Credit inquiry-How to remove it and improve credit score

Submitted by firefly23 on Thu, 02/12/2009 - 04:06

Hi. I'm new to the forum, and I have some questions...

I just got my credit score back, and it was kinda crappy, but it could have been worse (683), and I was wondering how much that's going to hurt me. My fiance and I are trying to buy a house in 6 months. Is that going to be a problem? I know expectations are low right now, but are they that low? What do you know about credit inquiry removal?

On my credit review, it told me that I didn't have my credit in for long enough. I've had some of my cards for 3 years! How long is long enough??

It also said that I have too many credit inquiries on my account. I only have two credit inquiries that are actually supposed to affect my score, both of them are for housing. I mean, they happen every year when I move. I have a ton of "pre-approval" inquiries that it said shouldn't affect my score, but I'm not sure I believe it. I came to know that soft credit inquiry won't hurt my credit score. Is it true? How can I remove unauthorized credit inquiry? Can I get them off my account? What do I do? I don't understand why my score is so low, and I'd love some help. Thank you so much!

Since your credit score is 683, it is not at all difficult to take it up to 720 if you want to. Just try and improve your credit history by making timely payments towards your existing loans and credit card debts. Moreover, do not apply for any new line of credit right now as it may lower your score. This is because whenever you apply for a new line of credit, a hard inquiry is conducted in your credit report, which lowers your credit score.

Thu, 02/12/2009 - 10:06 Permalink

You may have your credit cards for three years, but you are not using those cards for long and so you could not build up a good credit history on these cards. Now to make these cards work for you to build up your score, you need to make regular purchases with these cards and repay them back within the due date. Doing this will help you to build up a credit history on these cards and your credit score will definitely cross the 700 mark within the next 6 months and you will able to get a good deal on your new line of credit. Always keep an eye on your annual credit report.

Thu, 02/12/2009 - 10:19 Permalink
Anonymous (not verified)

Well, I'm doing all of those things, so it's good to know I'm doing something right. Would it be a good idea to close some of the cards? I have several in different places, and so want to close some of them, but then I was told not to. I'm talking about cards in stores like New York and Company, which has no balance, has never had a balance, that kind of thing. Should I close those? Would it affect my credit scores?

Thank you!

Thu, 02/12/2009 - 18:31 Permalink

Hi Guest
You should never close existing VISA or Mastercard credit cards if they have a good credit history. This is because length of the credit history accounts to 15% in your credit score. Always try to check credit score on a monthly basis. Moreover, if you have a good credit history on your cards, the history gets lost as soon as you close them. However, you can close departmental store cards if they are not VISA or Mastercards.

Fri, 02/13/2009 - 12:42 Permalink

I don't know what's on your CR, but, try to pay some 'small' debts off and then check your Credit again. When you actually pay something off, the more you can raise your Credit score. By following this way, you would be able to get best credit score.

Fri, 02/13/2009 - 16:26 Permalink

Some credit and loan issuing companies only report to certain bureaus which causes different scores among all 3 credit bureaus. So it's better to check your annual credit report on a monthly basis.
The other big factor is the fact they use slightly different algorithms for determining your credit. The method they to determine your credit score is based off of the FICO calculation but all of them have their slight quirks in ho w they handle different things.
Usually you shouldnt see of a different of more then around 20 points from buruea to buruea.
Youve got plenty of company. There are more than 30 million people in the United States with credit blemishes severe enough score under 620 to make obtaining loans and credit cards with reasonable terms difficult.Or maybe your credit is OK, but youd like to make it better. After all, the better your credit, the lower the interest rates you can score on mortgages, car loans and credit cards.

Wed, 04/29/2009 - 12:30 Permalink

Paying your bills on time and paying down your debt to under 40% of your entire credit limits will help increase your score in the long run. If there are any unauthorized credit inquiry on your credit report, then try to remove it asap. This will also help you to make a good credit history.

