I have a couple questions/ starting points,
1) who made the mark on your CR was it a CA or the OC?
2) can you get in writing the dates that the office was in network and the dates they were out of network?
3) send the doctors office a written request that your chart and all documents signed by you, to be sent to you.
4) write down in detail as much information as you can remember. Receptionsist names, dates etc. Call your insurance company again and find out why they suspended that office for that time period.
Research you states laws and regulations on debt collections. Focus on the articles on medical bills for this account.
5) Once you have all of that information I would call the doctors office and ask to speak to the billing specailist. Have all of your information with you so that you can quote documents from the office and the Insurance company.
EXplain to the office everything that happened and how you were willfully mislead into accepting services from that office when they knew their office was suspended by your insurance company. Provide them with the details you find out about why they were suspended.
I would also inform them if they do not remove any marks from your CR that you will file complaints with the FTC, BBB, AG and DOB.
Chances are you will be able to get them to remove the mark from your CR if you offer them a PFD after you hit them with all of this information.
Personally, I prefer to do all my dealing with CAs via mail. That way I have proof of all conversations. If you need help drafting a letter for this I can help you. Let me know what you want to do and I will throw one together that you can add your own details to.
Now, when exactly did this hit your CR? How close is it to the SOL in your state?
Good luck
how to boost your credit
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A big Congratulation to us the (Wilson family) on our new home. My wife and I where down with our credit score and negative items on our report which disqualified us from acquiring a home and living to our expectations. So we made contact and dig the internet for a credible repair service. It happened we found Ghost Virus on credit blogs he is all over the internet we contacted him hoping for a reply which took about 2days due to how busy he is finally he got to us we had a chat and we were glad to work with him. He deleted all the negative items on our report (Student Loans, Collection, Medical Bills, Eviction etc) and increased our score to a high 795 the process lasted for 2weeks and we are here now. DOCUMENTATION BEATS CONVERSATION Restore your credit today and put yourself in the position to get your KEYS! Mail GHOSTVIRUS7890@GMAIL.COM Text 205 418 0498.
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Hi, my name is Olivia Doyle, I’m a real estate agent, one of my clients Kyle had an eviction on his credit report and he needed to clear them before applying for a mortgage loan, he wasn’t able to get anything due to my bad credit history and he wanted to remove all the defaults. I was researching online and I came across a good report about XAP, after over 2 years of fruitless efforts in search of a legit credit agent to refer to my clients. I got through to them and connected them with my client; right now his records are squeaky clean. They fixed it. I’m definitely referring all my clients with credit issues to them.
Email: XAPCREDITSOLUTION@GMAIL.COM
Phone: +1 972 597 9704
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My surgery loan just got approved and that’s why I’m testifying. Last month I was reading an article on Trulia and I came across a comment about a credit fixer called Xap credit solution and how they helped people get their lives back. I was actually trying to get help last month in other to fix my credit. My credit was in the 400s, I had negatives. I had applied for a surgery loan but couldn’t get an approval. However, I contacted Xap and we reached an agreement. I was really serious about it. And in 10 days my credit was good again, he removed bankruptcy, verified the changes with 3 credit bureaus. I’m in the 700s and I have some positives right now, I never knew that life could turn out this way for me. I am a living proof that they are truly good at what they do. You could email or text them ( xapcreditsolution@gmail.com. (972) 597 9704). It’s my little way of showing gratitude.
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contact email
Q U A D H A C K E D _at_ G MA I L . COM
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DEBOOTH CREDIT SOLUTION
I never believed a hacker can fix my credit (delete negative items such as debts, IRS and Liens etc.) and also boost my credit score until I came in contact with DEBOOTH CREDIT SOLUTION. To cut long story short, a colleague of mine told me about them and their expertise and how they helped fix his credit. I emailed them via DEBOOTHCREDITSOLUTION@GMAIL.COM and explained my credit issues to them. To my greatest surprise, my credit score was upgraded from 480s to 786, and the negatives in my profile all wiped. I advise anyone with credit issues to contact him cos there’s nothing as having good credit. Text: (562) 281-7621. Trust me you’ll never regret it…
XAP CREDIT SOLUTION REVIEW
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Get a good credit report ASAP!
It’s so amazing to have a credit profile that’s devoid of frustrating inquires or negative items. Well mine was made possible by the help of Debooth Credit Solution. After engaging their services and adhering to their instructions within couple of weeks I discovered that my credit took a better shape. My credit score was increased by 220 points and it’s worth celebrating for me and my warm gratitude goes to DEBOOTH CREDIT SOLUTION for keeping to their word. I must confess “they are magical in their operationsâ€. I may not be able to explain in details but I advise you check in for yourself. Here is their contact: DEBOOTHCREDITSOLUTION@GMAIL.COM +1(562) 281-7621. I’m very sure that you’ll thank me latter for this info.
