There is no specific period in which a creditor has to send you a statement.Every creditor has their own set time in which they mail you the statement.
Although there is no specific information on this particular subject
in the FDCPA, some States actually regulate debt collection
activities. This provides relief from harassment by debt collectors.
You should check your state for consumer debt collection laws,
if any.
For example: Under the Florida Consumer Collection Practices
Act, Florida Statute s. 559.72 (7) prohibits communication with
the debtor with such frequency that can reasonably be expected
to harass the debtor.
If the SOL for suing you had expired, on the alleged debt,
send a C&D Letter (in the same Letter dispute the alleged
debt, of course) to cease communication with you.
See, Florida Consumer Collection Practices Act.
This law regulates debt collection activities for ALL persons,
including, Original Creditors:
559.72 Prohibited practices generally. -- In collecting consumer
debts, no person shall: (7) Willfully communicate with the debtor
or any member of her or his family with such frequency
as can reasonably be expected to harass the debtor or her
or his family, or willfully engage in other conduct which can
reasonably be expected to abuse or harass the debtor
or any member of her or his family;
Hi ktrboston ,
There is no specific period in which a creditor has to send you a statement.Every creditor has their own set time in which they mail you the statement.
Scott
Possibly, Your State May Regulate Debt Collection Activities
Although there is no specific information on this particular subject
in the FDCPA, some States actually regulate debt collection
activities. This provides relief from harassment by debt collectors.
You should check your state for consumer debt collection laws,
if any.
For example: Under the Florida Consumer Collection Practices
Act, Florida Statute s. 559.72 (7) prohibits communication with
the debtor with such frequency that can reasonably be expected
to harass the debtor.
If the SOL for suing you had expired, on the alleged debt,
send a C&D Letter (in the same Letter dispute the alleged
debt, of course) to cease communication with you.
See, Florida Consumer Collection Practices Act.
This law regulates debt collection activities for ALL persons,
including, Original Creditors:
559.72 Prohibited practices generally. -- In collecting consumer
debts, no person shall: (7) Willfully communicate with the debtor
or any member of her or his family with such frequency
as can reasonably be expected to harass the debtor or her
or his family, or willfully engage in other conduct which can
reasonably be expected to abuse or harass the debtor
or any member of her or his family;