Mon, 05/04/2009 - 05:38 Permalink
winnable (not verified)

There are literally hundreds of credit repair websites and a lot of them try to guarantee success but the reality is most of them are just a waste of money. They use methods of repairing your credit you can do yourself if you simply google credit repair templates. Their process is very lengthy and requires months and even years to get a lot of things removed and sometimes the bad marks can come back as some companies are very persistent, especially if you still owe them money.

The only guaranteed method to repair your credit is to pay off the old bills and get your derogatory balances to $0. "Well that isn't very helpful" is probably what you are saying. Since none of us just have cash laying around to do that there are other things you can do that are guaranteed to increase your FICO score practically overnight and start rebuilding your credit.

It's actually very simple. Sign up for Millennium Secured Credit Card and send them $300. Buy $90 worth of groceries on it and make the payments. Keep the balance under $90. Then sign up for alliedtrustdiamond.com and get a $10,000 unsecured credit card, buy something and make the payments. Do a google search for USA Shopping Club and sign up with them for $12,500 unsecured credit card buy something and make the payments, Eclub USA and get your $3,500 credit card and finally Horizon Gold and get your $500 credit card.

Once all of these companies report to the credit bureaus you are going to see an immediate increase in your FICO score. Guaranteed. Then you can work on getting the bad marks paid off and removed. It's much easier to get them permanently deleted if you don't owe them any more money.

Tue, 05/26/2009 - 18:02 Permalink
Lynnlkhfaejlvlj (not verified)

683 is a average credit score. 27% of the population falls in this range. Being here means that depending on the loan you might get approved or not. Also the interest rates are not what you would like them to be. There is an article addresing all of your questions about the credit score range at creditkay.com

Thu, 10/20/2011 - 00:18 Permalink
Sheryl (not verified)

I have two old debts that were sent to a collection agency when I was younger and lost my job. I want to fix my credit score and now have a good job which I have been at for 2 years. Will paying these old accounts off help improve my score and should I pay the collection agency or contact the original store my card was issued by? Also does it matter if they reduce the amount owed for an immediate pay off versus paying the entire amount owed?

Sun, 06/10/2012 - 03:44 Permalink

Hi Sheryl,
First of all, look on your credit report and see how old the debt is and when the last time the CA reported on your credit report. I;m saying this because the older your bad debts are, the less of an impact they will be. If the last missed payment, on your CR, is 4 years or more, by law the CA cannot sue you for the debt. If you try and make arrangements with the CA, you will be 're-aging the debt' (which means you will start the SOL-Statue of Limitations over) and that's something you don't want to do. Also, on your credit report there is a 'fall-off' date (the date the debt should be removed from your credit report). If that 'fall-off' date is close or if the 4 years that the debt has been on your credit report is passed, just leave the debt as it is. Alot of CA's will try and threaten and scare you. Do you happen to know who the CA is for the debt? The 'personal' advice I have given you is something that was told to me by someone on this forum..and let me tell you it sure put me at ease!! :)

Mon, 07/09/2012 - 16:18 Permalink
matzcrorkz (not verified)

8ZyoMZ Say, you got a nice blog article.Really looking forward to read more. Fantastic.

Wed, 08/06/2014 - 06:27 Permalink

Step-by-Step Procedure for Removing Inquiries

All credit inquiries should come off your credit report after two years. If you're not willing to wait, you may take these steps:

Step 1

First, find out which credit inquiries are getting in your way by ordering all three of your credit reports. When your reports arrive, look toward the end of your credit report to find the inquiries. Some of the inquiries are only promotional and will not be shown to prospective credit grantors. You need not worry about those. Identify only the inquiries that are shown to credit grantors. You should recognize some of these as places where you applied for credit, but others may be a complete mystery to you.

Step 2

Find the addresses for each credit inquirer. Your Experian credit report will list addresses for each - TransUnion and Equifax reports will not include addresses. Match your Experian with your TransUnion and Equifax reports. You should be able to use the same addresses on the inquirers that are listed on Experian. If some of the inquirers don't show up on Experian but do show up on either Trans Union or Equifax, you will have to call the credit bureau to get their address. It is almost impossible to get a live body on the telephone at TransUnion, but Equifax has an 800 number listed at the top of their reports. If you have an inquirer listed on your TransUnion report and you can't reach them by phone, you might try calling the 800 directory (1-800-555-1212) and request the 800 number for the inquiring creditor.
Once you have collected all of the addresses for each inquiring creditor on each credit report, you are ready for step three.