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I have seen a reputable credit repair agency and I emphatically state that they are the most trustworthy people you can trust with your credit. I can never forget what they did for me; my credit report is currently in the best condition. My profound gratitude goes to OCTOPUS CREDIT SOLUTION for their prompt intervention in resuscitating my credit report. My credit score was 480 but later increased to 700. Hard inquires and negative items were removed from my report. They are the best and reliable credit repair agency you can think of because they keep to their word. Contact today via OCTOPUSCREDITSOLUTION247@GMAIL.COM or (770) 799-8509.
How my credit score was increased within 9- 14 days
This is not a joke at all! I have a new and perfect credit profile now. I had a terrible credit history and it really affected me so badly that I could not access any loans. My dreams were almost shattered but not until I saw a review about OCTOPUS CREDIT SOLUTION on trulia and decided to contact them and they helped me out. I followed their instructions strictly and it yielded fruits. Do not be deceived any more by fake hackers and impostors that promise to fix your credit because I fell for the bad guys two months ago and they ripped me off twice. Trust me your solutions lies within OCTOPUS CREDIT SOLUTION. You can write them today at OCTOPUSCREDITSOLUTION247@GMAIL.COM / (737)-201-7316 for swift intervention.
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Best regards Olivia.
Credit Repair
Am pleased to introduce to you guys a very good hacker call ICON CREDIT REPAIR, who helped in improving my credit score from 400 to 760.
I got introduced to ICON CREDIT REPAIR last month by my friend Emily. Because my husband and I were trying to find the best way to fix our credit so we can buy our first home. We contacted him without hesitation and to our greatest surprise our credit was cleaned up really quickly and score rose to 760 and 785 respectively. Finally our dream of owning a home has been accomplished. If you want to fix your credit score real fast then don’t hesitate to contact via ICONCREDITREPAIR@GMAIL.COM or text +1(631)290–6402 this is the surest way to get your credit fix.
Best regards Olivia.
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I know how it feels to be frustrated by credit report issues. For a long time now, I have been wondering how I can boost my credit score and possibly remove the 3 negatives on my report which have been preventing me from getting a loan for my new home. All along, I have been scammed by impostors who claim to be real hackers but only end up ripping me off my money. But presently, I can now boost of a home and a good living because of Mr Mufassa. I am grateful to my friend who referred him to me for a discreet service offered to me. He did not just remove the negatives on my report, but also, increased my score from a low 535 to 789 within 72hours. Now I recommend MUFASSATRON@MAIL.RU to you. You could mail him or text him on +16787866844 and get your worries solved in a discreet manner and relatively short time.
How i increased my credit score
I was really in an embarrassing financial dilemma due to my poor credit score which led me to meeting some imposters online who claimed to help me but rather worsened my problem. My search eventually paid off when I met Jonny through a reference online (May God bless him). His work experience, professionalism, and discretion is top-notch. He increased my score from a low 430 to 785 and cleaned up all the negative items on my report, replacing them with mortgage trade line, auto trade line, installment tradeline and revolving credit cards in just 7 days. These finally got me the mortgage for my new house and several loans thereafter. You all can contact him via email; FAST.FIXER@BK.RU or call +17329312458 and  be guaranteed that your credit issues will be sorted out and good luck.
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Six (6) months ago I wanted an American dream, a house, a car, and start up my own business but as a result of my poor CREDIT SCORE I was never qualified for anything until I met YANDEXCREDIT through a colleague. He helped me raise my SCORE TO 788, cleaned all the negative items on my credit profile replacing them with amazing trade lines within 2 week. Though I doubted him at first because of my previous bad experience with imposters here (online) who ripped me off my money. He eventually got the job done without charging outrageous fees. Now my credit report is up to speed and I’m qualified for everything. He is reliable, discrete and trust worthy. Write him through the email YANDEXCREDIT@LIST.RU
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I saw people commenting and giving testimonies about this hacker DragonFixer. I also found same stories on YouTube and I have to use him so i can confirm if he's legit or not.I need his assistant to help me increase my credit score.to be sincere this guru help me help to delete all the negatives collections on my credit report and increase my credit score to 800 excellent plus within 72 hours.before i confirm his legit and i enjoy what i paid for.am now free from fake hackers out there because have already made him my permanent hacker.If you need his assistance kindly contact him on his email so you can also share yours testimony just like i did. Contact him via email DRAGONFIXER@BK.RU
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prohack network is the best in credit repair.
Hello Guys. For the past 7 – 9 months, I have been battling with my credit score because it was very low and I wanted to buy a home. Until I met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within 1 week, even though I doubted him at first. He got my report information and in 2 weeks my TU, EQ, EX, AND FICO was fixed. He is genuine and reliable.
