Remove Negative items on credit report

Submitted by Wasco_Kid on Sat, 02/13/2010 - 03:03
Forums

Hello All,

There is alot of information floating around the internet about how to handle the credit repair project yourself. I would like to review the basic areas to try to put a flowchart together that would help myself focus on the overlooked strategies of credit repair.

1. pull a copy of your credit report and review the tradelines to identify damaging issues to your credit score.
2. Compile a send in DV (debt validation) letters to those tradeline furnishers who are identified as collection agencies. Send the letter certified mail with electronic signature confirmation or RRR (return receipt requested).
3. wait 30 days for a reply.
4. Re-send a followup DV letter to the CA with CMRRR (CMESC); include a copy of the original letter with the CMRRR.
5. File a dispute with the CRA and include a copy of the original letter with CMRRR requesting to remove the tradeline because the CA did not validate the tradeline.
6. If the CRA verifies the tradeline then file a request for MOV.
7. Send a 623 letter to the OC and see if you receive a reply.

How is this so far. What am I missing and where do I go from here?

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Thu, 06/27/2019 - 01:15 Permalink
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Thu, 06/27/2019 - 06:58 Permalink
Chloe Bryant (not verified)

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Thu, 06/27/2019 - 17:12 Permalink
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Thu, 06/27/2019 - 18:10 Permalink
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Thu, 06/27/2019 - 18:45 Permalink
ryam james (not verified)

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Thu, 06/27/2019 - 19:13 Permalink
ryan james (not verified)

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Thu, 06/27/2019 - 19:58 Permalink
SETH23TYWERT (not verified)

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Thu, 06/27/2019 - 20:16 Permalink
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Thu, 06/27/2019 - 20:22 Permalink
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Thu, 06/27/2019 - 20:29 Permalink
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Thu, 06/27/2019 - 20:58 Permalink
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Thu, 06/27/2019 - 23:52 Permalink
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Fri, 06/28/2019 - 00:30 Permalink
Susan7673 (not verified)

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Fri, 06/28/2019 - 00:32 Permalink
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Fri, 06/28/2019 - 03:17 Permalink
Rebecca Steven (not verified)

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Fri, 06/28/2019 - 07:54 Permalink
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Fri, 06/28/2019 - 18:42 Permalink
Theo David (not verified)

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Fri, 06/28/2019 - 18:44 Permalink
Linda Daniel (not verified)

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Fri, 06/28/2019 - 20:14 Permalink
Linda Daniel (not verified)

If i don’t get to share this wonderful story of mine i will always be indebted to this so called hacker [Robert Morris] who helped me to get a Job after several years i have been seeking for a job. I only told him that I’m not here for credit score that i got a good credit score already and i told him that i needed a job maybe he can help me out so he told me that i should upload and mail all my documents through his email that i should wait for just 5 days but to my greatest surprised i got a job interview on the fourth day and i got approved. And also i’m planning to repay him back when i get my first paycheck later by the end of this month. He put a smile on my family face after a lot of suffering but now i’m feeling grateful so if you guys have any issue about job application or credit score or any kind i will just tell you guys to get in touch with him maybe he can assist you also. I’m going to drop his mail below:
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Fri, 06/28/2019 - 21:55 Permalink
Shirley Weinstein (not verified)

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Sat, 06/29/2019 - 06:19 Permalink
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Sat, 06/29/2019 - 07:23 Permalink
Nicholas (not verified)

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Sat, 06/29/2019 - 07:37 Permalink
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Sat, 06/29/2019 - 08:42 Permalink
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Sat, 06/29/2019 - 09:36 Permalink
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Sat, 06/29/2019 - 14:54 Permalink
Nancy Alien (not verified)

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Sat, 06/29/2019 - 14:57 Permalink
jessymorgan (not verified)

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Sat, 06/29/2019 - 15:25 Permalink
Daniel Reginal (not verified)

I had credit scores of 504(transunion) 511(Equifax) in June. I applied for loan in July when I desperately needed to get a house for my wife and kids but was not approved because of my low FICO scores. Out of desperation i started looking for help and I came across a post about a professional hacker called Kevin Mitnick. I was so nervous at first thinking he would take money and disappear on me but at the same time i really needed help so I gave him a shot. This man magically boosted my FICO score to 750+ within 72 hours across all 3 credit bureaus and I was approved within a week. I still have my scores at 782 because it is a permanent hack. I am so happy i found him and i will recommend ONLY him to anyone in need of such services.Contact info KevinMitnickCyberConsulting At Gmail Dot Com or Text him at (518) 223-9883

Sat, 06/29/2019 - 23:04 Permalink