in the last area. I didn't know that credit scores worked that way, and I don't feel so bad about my bad credit anymore. I know what to work on, which, admittedly, I knew before, but now I know there's something positive on my credit score. Mr Hugh had to access my account and study credit history and cleared an overdraft of $3,400 on my account which a scammer massed up my checking account. join him on Telegram @hughfisherman 984 226 8349

I contacted trusted hacker called Aaron Swartz about my credit card debts with Amex credit card, low credit score. He said he will get everything fixed within 72 hours without traces, I mail him. He helped me hack into my credit report and He help me clear off my credit card debts within 72 hours. He also help me increase my credit score to 790 excellent standard. Contact AaronSwartzCyberServices AT gmail DOT com

I will advance you to use the best credit repair services, The great credit fixed done by Aaron Swartz. I have 1 hard inquiries, 30 day late payments and a couple of negative collections items on my credit report. He helped me wipe all the negative items on my report and help me increase my credit score to 830 excellent plus within 72 hours. He is genuine and reliable. Contact AaronSwartzCyberServices |AT| gmail |DOT| com or (614) 344-8376

Greetings, I want to use this medium to appreciate Ghost Virus for helping me clear all negative items on my credit depriving me from a lot of things I applied for but after working with Ghost within 7-14 days. All negative information affecting my credit was resolved including adding beautiful Tradelines. I encourage you all seeking credit repair or want to fix he or her life to kindly contact GHOSTVIRUS7890@GMAIL.COM 205 418 0498 and get your credit fixed. Have a great weekend.

If you’re aiming to improve your credit fast here’s a lifetime opportunity for you to do so. Stop giving excuses like “I’m too busy to think about credit” Be stronger than your excuses. Ignoring your credit now will cost you much more time in the future. I reached my credit goals with the help of the hacker KING ZEUS. You can get yours fixed too by sending an email to him at HACKKINGZEUS@gmail.com or call +14079006299. I appreciate him for the efforts he put towards improving my credit situation so fast.

If you have any lines of credit with high balances on them paying them down to atleast 30% or below of your available limit will increase your credit score quickly.
If you have any really past due or charged off accounts you could request a pay for delete to have them completely removed from your credit score.
You can also send debt validation letters to any Collection Agencies who are reporting on your credit report with the hopes that they will not be able to produce your original agreement binding you to the debt they claim you owe.
Any additional information about what is on your credit reports would also be very helpful.

Good luck.
_________________

Jim Scot

gretchennycole@gmail.com

9842268349 contact for help

Ok, so you have a lot of debt, and it seems like it's going no where. You pay your credit cards every month. What do you do
I am in the final stages of completing a course right now that will teach you how to pay off your credit card debt in 12 months. So, in order to make sure I don't leave any rock unturned, I want to know your questions on this? In exchange for your question, you will receive a free digital copy of the course when it is completed.
Completion time will be in about 2 weeks.
You can contact me:9842268349
hugefisherman@gmail.com

Hi people, contact XAPCREDITSOLUTION@GMAIL.COM or +1.972.597.9704.I was battling with issues of low credit, I had credit scores of 505 (Trans Union) 500 (Equifax) in May. I applied for a loan and was not approved because of my low FICO scores. No company agreed to employ me. They all said a needed a good score (700-800) before I could access anything. I was in desperate need to get my score up because I had to do the surgery at that time. I had seen some wonderful recommendations of XAP CREDIT SOLUTION on Google and decided to give them a shot. In summary, they fixed my FICO scores to 780+ in 6 days across all 3 credit bureaus and I was approved after the bureaus pulled my new report. I still have my scores at 789 because it is a permanent fix. I am so happy I found the hacker and will recommend ONLY them to anyone in need of such services.