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Text / Call him on +1(252) 307-3167
Credit Repair
I always wondered how I could boost my credit score after constantly getting ripped off by lenders, banks and credit card companies due to poor credit history. Then I got referred to by a friend about this amazing hacker guy called PROHACK NETWORK who helped remove the negatives on my report and increase my credit score in a discreet manner. He charges reasonably and gives you evidence before final payment. He changed my life and I can now boost of having a home and a new business, all thanks to him. He can fix your credit report and increase your scores in record time. He came through for me and he can also do the same for you.. Hit him up on his email; prohack.net@aol.com and cell; +1(252) 307-3167
i recommend confidential credit solutions, for credit repair
I really appreciate CONFIDENTIAL CREDIT SOLUTIONS for removing all the negative items on my report.
When I was applying for loans for my most recent investment property (my third property including my home),
my score was in the mid-400’s. I had 4 late payments, which hurt me dearly,
but the lenders actually looked at my report and refused me a loan, so I emailed:CONFIDENTIALCREDIT2424@GMAIL.COM
he removed all late payments, and raised my credit score up to 785 in 2 weeks.
I was indeed pleased. You can call or text him via +1(289) 277-0463
i recommend prohack network, for fast and best credit repair
Email PROHACK.NET@AOL.COM , CALL/TEXT VIA +1(252) 307-3167 for perfect CREDIT REPAIR.
Guys, am not suppose to say this, but it’s my TESTIMONEY, My else frustrated me last year, she has clubbing habit and her wants was too expensive, before I realized myself, her much demands affected my CREDIT REPORT my SCORE that was 760s reduced to 380s. If not for my neighbor Mrs. Lily who recommended PROHACK.NET@AOL.COM to me, I would have been a CREMINAL because I can’t even afford my bills. ASAP I contacted him (PROHACK NETWORK) via +1(252) 307-3167 I was in touch with the CEO Mr. Scott; he assured me that his going to put smiles on my face and the repair is going to be a permanent one. Ladies and gentle men, as I publish this review my CREDIT SCORE is now 780, he fixed my bankruptcy, eviction, judgment, late payment, clears all my credit card debts, in fact he removed all negative items in my Report and increases my FICO Score. I recommend PROHACK NETWORK to you guys because I understand that so many people are also facing this challenges. Please contact him ASAP he can do it for you. Good luck.
i recommend prohack network, for fast and best credit repair
Email PROHACK.NET@AOL.COM , CALL/TEXT VIA +1(252) 307-3167 for perfect CREDIT REPAIR.
Guys, am not suppose to say this, but it’s my TESTIMONEY, My else frustrated me last year, she has clubbing habit and her wants was too expensive, before I realized myself, her much demands affected my CREDIT REPORT my SCORE that was 760s reduced to 380s. If not for my neighbor Mrs. Lily who recommended PROHACK.NET@AOL.COM to me, I would have been a CREMINAL because I can’t even afford my bills. ASAP I contacted him (PROHACK NETWORK) via +1(252) 307-3167 I was in touch with the CEO Mr. Scott; he assured me that his going to put smiles on my face and the repair is going to be a permanent one. Ladies and gentle men, as I publish this review my CREDIT SCORE is now 780, he fixed my bankruptcy, eviction, judgment, late payment, clears all my credit card debts, in fact he removed all negative items in my Report and increases my FICO Score. I recommend PROHACK NETWORK to you guys because I understand that so many people are also facing this challenges. Please contact him ASAP he can do it for you. Good luck.
action credit solutions
Hello everyone, if you want a quick, genuine and permanent credit repair, then contact ACTION CREDIT SOLUTIONS via ACTIONCREDITSOLUTIONS@GMAIL.COM / call or text (737) 201-7316. I had couple of collections and late payments plus my son’s student loans and some charge offs. My credit score was at the low 560 and needed to get approved for mortgage loan but was denied several times. My colleague told me about this people and how they fixed his credit score in 10 days. I was moved so I contacted them 2 weeks ago, (23 July 2019) and they fixed my credit. My score was increased to 790s and the negatives cleared permanently. I’m really humbled and sincerely thank Action Credit Solutions for their help.
All scammed me .. Take note of the way they all write . Oh I heard this , I tried that .. BULLSHIT. they cant even spell correctly or even write proper English. I used everyone of them with the intent of payment after Job and they all failed . They always kept one saying ooh this , need that , and just little to buy Blah Blah Blah . Never Trust Any , (creditsmartspy @ gmail dot com) best possible option you can ever get as a hacker.. great job. +1(305)-912-6941
how to fix a credit
Mistakes teach you important lessons, Everytime you encounter one, you’ve a step closer to your goal, I want to fully recommend this great hacker PYRAMID CREDIT SERVICES This dude helped with my repair my credit score, help me get raid stundent loan, late payment and a 7 year fraud alert .. when i was almost bankrupt , I paid him half payment and when he give me confirmation i paid the rest, making me a happy man .. If you seek a reliable source for your credit issues, I think it's best you contact PYRAMIDCREDITSERVICES@BK.RU /(737) 238 6986.
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