Remove unauthorized inquiry: Sample letter to credit bureau

Submitted by Richard on Sat, 07/22/2006 - 09:03
Forums
Credit repair

Hi,

I have prepared this sample letter that you may send to a credit bureau requesting an investigation of unauthorized inquiries appearing on your credit report. Ensure that you use fax or certified mail instead of ordinary mail to get a prompt response. Here's the letter:

Sample unauthorized inquiry removal letter to credit bureau

Your Name __________
Your Address __________
Your Phone # __________

Credit Bureau's Name ________________
Credit Bureau's address ________________

Date __________

Dear Sir or Madam,

RE: Investigation of unauthorized inquiries

While checking my personal credit report, which I acquired from your organization on [insert date of report], I noticed some unauthorized inquiries had been made.

I have tried to contact the concerned organization, who conducted the inquiries and asked them to remove credit inquiries from my credit profile. I have asked them to cease their illegal activities with immediate effect but with no results. Since I sent the letters more than 30 business days ago, they have failed to respond to and honor my request.

Therefore, I am forced to request your help in resolving this matter. In accordance with the Fair Credit Reporting Act, I request that you start an investigation into the matter. After the investigation is complete, if you find my allegations to be correct, please remove the unauthorized inquiries and send me a fresh copy of my credit report at my current address. If you find the inquiries referenced above to be correct, kindly send me a description of the operation used in your investigation within 15 business days of the completion of the re-investigation.

Sincerely,

Your Signature _____________

Your Name ______________

Cleo C Goss (not verified)

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Wed, 07/03/2019 - 15:01 Permalink
martinz isten (not verified)

Back in 2015 we had one major drawback. My wife lost her job, I had an accident that made me quit my job as well. We collected thousands of money from our Home Equity line of credit (HELOC) account which works sort of like a credit card to raise our son through college. This caused our credit scores to drop drastically, the bank almost terminated our line of credit and at that point I almost regretted my existence in life. I am using this opportunity to say a BIG THANK YOU to my sister she introduced us to a credit score hacker and counselor. He cleared our HELOC debt of $132,000 and raised our scores to 770 and 800. My special thanks goes to this XAP, we purchased our second home last week for our son. As we have promised to give him more clients if he should successfully fix our problems. We are living testimonies and confident of this miracle worker to handle all jobs, I will implore everyone facing challenges with credit scores, credit report, bankruptcy, mortgage issues to reach XAP CREDIT SOLUTION on…

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Thu, 07/04/2019 - 12:36 Permalink
martinz isten (not verified)

Back in 2015 we had one major drawback. My wife lost her job, I had an accident that made me quit my job as well. We collected thousands of money from our Home Equity line of credit (HELOC) account which works sort of like a credit card to raise our son through college. This caused our credit scores to drop drastically, the bank almost terminated our line of credit and at that point I almost regretted my existence in life. I am using this opportunity to say a BIG THANK YOU to my sister she introduced us to a credit score hacker and counselor. He cleared our HELOC debt of $132,000 and raised our scores to 770 and 800. My special thanks goes to this XAP, we purchased our second home last week for our son. As we have promised to give him more clients if he should successfully fix our problems. We are living testimonies and confident of this miracle worker to handle all jobs, I will implore everyone facing challenges with credit scores, credit report, bankruptcy, mortgage issues to reach XAP CREDIT SOLUTION on…

Email:XAPCREDITSOLUTION@GMAIL.COM
Text: (972) 597 9704.

Thu, 07/04/2019 - 16:17 Permalink