Step 3

Prepare letters to each inquiring creditor asking them to remove their inquiry. The Fair Credit Reporting Act allows only authorized inquiries to appear on the consumer credit report. You must challenge whether the inquiring creditor had proper authorization to pull your credit file.

Step 4

Some of your creditors may provide documentation that a credit inquiry was authorized by you. Read the authorization that you signed very carefully. If there is any ambiguity, you can write back and argue that the inquirer's authorization form was too complicated and not easily understood by the layman. You can threaten to contact the State Banking Commission and complain about a deceptive and unclear authorization form if they don't remove your inquiry.

Tue, 08/12/2014 - 07:35 Permalink
skip (not verified)

I am 53 rs old have had a mortgage since I was 26.i went threw a divorce in 2010 there really isn't anything bad on my credit report but my score is 683combined and I have no debt there is one thing on the credit for 30.00 that is not mine but other than that nothing my score use to be 760 what to do

Thu, 07/23/2015 - 17:05 Permalink
Karen Peterson (not verified)

Anyone swamped in various forms of debt with mortgage, rent, credit cards, student loans, taxes, car & personal loans and other inquiries affecting your credit score report? Write to easyhackghost@protonmail.com for help consultation. He assisted me clearing all my debts and rebuild my credit score report.

Fri, 09/15/2017 - 21:19 Permalink
the_decader (not verified)

I want to buy a home. My Trans-union score is 720. I applied for an AMX card to increase my score and was rejected because my FICO score with experian was only 569. I took out a high interest loan on a new car and made triple payments and paid it off in one year the same as I did on my last four cars over the last ten years. My experian FICO score dropped to 565. What am I doing wrong? I was so penalized! Then later i met a credit hacker who helped me boost my credit score to 820 in few days. I cant thank him enough. you can text him if you need help (469) 844-0536

Sun, 10/01/2017 - 19:10 Permalink
derek f (not verified)

I had two things on my credit that were holding me back. one is from sears which I paid off and I am not sure of the other one but they are both 17 years old. I filed bankruptcy 17 years ago and settled with them both. It was just brought to my attention that they are still on my reports I recently got referred by my best friend to contact keinetcybertechnologies@gmail.com which I did and he helped me fix my credit and my score was improved I recommend anyone that needs to fix his or her credit to contact him.

Wed, 11/01/2017 - 16:03 Permalink
cryptech (not verified)

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Thu, 03/29/2018 - 19:19 Permalink
Britney Daniella (not verified)

Had a stroke at 37 years old and have not been able to work for 2 years with a low probability of ever returning to full-time work. I was without income for 18 months until finally receiving my employer LTD benefit (less 30% legal fees). I have not been able to keep up with credit card payments for the past year (had no idea Cigna would give me the runaround like they did). However, I received a lump sum back payment plus a monthly reoccurring payment of 60% of my previous income. I was not sure if I should settle my credit cards at this point. I owed Chase, B of A, Discover and Citi. Chase is by far the largest balance of Approx. $20K. I have explored bankruptcy, but I have some income producing real estate assets I cannot protect and even my paid for vehicle is above the state limit for exemption. While I was researching about credit repair I read good reviews about Hack West and decided to cast my burden upon them. The good news is that they fixed my credit in less than 15 days and cleaned up the negative items from my report including the debt I owed. I don’t know how to appreciate them enough. Here is there contact: (424) 307 2638 / HACKWEST@WRITEME.COM.

