Do you think that buying a savings bond for a child is a good gift and how do you buy them and keep the parents from cashing them in before the child is old enough to do it? I want to buy a few, but want to make sure that the child will have it available later in life. That is what I am going to do with my points from here.
Has anyone purchased them before? Is there a way to just put the child's name on it or do you have to have an adult on it too?
I think they are excellent gifts, but I do not know how to do what you want.
I would call the bank or go in when you plan to buy them and see what they say about getting the bond with out the parents name.
I know that you can do it, I just am not sure how. You can go to the savings bond web page and all the information is there about purchasing and the different series of bonds. There are several different series on there and it explains them all there.
Savings bonds are a great for a gift for a kid. I used to have them taken out of my paycheck when I was in the service, I had a ton of them when I got out, cashed them in and bought a small trailer to live in. They add up quickly, what a good idea for you points, for 50 dollars you can purchase a 100 dollar bond and it will take it some time to mature but if the kid is small they won’t even realize what it is building into. I think this is a great idea.
You are absolutely right, did not think of the 50 buying 100, I am not real sure how long it takes for them to mature but like you said a kid would not know right?
Like I said earlier if you go on the web page you can find most of the information that you want on there. You can now open an account with the treasury department and do your bonds electronically. It is pretty cool, just came from there. You can then covert your bonds over to bigger denominations once they mature. Sounds like a good way to get started. I am not real sure the details on the account, but you can just google us savings bonds to get started and go from there.
Series EE mature in twenty years.
I have not bought a bond in ages, was really surprised at the web page, you can open an account on there, but for some reason they want you bank account information. It may be for you to purchase bonds later, but I don’t want to be registering it, just to register it. No sense in just putting that information out there.
I would think you could still purchase them at the bank, just use the webpage for informational purposes. I did not and will not register on the web page, of course I won’t be buying any bonds any time soon either.
I think buying saving bonds for your child is a great gift. They will greatly appreciate it when they recieve them especially if you don't tell them about it. The good thing for you is that you invested over time and it will add up to be nice when the point comes to give it to them. The problem with getting saving bonds for gifts is that you need the child's SSN and that is a touchy subject. So if its someone close it could be ok but if not it may not be so smooth. Another issue I have noticed is that they will offer these bonds overtime with a great interest rate that at the time may sound excellant but eventually becomes nothing. It may make a little money now but as moneys worth becomes more and more by the time they are able to get the bond the interest you agreed to may be itty gritty. However, it does add up, more in the beginning than the end of course, and the thought is what counts.
Right coffee bean, the social security number can be tricky, I don't know if they will issue them with out it will they?
savings bonds have maturity dates on them. you can find them on the web page.
saveings bonds
your better to have a saveings and turn them into cds or trust funds, because regular bonds dfont mature for 15 years so consider what you would have in a cd by then. I had bonds for my kids and when they csashed them in they werent even a hundred dollars by then, some of them were 9 years old.
Yeah if you have that much to save, if you are just doing it now and then, then the bond is a great idea.
savings bonds
The only time I would buy savings bonds is if they were for a baby because any other way you definately would be futher ahead to go with savings and turn them into cds later when they accumulate enough cash value.
Networks and environments
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The threaded tweets linked back to the papers' own coverage of the 50th anniversary of the murder and how it affected their respective cities. Here's the Post's a policy, let me reveal the Sun's, here is the Tribune's.
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Vitkovskaya has been thinking how a group tweet thread would work within the Post for example, The Post's main account could start tweeting about a story like the violence in Gaza, And the Post's Jerusalem bureau chief, Loveday Morris, Could continue tweeting and reporting from Gaza itself in a period of several days. "We see this as a tool we would like to use again, She identified.
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