Sun, 10/28/2018 - 10:20 Permalink
B.Eletu (not verified)

If you need to improve your credit score. I recommend you contact cryptechwhiz@gmail.com, i found him on this comment session and he helped me and my friend in improving our credit scores

Wed, 10/31/2018 - 13:00 Permalink
donald allan (not verified)

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Wed, 10/31/2018 - 13:20 Permalink
Jocc Rodolph (not verified)

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Thu, 11/01/2018 - 13:05 Permalink
Wayne Cline (not verified)

I wasn't always in the position I am in today. In 2017 I was almost $10,000 dollars in debt, had a credit score of 400, and I was working for minimum wage as a janitor. Being in debt is like a magnet that makes you feel like you are stuck at the starting line. It’s been a long road to get to where I am now. Until i met with a hacker online who gave me a new life. I am so grateful to him, incase someone might need the service, You can reach thi s mail or tex t (COMPUTERSPYEXPERTS at GMAIL dot COM) or (8 5 9) 7 8 0 - 3 7 7 9

Sat, 11/03/2018 - 14:00 Permalink
Edwina Jones (not verified)

I went through a divorce a few years ago and had young children. I carried credit card debt from the marriage as well as the debt I accrue during the time to get back on my feet and renter the workforce after being a stay at home mom for 8 years. I have a good job with a good income but I am maxed out and feeling overwhelmed. I carry 32046 in 11 credit card accounts and 1 personal loan from Lending Club. I own two cars that should get me through the next couple years. I own a home and my ex-husband is still on the loan because I have been unable to refinance because of a limited income history and low credit score affected by my CC utilization. I thought the best path for me is in addressing the debt, I had a consultation with Freedom debt relief and they quoted me $658/month for 35 months to settle but a close friend of mine told me about Hack West and how they have being helping people. She had similar issue but Hack West fixed it. I collected the contact (HACKWEST@WRITEME.COM / (424) 307 2638) mailed and texted ASAP. After I explained West assured me that it will be fixed within 10 business day and I kept to the part of the agreement. All debts have being removed from my report and my score is 810 today. Thank you Hack West.

Sat, 11/03/2018 - 22:07 Permalink
Breonca Wilson (not verified)

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Thu, 11/15/2018 - 01:34 Permalink
Paul Brooks (not verified)

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Thu, 11/15/2018 - 20:53 Permalink
Meka McDonald (not verified)

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Sun, 11/18/2018 - 14:04 Permalink
Emily6575 (not verified)

My mom was scammed by someone who claims to be a repair expert back in late 2015 or early 2016. I tried to tell her it was a scam but she had already given her information’s and money. I’ve tried to tell her that she could try to get her money back but I think she doesn't believe that I know what I'm talking about. It really upsets me when these scammers target our parents & grandparents! I just lost my dad when they did this to her. They called several months after she paid for the service. Thank God I answered the phone & not my mom! I told them hell no & if they owe us money to either mail a check or credit the card they charged in the 1st place. No exaggeration, they called 6 times in a row one day. I kept saying no, they would hang up or I would hang up & they would call right back. This went on for about a week & finally the calls stopped. She lost about $500.00. They charged her around $150.00-$200.00 for "fixing" her Credit & then told her a year membership for about $300.00 more dollars. I don’t know which bothers me more, that she was scammed or that she won't listen to me when I try to help her. So after much argument she finally listen to me I called a friend Tracy that contacted a hacker that worked on a criminal records on her Dad so she gave me he’s contact and I contacted him and explained the situation and how possible could it be. He assured me of a clean and safe job and he will get done in just 4 days we provided the information he asked for and we contacted on Tuesday and on Friday everything was solved credit history looking superb and her scored increased to 200 points we are really grateful to you who may be reading this right now you want to fix your credit pick up phone and contact COLE (.)FRANK (@) CYBERSERVICES (.) COM OR text +1 (972) 798 8812 my name is Emily tell him I referred you have a nice day.

Mon, 11/19/2018 - 11:51 Permalink
Tony Gall (not verified)

Thursday (November 22nd , 2018) was my thanksgiving day not because it’s a day set aside for we to be thankful but because it was the day I got my credit fixed by Hack West Credit Repair. I had all 3 bureaus reporting 550, 557, etc. main thing, I filed for bankruptcy chapter 13 to pay everyone back and then I asked to dismiss it. I had a couple of 60 days late payments but I was up to my limit on my cards but they were low limits; $300, $500 and $750. I signed up for credit saint in June but they are very slow in their process and couldn’t even remove the bankruptcy. I was making more research and by chance I found Hack West and his contact; HACKWEST@WRITEME.COM, +1 (424) 307 2638. From many of the names I found for some reason, I identified more with them. I am a father of 2 children and I have always wanted to buy my house but by credit report, I have never been able to. I did bought one house in Puerto Rico but it entered foreclosure. Well I trusted Hack West with my credit and they delivered my life from shame and failure bringing joy and reason to be happy again. He raised my score to 789 and deleted the bad items on my report and it still looks nice up to date. Feel free to contact them and get your life back again.

Mon, 11/26/2018 - 18:57 Permalink
Brenda Cosley (not verified)

Thank you Hack West Credit Repair!!! Because of your experience in credit repair we got 3 repos and multiple delinquent accounts off our credit report. Our credit score went up over 200 points in less than a week. If you do what they tell you to rebuild your credit it will work. We could not be happier and so glad we went with Hack West. Good credit is everything and we are now moving into the New Year with a great credit score of 750 and great positive tradelines. Hack West remains the best. CONTACT: Hackwest@writeme.com or text: (424) 307 2638.

Wed, 12/26/2018 - 18:07 Permalink
Cherry (not verified)

"Words cannot express my gratitude nor Appreciation to Ghost Virus for he’s help." Sometime last year I was in a very terrible situation I was almost losing my house due to my poor credit outline. I reached out for help and searched online for a quick solution to my poor credit outline and to restore my life back without being kicked out of my apartment and suffering from so many things. I came across several reviews about Ghost how he helped a lot of persons with similar issue I was having. I contacted Ghost Virus (Ghostvirus789@gmail.com: +1 205 418 0498) for a quick solution explaining everything concerning my credit to him and I could really use he’s help he said okay and promised to help me fix my credit within 12 working days. My credit got fixed my score 395 was increased to a high 795 deleting all negative items and also increasing my credit limits and leverage. God bless you Ghost I’ll forever remain grateful to you Have a prosperous years ahead of you thanks. Cherry Idaho Connecticut Happy Holidays

Fri, 01/04/2019 - 09:58 Permalink
Billie Mckay (not verified)

I’d like to share my experience with contacting Credit Wizard. I was referred by Mr. Morris Jeff whom it’s the essence of professionalism. After, speaking with the Credit Wizard I understood why I had been referred to him as he is also the essence of professionalism critically important in any business and difficult to find. He is also kind, patient & always replies to my questions quickly. He has made me feel that I’m understood, important and goes the extra mile. I had an eviction, credit card debts and student loans but as of today you can’t find this in my report any longer. I now have a credit score of 769 with great tradelines. Feel free to contact thecreditwizard@writeme.com.

Fri, 01/04/2019 - 23:58 Permalink
Dareywoods (not verified)

I had a poor credit report i needed to pay bills and make changes in my apartment as things where getting Shabby, I paid various hacker to help boost my credit score but they could not help in fixing my credit report i have been scammed several times. I really needed to fix my credit report, i came across a lady at a convenience store by name Lucy, we where getting to know each other, as she shared with me a testimony of a great hacker GHOSTVIRUS, how he fixed her credit and gave her a Good score. I decided to give a try on the hacker, i had a strong hope he would put a smile on my face. i contacted GHOSTVIRUS explained to him my situation he gave me he's words collected all information to being process, A couple of 9 days he got my credit fixed, My credit score of 365 was leveled up to 800 and all late payment/negative items was pulled out i can tell you with all sincerity that my life is back to normal and things are actually working out for me and my family, thanks to GHOSTVIRUS you can contact the hacker via he's mail GHOSTVIRUS7890@GMAIL.COM text +1 205 418 0498 God bless him

Thu, 01/10/2019 - 14:32 Permalink
Dembe (not verified)

I lack words to express how grateful I’m with the great job done for me by Hack West Credit Repair. Hack West is an excellent company to work with! I was very skeptical and hesitant to give them my information. But then I realized they fix credits, not destroy them. After 7 days, I saw tremendous results in my credit where my score moved from 460 to 787 in less than a week. They explained me very well from the beginning how the process will work. Just keep in mind, deleting items from your reports won't happen overnight. But I have no complained as long as it gets cleared from my reports. So far, this company deleted all the negative items, old addresses, closed accounts also cleared my credit card debts. I would like to thank the entire team of Hack West for their hard work. I recommended lot of people and will recommend whoever has bad credits. You can contact via: +1 (424) 307 2638 /HACKWEST at WRITEME dot COM

Sat, 01/12/2019 - 08:32 Permalink
Christian56 (not verified)

Greeting Great people my name is Christian, Few years back I tried without success to fix my credit and rather it got worse. The last time was last year in which they request me some payments and six (6) months, the person did nothing. I was making more research and by chance I found Ghost Virus and his contact; GHOSTVIRUS7890@GMAIL.COM, +1 205 418 0498. For many of the names I found for some reason, I identified more with him. I am a father of 4 children and I have always wanted to buy my house but by credit report, I have never been able to. I did bought one house in Puerto Rico but it entered foreclosure. My score was in the 475 due to the medical bills, credit cards, repossessions, student loans, etc. well I trusted Ghost Virus with my credit and he delivered my life from shame and failure bringing joy and reason to be happy back to my grasp again. He raised my score to 790 and deleted the bad items on my report and it still looks nice up to date. Reach him with his above contact and get your lives back again.

Sun, 01/13/2019 - 17:45 Permalink
cjay (not verified)

Hack West Credit Repair is an awesome company and offers very good services! All my negative items are gone within 9 days from my credit reports. Hack West helped me deleted all the errors from my credit reports, my scores went from 480 to 730. They also cleared all my credit card debts including student loans from my report. Very highly recommended to everyone who wants to fix their credits. Very reasonable price and this company charge one time to fix credits. The charge is worth it. You can always write them via: HACKWEST@WRITEME.COM or text +1 (424) 307 2638.

Wed, 01/16/2019 - 03:41 Permalink
James Lawson (not verified)

Hello Guys before working with COLEFRANKSERVICES I had a credit score of 531 to 542. I went looking for a loan from Metro Credit Union and they told me to pay my debt to Bank of America first which was about $4,800. At the time my credit report was awful with red mark all over it. I had a couple charge-off accounts and I was stressed out about them. I called the credit bureaus and asked them for my credit report. I found out I had about 7 negative items and 9-12 hard inquiries from every bureaus. While searching for solution, I found several good reviews about ColeFrankServices on different blogs and sites. At first I was skeptic and curious, so I sent them an email. They quickly replied back addressing me to an agent whom explained the process and everything needed to fix my credit there was absolutely no confusion. My credit score now is 795 and 790 deleting all the negative items on my report and also added beautiful Tradelines. Contact them COLEFRANKSERVICES@GMAIL.COM: +1 424 245 2993 if you have any question or you need their services. I paid absolutely nothing to Bank of America and it is all cleared in my credit report.

Wed, 01/16/2019 - 14:45 Permalink
Eavan Fallon (not verified)

DEBOOTH is a genus when it comes to credit repairs and credit score upgrade. This guy is the best hacker you can trust and I strongly recommend you contact him and his team for your credit repairs. He is well detailed and time conscious. My experience with him is something I’ll live to remember. Strike a deal with him and see your plans and dreams come true. It sounds unbelievable but it’s true. I was scared from the beginning, but as I followed his directives, my credit was fixed within three weeks and his charges are pretty moderate and affordable. Try him out and you’ll see yourself doing exactly what I’m doing. Contact him via DEBOOTHCREDITSOLUTION@GMAIL.COM /+1 (562) 281-7621, you’ll thank me later for this info.

Sat, 03/23/2019 - 09:28 Permalink
Melissa Bergeron (not verified)

I'm not that good of a writer but I just want to use this medium to thank KING ZEUS for coming through for me when I done gave up on myself. He assisted me in securing a loan when every other creditors will not grant me any, because of my bad credit history. This changed my life and that of my family as we are able to purchase a 3bdrm house and a car. I'm so grateful. Text him on 407-900-6299 / HACKKINGZEUS@GMAIL.COM if you need help too.

Sun, 03/24/2019 - 09:38 Permalink
Maverick Jones (not verified)

I never believed a hacker can fix my credit (delete negative items such as debts, IRS and Liens etc.) and also boost my credit score until I came in contact with DEBOOTH CREDIT SOLUTION. To cut long story short, a colleague of mine told me about them and their expertise and how they helped fix his credit. I emailed them via DEBOOTHCREDITSOLUTION@GMAIL.COM and explained my credit issues to them. To my greatest surprise, my credit score was upgraded from 480s to 786, and the negatives in my profile all wiped. I advise anyone with credit issues to contact him cos there’s nothing as having good credit. Text: (562) 281-7621. Trust me you’ll never regret it…

Mon, 04/01/2019 - 17:40 Permalink
Abigail Matt (not verified)

Everything I read about DEBOOTH CREDIT SOLUTION on trulia, credit magic and Google are true. I believe they are just out to help people with credit issues be it minor or major. I don’t know who you are consulting right now, even if you have consulted someone already for your credit repair I strongly advise you contact DEbooth credit solution if you want desired results. It took DEbooth and his team approximately 14 working days to fix my credit. My fico score was increased by 100 points within the first week and later increased by 100 points on the second week, isn’t that incredible? My score was initially 602, and was increased to 802 across the three credit bureaus and my negative reports were cleared. I’m so happy and I conclude with this assertion that “DEBOOTH CREDIT SOLUTION is the best”. You can as well reach them today via DEBOOTHCREDITSOLUTION@GMAIL.COM and text: (562) 281-7621 to confirm this.

Thu, 04/04/2019 - 22:46 Permalink
richard jack (not verified)

I want to use this opportunity to recommend a very efficient and trustworthy hacker. I got his email address BULLCREDITREPAIR@GMAIL.COM on trulia. He is very nice and he has helped me a couple of times even helped clear some discrepancies in my account at a very affordable price. he offers a top notch service and I am really glad I contacted him. He's the right person you need to talk to if you want to fix your credit, hack any of your spouses social network account or whatsapp , He offers a legit and wide range of hacking services. His charges are affordable and reliable, This is my way of showing appreciation for a job well done. contact him for help via email address below.. BULLCREDITREPAIR@GMAIL.COM text +1480 462 3869..

Sat, 04/06/2019 - 01:20 Permalink
Sharon Nagy (not verified)

Hi guys, I have already work with DARK WEB service and i know which cards use Experian, which cards use Transunion, and the cards that use Equifax after he work on all my husband cards and he make sure they are all 750 across the 3 credit bureaus (which are now practically permanent scores), We have no issues from the bank or going through any questions from them and the CK and CS scores keep going forward .I'm using this opportunity to rate him on my husband behave because he did a great job and we finally get our new home at the right time we need it. I believe most of you guys out there will need is assistant just like we do. Contact him and get more info from him and keep rating him just like i did to help more people to solve there credit cards issues. Darkwebcyberservice@gmail.com OR +1(702) 907 1140

Wed, 04/17/2019 - 01:19 Permalink
Andreas Gunter (not verified)

“Before calling Debooth Credit Solution I had a 542 credit score and couldn’t get approved for a loan. After taking a friend’s advice, I emailed DEBOOTHCREDITSOLUTION@GMAIL.COM and as well called (562) 281-7621 and spoke to a friendly credit expert. After about two weeks, I started receiving letters stating that negative accounts had been removed from my credit reports! My credit score is 238 points higher and I’m feeling more relieved now. You can trust them with your credit because of their impeccable character. Cheers!!

Thu, 04/18/2019 - 22:50 Permalink
Jace Wilson (not verified)

Guys I want to introduce OCTOPUS CREDIT SOLUTION for your credit repairs. They are the fastest, legitimate and the most reliable credit repair company that I know. Two months ago I had terrible experiences with a credit repair company that scammed me. I discovered Octopus Credit Solution online when researching for trustworthy credit repair agency but was skeptical about contacting them considering my ugly experiences. After all considerations, I contacted them and they increased my credit score by 200 points and also removed all negative stuff and hard inquiries from my profile. It sounds unbelievable right? I advise you check them out. Contact them via OCTOPUSCREDITSOLUTION247@GMAIL.COM / (770) 799-8509

Mon, 06/03/2019 - 10:04 Permalink
Natasha Greg (not verified)

I’m so delighted to share this piece of information. My name is Natasha Greg from new jersey. I was most miserable realizing how bad my credit was. I had some charge offs, late payments, student loan, and hard inquiries and was desperate to remedy the situation so we could get a home loan. My friend Naomi directed me to OCTOPUS CREDIT SOLUTION and of a truth, they are worth doing business with. They did not only remove negative items and hard inquiries from my credit, they also removed late payments and hard inquiries from my husband’s credit and also increased our score to 780s. There is a great joy and happiness in our family. All thanks to OCTOPUS CREDIT SOLUTION. Here is there contact in case you are interested in their services; +1 (770)-799-8509 or email them at OCTOPUSCREDITSOLUTION247@GMAIL.COM.

Sun, 06/16/2019 - 15:02 Permalink
Clara Zack (not verified)

Guys, I will always recommend the best credit repair company ICON CREDIT REPAIR. To my greatest surprise my score that was 460 increased to 740 within 16 days, in fact they gave me hope again. ICON CREDIT REPAIR got my credit fixed and have proven beyond doubt to be expert on permanent credit repair, clearing credit card debts and increasing of credit score as they made my card free of debts and my score raised. If you want to fix your credit don’t hesitate to contact them via ICONCREDITREPAIR@GMAIL.COM or text +1(631)290–6402.

Mon, 06/17/2019 - 22:32 Permalink
James Heim (not verified)

If you need any sort of help as regards credit repairs, please contact OCTOPUS CREDIT SOLUTION. They helped me fix my credit in less than 14 days. My credit score was increased by 200 points and my hard inquiries and late payments properly addressed. Contact them via OCTOPUSCREDITSOLUTION247@GMAIL.COM / +1(770)-799-8509. Thanks to octopus credit solution for such an excellent job on my credit.

Mon, 06/17/2019 - 23:54 Permalink
Anonymous (not verified)

I never believed that ACTION CREDIT SOLUTIONS can help me get out of my huge debts so fast, my student loans and other debts of about $135,000 incurred have been completely wiped out. I’m so much in love with this ACTION CREDIT SOLUTIONS for giving me my life back. They gave me a clean credit profile and also increased my Fico score to 786. I contacted them through this email and number; ACTIONCREDITSOLUTIONS@GMAIL.COM / +1 (737) 201 -7316. You can as well reach them if you have similar issues. Good luck!!!

Fri, 06/21/2019 - 23:58 Permalink
Robert Morgan (not verified)

I’ve lived in a rented apartment with my wife and two children for over 10 years. Although my wife and I decided to save so we could buy our own home. Unfortunately for us, our daughter Ashley fell sick and she was slated for surgery and we spent almost what we had to make sure she’s Ok. There was nothing left with us and it effected my credit and my score went down to 492. I ran into an old friend Fredrick back in college that told me about ACTION CREDIT SOLUTIONS. I don’t usually believe such things but he persuaded me to try them out, and honestly speaking there is a massive turnaround. My debts, charge offs, late payments are cleared. Thank God for bringing ACTION CREDIT SOLUTIONS my way. Contact them today via ACTIONCREDITSOLUTIONS@GMAIL.COM / +1 (737) 201 -7316.

Mon, 07/01/2019 - 04:28 Permalink